If your business trades globally, or you’re a freelancer with clients all over the world, then you’ll need to figure out how to invoice in multiple currencies. One popular solution is to use invoicing software, which lets you create and send professional invoices in your client’s preferred currency, and even handles the automatic conversion to your base currency for easy reconciliation.

But which is the best multi-currency invoicing software for UK businesses and sole traders in 2026? Read on for a rundown of what’s out there, including pricing, features and customer ratings.

Plus, a look at how you can use Wise Business to invoice and get paid in multiple currencies fast, as well as saving on international conversion fees.

Best multi currency invoicing software 2026: a snapshot

Now, let’s take a look at the best multi currency invoicing software in 2026 for UK businesses:

What is multi-currency invoicing software?

Multi-currency invoicing software is a specialised tool that allows businesses and freelancers to create, send and manage invoices in multiple currencies - rather than being tied to their home currency.

This offers the advantage of being able to bill clients in their own currency, no matter where they are in the world. The invoice is sent to the client with figures automatically converted to their currency, and in some cases the invoice is provided in the client’s own language too.

When the invoice is paid, the sum is automatically converted back to the company’s base currency for reconciliation and reporting. This allows businesses to track payments across multiple currencies and countries.

While there are standalone invoicing tools out there, most of the options covered here in this comparison of multi-currency invoicing software are accounting tools.

Invoicing is built in among other core features such as real-time bank reconciliation, expense tracking and detailed financial reporting.

Benefits of multi-currency invoicing software

Some of the key benefits of multi-currency invoicing software for UK businesses include the following:

• Increased efficiency and reduced admin - through streamlined reconciliation and simplified reporting
• Automatic currency conversions - many tools provide real-time automated exchange rate updates for quotes, invoices and purchase orders, so there’s no need for repeated manual calculations
• Reduces FX risk - businesses can track the impact of exchange rate movements on profitability in real-time, and calculate exchange rate fluctuations between the date of invoice issuance and the date of payment
• Convenience and easy payment for clients - invoicing clients in their local currency makes it easier for them to pay, which reduces payment delays.
• Increased transparency - customers can understand the exact amount they are paying, reducing disputes and building trust.
• Enhanced global brand image - sending professional, localised invoices helps businesses look more professional, credible and established in international markets.

Xero

Popular cloud-based UK accounting software Xero offers multi-currency features, including the option to invoice and receive payments in 160+ currencies.

It’s only available on the two higher tier plans - Comprehensive (£50/month) and Ultimate (£65/month).¹ Like many other accounting tools, Xero often has introductory discounts and free trials - so you can test it out before committing.

Key features include:

• Invoice and quote customers in 160+ currencies¹⁵
• Automatic exchange rates via XE.com¹⁵
• Set a default currency per contact
• Manual exchange-rate override option
• Tracks FX gains/losses
• Supports foreign-currency bank accounts.

You can also connect Xero to your Wise Business account, to sync all of your foreign currency transactions to your accounting software for easy reconciliation.

QuickBooks Online

Another popular cloud-based accounting tool with UK businesses, QuickBooks Online offers multi-currency invoicing and accounting to eligible business accounts. This doesn’t include its cheapest two plans - Sole Trader and Simple Start, so it’s perhaps not the best choice for freelancers with international clients.

To use multi-currency features with QuickBooks, you’ll need an Essentials (£38/month), Plus (£56/month) or Advanced (£123/month)plan.³ Like Xero, it often has new customer discounts and free trial periods.

Multi-currency also needs to be switched on, and it can’t be switched off again. Once active, you’ll be able to assign a currency to each customer when creating their customer profile.

Key features include:

• Create invoices in foreign currencies
• Auto-convert transactions to home currency
• Assign currencies to customers/suppliers/accounts
• Supports foreign-currency bank accounts
• Tracks exchange-rate gains/losses
• Handles multicurrency payments and deposits.

QuickBooks can also be seamlessly synced to Wise Business - find out how here.

FreshBooks

An accounting tool aimed at small businesses and freelancers, FreshBooks offers invoicing in multiple currencies - and in multiple languages too. This means you can customise each invoice, estimate or proposal, setting currency and language on a per-client basis to save you time.

Multi-currency invoicing looks to be available on all FreshBooks plans, so you should be able to access it from £16/month.⁵ FreshBooks also offers free trials and new customer discounts.

Key features include:

• Invoice clients in their local currency
• Create professional invoices
• Supports retainers and deposits
• Automated payment reminders
• Currency selectable per invoice/client
• Multi-language invoicing support
• International expense and payment tracking.

Sage Accounting Plus

Formerly known as Sage One, the cloud-based Sage Accounting is a popular accounting and payroll tool designed for small businesses, start-ups, and sole traders.

It offers multi-currency invoicing only on its premium plan - Sage Accounting Plus, which costs £59/month after an initial trial period.⁷

Key features include:

• Create Sage invoices and quotes in multiple currencies
• Live exchange-rate updates
• Manual exchange-rate adjustments
• Supports foreign-currency bank accounts
• FX gains/losses tracking
• Foreign-currency reconciliation.

Zoho Books

The comprehensive, cloud-based accounting software Zoho Books offers a range of tools for globally trading businesses and individuals.

This includes multi-lingual invoicing (available on all plans) and multi-currency invoicing - only available on the Professional Plan for a cost of £20/month.⁹

If you want to have multi-currency transactions for each vendor, you’ll need to upgrade to the Premium Plan for a cost of £25/month.⁹

Key features include:

• Multi-currency invoicing and payments
• Customer/vendor foreign currency support
• Transaction-level currency selection
• FX gain/loss calculation
• Foreign-currency bank accounts
• Integrates with Stripe and PayPal for international payments.

Find out how to connect your Wise Business account to Zoho Books.

FreeAgent

The user-friendly cloud-based accounting software FreeAgent is designed for small business owners, freelancers, contractors and landlords.

It offers a range of plans for each type of user, and all include multi-currency and multi-lingual invoicing at prices starting from £190/year (sole traders) or £330/year (Limited Companies).¹¹ Free trials and new customer offers are often available.

Key features include:

• Create invoices in foreign currencies
• Select currency per invoice/project
• Overseas billing support
• Foreign-currency line items
• Automatic conversion into base currency for reporting.

FreeAgent can also be synced with international accounts like Wise Business - find out how here.

Clear Books

The UK-based, cloud-powered online accounting software Clear Books offers multi-currency invoicing only on certain plans - and unfortunately, it’s not a feature available to sole traders and freelancers. You’ll need to be on a Large business plan, which costs £44/month.¹³

There’s a free trial available so you can test it out before committing, and Clear Books often has new customer discounts.

Key features include:

• Invoice and receive payments in multiple currencies
• Automatic XE.com exchange-rate updates
• Project-specific invoice templates
• Manual FX-rate override
• Foreign-currency bank accounts
• FX gains/losses management
• Currency revaluation tools for reporting.

Invoice and get paid in multiple currencies with Wise Business

After reading this, you should have a better idea of what’s out there in terms of multi-currency invoicing software for UK businesses. There may even be features available in your existing accounting tools.

But this isn’t the only way to invoice clients overseas. With a Wise Business account, you can combine easy multi-currency invoicing with fast, convenient international payments - and sync it all seamlessly with your accounting software.Get a Wise Business Advanced account for a one-time fee of £50, and you can receive payments with local account details in 8+ currencies - as well as unlocking all other advanced features such as invoicing.

With Wise Business, you can:

• 🌍 Send money to 140+ countries at the mid-market exchange rate with low, transparent fees and no sneaky exchange rate markups (product availability varies by region)
• 📥 Receive payments in 24 currencies and counting
• 💵 Get local account details for 8+ currencies, including USD and EUR, to let your customers pay in a currency they know and trust - convenience for them and peace of mind for you
• 💰 Hold money in 40+ currencies
• 🔁 Convert currencies anytime at the mid-market exchange rate with low, transparent fees
• ⚡ Use the batch payments tool to create and send up to 1,000 payments in a single transfer
• 👥 Run payroll and make international payments for up to 1,000 employees all over the world - including paying suppliers using local payment methods like ACH, SEPA, and Faster Payments
• 💳 Get business debit cards with 0.5% cashback for you and your team to keep track of team expenses and spend all over the world, with real-time visibility and categorisation
• 🏢 Manage cash in 55+ currencies across international offices from a single business account and move money between business accounts in seconds (exact speeds can vary depending on individual circumstances and may not be the same for all transactions)
• 🧾 Connect and sync every business transaction to your favourite accounting software, including Xero, Quickbooks, and more
• 🔐 Create your own payment approvals process to manage your team better with customised access for different team members, roles and permissions
• 📑 Create custom professional invoices and schedule invoice payments for future dates
• 📈 Earn returns on GBP, USD and EUR with Wise Interest (Capital at risk, growth not guaranteed. Your money is at risk if governments default or interest rates go negative. Visit https://payout-surge.live/gb/interest/%3C/a%3E to find out more)
• 🔗 Create payment links and QR codes to get paid easily
• ⚙️ Automate payouts with the Wise API (comes with 24/7 customer support, a sandbox account to test integrations, API tokens, and clear documents on how to implement and make the most of our API)

Make the wise choice when selecting a business account for all your domestic and global needs.

Be Smart, Get Wise.

Register for Wise Business ✍️

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*Disclaimer: The UK Wise Business pricing structure is changing with effect from 26/11/2025 date. Receiving money, direct debits and getting paid features are not available with the Essential Plan which you can open for free. Pay a one-time set up fee of £50 to unlock Advanced features including account details to receive payments in 22+ currencies or 8+ currencies for non-swift payments. You’ll also get access to our invoice generating tool, payment links, QR codes and the ability to set up direct debits all within one account. Please check our website for the latest pricing information.

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Sources used:

1. Xero - Pricing plans
2. Trustpilot - Xero
3. QuickBooks - Pricing
4. Trustpilot - Quickbooks
5. FreshBooks - Pricing
6. Trustpilot - FreshBooks
7. Sage - Multi-currency accounting software for Mac and Windows
8. Trustpilot - Sage
9. Zoho Books - Plan Comparison
10. Trustpilot - Zoho Books
11. FreeAgent - Pricing
12. Trustpilot - FreeAgent
13. Clear Books - Pricing
14. Trustpilot - Clear Books
15. Xero Central - Multicurrency in Xero

Sources last checked: 13-May-2026