How to transfer money from Maribank (formerly SeaBank) to PayPal: Step-by-step guide

If you use Maribank¹ as a day to day bank account, but prefer to shop online with PayPal² you might be wondering how to make a Maribank (formerly SeaBank) to PayPal transfer to add funds for spending later. There are a couple of ways you may be able to do this, depending on the way your PayPal account is set up.

This guide walks through the most common options of how to send money from Maribank to PayPal, so you can decide which will work best for you. We'll also introduce the Wise account, a handy companion to make your money go further with low, transparent fees.

Can I transfer money from Maribank (formerly SeaBank) to PayPal

Whether or not you can transfer money from Maribank to PayPal might depend on the way your PayPal account is set up. Not all PayPal accounts can hold a balance.

For some PayPal customers, you can link Maribank to PayPal, but you won’t see the facility to add a balance to your PayPal account this way. Instead, you can choose your Maribank account as the source of funds when you send a payment to someone else, or spend online.

If you have a PayPal account in the Philippines which can receive a balance from a bank transfer, you can usually transfer money from Maribank to PayPal either by logging into Maribank and initiating the transfer, or by starting the transfer from your PayPal account instead.

This guide looks at both options.

Eligibility to transfer from Maribank (formerly SeaBank) to PayPal

Before we look at how to transfer money from Maribank to PayPal it’s important to check if you have a PayPal account which can receive a balance from a bank. To do this, you’ll need to log into your PayPal account online, and go to your Wallet. Here you can click Transfer Money, and look out for the option to Add money to your balance³.

If you see this option you can transfer from Maribank to PayPal by linking your Maribank account to PayPal and confirming it in the PayPal app.

To link your account just pick the Link a bank account option in the Wallet area of the PayPal app and follow the instructions⁴.

To verify your account, PayPal will send you two small payments which you need to receive to your bank and then enter the value of the transfers into the PayPal app⁵. This shows you are in control of the linked account, and is done for security reasons.

How to transfer money from Maribank (formerly SeaBank) to PayPal

You might find you have two different ways to transfer money from Maribank to PayPal. You can either log into PayPal and top up your balance from your linked Maribank account, or you could log into Maribank and manage the process from that end instead. In either case, the costs and delivery times should be the same.

Here’s how to add money to your PayPal account from Maribank by initiating the transfer from PayPal:

1. Log into PayPal on your computer - this service is not available in the app
2. Go to your Wallet and click Transfer Money
3. Click Add money to your balance
4. Follow the instructions to enter the amount to add and to confirm the transfer from Maribank

The alternative is to log into Maribank and use the Maribank transfer service, which lets you send money from your Maribank account to banks and mobile money wallets.

Here’s how to add money to your PayPal account by making a transfer from your Maribank account:

1. Log in to your Maribank account
2. Select Pay/Transfer, then choose the E-Wallet logo
3. Select PayPal as the account to send to
4. Enter the phone number associated with your PayPal account and your full name
5. Add the amount to be transferred, then authenticate the transaction

Maribank (formerly SeaBank) to PayPal transfer fee

Maribank has a 15 PHP fee for outgoing transfers which are sent to an ewallet using InstaPay⁶. PayPal does not charge an incoming payment fee⁷. There’s no advertised way to get a Maribank to PayPal transfer for free.

It’s also worth remembering that PayPal has fees of 3% - 4% if you need to convert your payment to another currency. So if you top your account up in PHP but choose to spend it online in a store which charges in USD, you’ll pay the relevant conversion fee. This can make your international payments and purchases with PayPal more expensive than you expect.

What is the Maribank (formerly SeaBank) to PayPal transfer time?

Maribank payments to ewallets are processed through InstaPay, and usually arrive in real time. This should mean the money appears more or less instantly in your linked PayPal account.

Make foreign currency transfers, receive payments from abroad and convert to PHP cheaper and easier with the Wise account

Send foreign currency, receive money from abroad and exchange it directly to pesos at the mid-market rate with Wise.

Wise international money transfers can be set up online or within the Wise app with low fees from 0.57% and the mid-market rate, to over 140+ countries. There’s no markup added to the exchange rate that’s used to convert your currency, which makes it easier to see exactly what you're paying for a transfer, and what the recipient will get in the end. Just transfer the amount indicated in PHP and let Wise do the rest.

To make sending foreign currency even easier, create a free Wise account, and you'll be able to manage and convert your money in PHP and 40+ other currencies. You'll get the same great rates, and be able to track your transfers all from one place. You can also get 8+ local account details to be able to receive money in PHP, USD, GBP, and more.

It’s simple and stress free - and you can stay on top of your finances no matter what you’re up to.

🚀 Get started with Wise

1. SeaBank
2. PayPal Philippines
3. PayPal Help - add money from a bank
4. PayPal Help - link bank account
5. PayPal Help - confirm bank account
6. SeaBank transfer fees
7. PayPal fees