How to transfer money from Chinabank to GCash: Step-by-step guide

If you have an account with Chinabank, but prefer to use GCash to make day to day payments conveniently, you might be looking for options on how to transfer money from Chinabank to GCash most easily.

This guide walks through the payment types available, and the Chinabank to GCash transfer fee in each case. We’ll also touch on what to do if a Chinabank to GCash transfer is not received, in case you run into any problems. We'll also introduce the Wise account, a handy companion to make your money go further with low, transparent fees.

Can I transfer money from Chinabank to GCash

Yes. You can transfer money from Chinabank to GCash online, and using the Chinabank mobile network. Your payment can be processed through either Instapay or PESOnet.

If you’re not sure which payment method is best for your transfer, it helps to know about the differences - here’s a quick summary¹:

*Details correct at the time of writing - 6th August, 2025

Eligibility to transfer from Chinabank to GCash

To transfer money from Chinabank, you’ll need an eligible account, and you’ll need to make sure your personal and contact details are up to date to use the online and mobile banking network. In particular, make sure your phone number is registered correctly as you need to receive a passcode through your phone to confirm your outgoing payment to GCash.

While you’re getting set up, it’s also worth verifying your GCash account to raise your wallet limit and unlock a whole host of new features³. Verify your account with a government issued ID document and you’re good to go⁴.

How to transfer money from Chinabank to GCash

The easiest way to move money from your Chinabank account to GCash is to set up a digital payment. Sending the money using the mobile banking network, through Instanet, is also the best way to get the cheapest available fee.

Here’s how to transfer money from Chinabank to GCash using the Chinabank digital banking services:

1. Log into your Chinabank online or mobile banking service
2. Go to Pay or transfer from the menu
3. Select a To Other, then select GCash as the bank to send money to
4. Fill out the GCash account number when prompted
5. Check the details and then tap Confirm
6. Enter the One-Time Password (OTP) sent to your registered mobile number
7. Your money will be sent

Chinabank to GCash transfer fee

You can make a transfer from Chinabank to GCash using either Instapay or PESOnet. The Chinabank to GCash transfer fee you pay depends on which one you pick, and how you arrange the transfer. Here’s a summary of the Chinabank to GCash transfer fee options:

*Details correct at the time of writing - 6th August, 2025

What should I do if my Chinabank to GCash transfer is not received?

The length of time it takes for your payment to arrive in GCash depends on whether you use Instapay or PESOnet. Instapay transfers can arrive right away, but PESOnet payments are processed in batches at various times of day, and so there may be a wait time of a few hours, or overnight.

If your payment has still not arrived, GCash recommends you check the payment status with Chinabank, and also look on the GCash app to see if any error messages may have arrived. Common reasons for delayed or missing payments include using an incorrect phone number to make the transfer, or making a transfer which exceeds your wallet allowable balance⁵.

If you need more help, you can open an in app chat with GCash to ask for advice, or call the GCash hotline:

• For Globe and TM Mobile Subscribers: 2882 (toll-free)
• For Globe Landline Users: (02) 7213-9999 (toll-free)

You can also call the Chinabank contact center on (+632) 888-55-888 if you need help from that end.

Get paid from overseas with Wise and convert to PHP seamlessly for topping up GCash and spending locally

Receive foreign currency and exchange it directly to pesos at the mid-market rate with Wise.

Sa Wise, makakakuha ka ng 8+ local account details, kasama ang PHP, USD, GBP, AUD at marami pang iba. Kaya, mas madali at convenient na makatanggap ka ng pera direkta. Mag sign-up ka lang ng libreng account, at mae-enjoy mo nang i-manage ang pera mo gamit lang ang phone mo.

Kapag natangap mo na ang pera mo, madali mo itong i-convert sa 40+ na currencies, with low fees, at sa mid-market rate - ito yung totoo at nakikita mong rate sa Google. Kasama na dito ang pag-exchange ng peso na may one-time conversion fee na nagsisimula sa 0.57%. Kitang-kita na agad yan upfront, walang patong o hidden fees.

Kaya, tumanggap, mag-exchange, at ilipat ang funds mo sa iyong local bank account gamit ang Wise.

It’s simple and stress free - and lets you keep on top of your finances no matter what you’re up to.

🚀 Magsimula sa Wise