How to transfer money from eCebuana App to GCash

In the Philippines, digital financial apps have become essential for everyday transactions, making it easier for people to send, receive, and manage money online. Two of the most popular platforms are eCebuana - the online version of Cebuana Lhuillier’s remittance service - and GCash, a widely used mobile wallet. This guide will walk you through how to transfer funds from Cebuana to GCash, covering requirements, fees, transfer time, and transaction limits.

We'll also introduce the Wise account, a handy companion to make your money go further with low, transparent fees.

Can I transfer money from eCebuana app to GCash?

Yes, you can transfer money from the eCebuana app to GCash, and it has actually become one of the most convenient ways for Cebuana Lhuillier clients to move their funds.

Linking these two services means you can enjoy fast, secure, and hassle-free money transfers without needing to visit a physical branch, which is especially beneficial for freelancers, online sellers, and families of overseas Filipino workers (OFWs).

Eligibility to transfer from eCebuana to GCash

Before you can successfully make a Cebuana to GCash transfer, there are a few requirements you need to meet.¹

• Be a Filipino citizen
• Have a verified eCebuana account
• Be at least 18 years old
• Currently residing in the Philippines
• Sufficient balance to cover the transfer and any fees

How to verify your eCebuana account

As mentioned, you need a verified eCebuana account to transfer funds from Cebuana to GCash. Here are some simple steps you can follow to get verified:

1. Download the app and select Create an Account².
2. If you already have a Cebuana savings account, you can log in with those details or just register with a mobile number.
3. You’ll receive a one-time password (OTP) to confirm your mobile number.
4. After entering the OTP, you can input personal details like your name, date of birth, and nationality.
5. Read the terms and conditions next and select Agree to All.
6. Choose your 6-digit login PIN and confirm.
7. Select Verify my Account and fill out more personal information, including the source of your funds and employment status³.
8. Upload a photo of the front and back of an accepted ID, such as a passport or driver’s licence⁴.
9. Complete a selfie and a liveness check.
10. Fill out the Customer Risk Profiling and the FATCA Declaration.
11. Wait up to 48 hours for confirmation that your account is fully verified.

How to transfer from eCebuana to GCash

If you’re wondering how to transfer money from Cebuana to GCash, you can follow this step-by-step guide⁵:

1. Open the eCebuana app and log in with your 5-digit PIN code.
2. Select Send Money from the main menu, then Send Money to Other Banks on the next screen.
3. Select Start Transfer and search for G-Exchange, Inc.
4. Enter the recipient’s account number, first name, and last name, and the amount you want to send.
5. Select Send Money and double-check all the details, including the convenience fee you’ll have to pay.
6. Select Confirm and Proceed, then Next to receive a one-time pin on your registered mobile number.
7. Enter the PIN, select Submit, and your transfer will be complete

eCebuana to GCash transfer fee

One of the most common questions Cebuana clients typically have is: How much is the Cebuana to GCash fee? Fees range from 1 to 510 PHP for domestic transfers, depending on the amount you’re sending.

If you want to see exactly what you’ll be charged, initiate a transfer on the eCebuana app and input all the necessary details. After clicking Next, you’ll see the convenience fee before you need to confirm the transfer.

Unfortunately, there’s no way to waive this fee, but Cebuana sometimes offers discounted transfer rates.⁶

How long does an eCebuana to GCash transfer take?

Transfers from eCebuana to GCash are typically completed within a few hours but can take up to 24 hours.⁷ However, there may be slight delays due to:

• System maintenance on either Cebuana or GCash’s side
• Network connectivity issues, especially in remote areas⁸
• Peak transaction periods, such as payday or holidays

If your transaction takes longer than 24 hours, you can contact Cebuana Lhuillier customer support or double-check your eCebuana transaction history.

What are the transaction limits?

Both eCebuana and GCash have transfer limits in place for security and compliance with government regulations.

• Cebuana transfer limit: 50,000 PHP per transaction⁹
• GCash incoming transaction limit: 5,000 to 1,000,000 PHP per month, depending on the type of GCash account your recipient has¹⁰

Make foreign currency transfers, receive payments from abroad and convert to PHP cheaper and easier with the Wise account

Wise international money transfers can be set up online or within the Wise app with low fees from 0.57% and the mid-market rate, to over 140+ countries. There’s no markup added to the exchange rate that’s used to convert your currency, which makes it easier to see exactly what you're paying for a transfer, and what the recipient will get in the end. Just transfer the amount indicated in PHP and let Wise do the rest.

To make sending foreign currency even easier, create a free Wise account, and you'll be able to manage and convert your money in PHP and 40+ other currencies. You'll get the same great rates, and be able to track your transfers all from one place. You can also get 8+ local account details to be able to receive money in PHP, USD, GBP, and more.

🚀 Get started with Wise

1. Cebuana Lhuillier Frequently Asked Questions
2. Cebuana Lhuillier: How to register on the eCebuana mobile app?
3. Cebuana Lhuillier: How to become fully verified?
4. Cebuana Lhuillier: What are the valid IDs that can be used for verification?
5. Cebuana Lhuillier: How can I send money to other banks or eWallets?
6. Cebuana Lhuillier: eCebuana promotion
7. Cebuana Lhuillier: When do I get my remittance?
8. BiyaPay: Cebuana Remittance Guide
9. Cebuana Lhuillier: eCebuana app
10. GCash: What are my GCash Wallet and Transaction Limits?