How to become a remote medical coder without experience

Michelle Alyssa

The shift to remote work in the Philippines has opened up plenty of new opportunities, including medical coding. Many Filipinos are now exploring medical coder work from home jobs because they offer strong pay, global demand, and flexible schedules. This guide will walk you through how to become a medical coder, what the role involves, the top certifications, and where you can find these remote opportunities.

We'll also introduce the Wise account, a handy companion to make your money go further with low, transparent fees.

Table of contents

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What is a medical coder?

A medical coder is a healthcare professional who translates medical diagnoses, treatments, and procedures into standardized codes. These codes are then used for insurance claims, billing, and accurate patient records.

The average medical coder salary in the Philippines ranges from 25,000 to 50,000 PHP per month, with higher pay for those working with international clients or holding advanced certifications.¹

What does a remote medical coder do?

Remote medical coders have a wide range of responsibilities, including:

  • Reviewing medical charts and patient records
  • Assigning standardized codes
  • Preparing billing information for insurance reimbursement
  • Ensuring compliance with healthcare regulations
  • Communicating with doctors or nurses to clarify details
  • Handling claim disputes or insurance issues
  • Using specialized software for coding and documentation

How to become a remote medical worker: Step-by-step guide

If you’re wondering how to become a medical coder, here’s a step-by-step guide you can follow to get started.

Step 1: Meet the education requirements

The minimum education requirement you need to meet to become a medical coder is a high school diploma. Some employers may prefer candidates with a healthcare-related degree as well, but it’s not required.

Step 2: Choose the right medical coder training program

Enrolling in a medical coder training program is the next essential step. A good medical coder program should include subjects like:

  • Anatomy and physiology to help you understand the body
  • Medical terminology to teach you relevant jargon
  • Coding systems like ICD-10 for diagnoses, CPT for procedures, and HCPCS for supplies and services
  • Medical billing and claims processing to understand insurance forms, claims, and reimbursements

Most programs take 200 hours² to complete, and many institutions offer self-paced training that you can complete in your own time.³

Step 3: Earn a recognized certification

The most important step to becoming a medical coder is certification, as it demonstrates your knowledge and credibility. Two certifications to consider are the:

  • Certified Coding Specialist (CCS) designation from AHIMA
  • Certified Professional Coder (CPC) designation from AAPC

Both certifications cover coding systems, medical guidelines, and compliance. To get the certification, you must pass an exam. You can take AAPC’s exam online or at a testing center, but AHIMA only offers the exam at a testing center.

You’ll have to pay $299⁴–$399⁵ USD (about 17,000–22,000 PHP) to take the exam, so make sure you study.

Step 4: Get practical experience

Once you are certified, you can start gaining in-person experience before switching to a remote medical coder role. Consider internships, volunteer work, or entry-level roles in local hospitals or clinics. This gives you exposure to real-world coding practices and boosts your resume.

Step 5: Build a resume tailored for remote roles

To grab hiring managers’ attention, your resume should highlight certifications, technical skills, and your ability to work independently. Emphasize your experience with coding software and virtual communication to tailor your resume to remote roles.

When you’re ready to apply, consider joining online coding groups and forums for medical coders to network and look for job leads.

Top certifications for remote medical jobs

Certified professional coder from AAPC

The CPC credential⁵ is one of the most widely recognized certifications for medical coders. It demonstrates proficiency in coding across different healthcare settings, making it ideal for those aiming for medical coder work-from-home jobs.

This certification focuses on coding using ICD-10-CM, CPT, and HCPCS Level II systems, ensuring coders can accurately document diagnoses, procedures, and services for billing and insurance purposes.

To take the exam, you need a high-level understanding of medical terminology, anatomy, and pathophysiology. And, once you pass, you must invest in an AAPC annual membership and earn 36 continuing education units every two years to maintain your certification.

Certified coding specialist from AHIMA

The CCS certification targets medical coders working in physician practices and outpatient facilities.⁴ The program also emphasizes the accurate use of ICD-10-CM, CPT, and HCPS systems.

AHIMA recommends you have medical coder training, experience, or CCA certification to take the exam. When you pass, you’ll need to pay a recertification fee and complete a certain number of continuing education units to maintain your certification.

The main difference between the two certifications is that this one focuses on accurately coding both inpatient and outpatient medical records, while AAPC’s concentrates more on outpatient coding.⁵

Where can you work as a remote medical coder

Healthcare BPO Companies

The most common route to becoming a remote medical coder is joining a healthcare business process outsourcing (BPO) company. These companies handle the administrative and back-office tasks for healthcare facilities so they can focus on patient care.

They work directly with international hospitals, clinics, and insurance providers, especially from the United States, so they typically offer steady remote work, exposure to global standards, and competitive salaries.

Hospitals and Specialty Clinics

Some hospitals and clinics in the Philippines now offer remote medical coder positions as well, especially for experienced coders.

Search job boards like Jobstreet, Indeed, and Glassdoor with a remote jobs filter to find positions you’re interested in. AHIMA and AAPC also have their own job boards where employers look specifically for certified medical coders.

Check the job boards daily or set an alert so you can be one of the first candidates to apply.

Direct International Clients

With experience and certification, you can freelance directly with international clients. This route often pays more than local jobs but requires strong networking and self-motivation.

Search freelancing platforms like Upwork and Fiverr or join groups on LinkedIn and Facebook to find potential clients. You can also try reaching out to clinics, physicians' offices, and medical billing companies in countries like the UK and Australia to offer your services.

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*Disclaimer: The percentage figure mentioned above is based on an internal survey conducted by Wise in April, 2024

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Sources used:

  1. Glassdoor Medical Coder Salaries
  2. Medstar Philippines
  3. HIM Training Institute
  4. AHIMA Certified Coding Specialist
  5. AAPC Certified Professional Coder certification
  6. Coding Clarified: Comparing AHIMA vs AAPC

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.

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