How to add money to your Revolut account: Options and charges

Curious about the Revolut account and how to put money into it? In this article we’re going to explain everything you need to know about depositing money into Revolut, including the methods and what it costs.

We’ll also introduce you to Wise, a provider with a multi-currency account that allows you to manage your money in +40 currencies.

Discover Wise in Ireland 💡

Adding money to your Irish Revolut account: Options and fees

The Irish Revolut customers have access to an Irish IBAN for EUR transfers within the EEA, a GBP account sort code and account number, and SWIFT account details for international transfers in supported currencies.⁸

When you want to add money to your Revolut account in Ireland, there are a few different methods you can use, which may occur different fees:

*Cash deposit feature is still in testing, so not all customers may be able to see this option.

How to add money to Revolut in Ireland: Step-by-step guide

The steps for putting money into your Irish Revolut account vary depending on which method you’re using.

Bank transfer

To complete a transfer from your bank you send it as you normally would, inputting the account details that come with your Revolut account.¹

Card

To add money to Revolut with a card, follow these steps²:

1. Open the Revolut app and go to ‘Home’
2. Press ‘Add money’
3. Input the amount you want to add
4. Set the currency to match the card currency
5. Select a card that’s saved or opt to add a new card
6. From there, follow the prompts to complete the transfer.

When paying by card, you can add money to your Revolut account in 23 currencies.

Google Pay or Apple Pay

If you want to use Google Pay or Apple Pay to add money to Revolut, here’s what you need to do³:

1. Open the Revolut app and tap ‘Home’
2. Press ‘Add money’
3. Enter the amount you want to add
4. Press the payment method drop down, and select the correct option
5. Set the currency to match the digital wallet currency
6. Choose ’Apple Pay’ or ‘Google Pay’
7. Press ‘Pay”.

Cash deposit

Revolut are rolling out the option to deposit into their accounts using select partner retail shops. Once the option becomes available to you, here’s how you do it⁴:

1. Open the Revolut app and tap ‘Home’
2. Press ‘Add money’
3. Enter the amount you want to deposit
4. Choose the payment method
5. Select EUR as the currency
6. Press ‘Deposit cash’
7. Tap ‘Continue’
8. Allow location access
9. Choose a deposit location and press ‘Deposit cash’
10. Enter the amount of cash you want to deposit, the ‘Continue’.

At this point a barcode will come up which is valid for 30 minutes. You need to show the barcode to the cashier at your chosen deposit location, then deposit the cash before getting a receipt.

How to add money to the Revolut card?

The Revolut card draws from your Revolut account. To put money on the card, you just need to add money to the currency balance of your account.

How much money can I add to Revolut?

Revolut accounts have an annual limit on deposits which applies to all top-up methods, including bank transfers, digital wallets, card payments, cash deposits and transfers from other Revolut users. Revolut doesn't state what this limit is, just that it’s set automatically, and can’t be changed or checked.⁵

Cash deposits have specific sub-limits, which vary depending on the time period⁴:

• €1000 per deposit
• €2250 per calendar month
• €10,000 per calendar year.

⏰ How long does it take to add money to Revolut?

The amount of time it takes for a deposit to appear in your account depends on the payment method.

Add money in 25 currencies to your Wise Account

If you are looking at what else it's out there to manage your finances, you should check the Wise Account. This multi-currency account supports holding and managing +40 currencies and is connected to the Wise card.

Of the supported currencies, you can add money directly in 25 of them, including AUD, BRL, CAD, CHF, EUR, GBP and USD.

Wise also supports a number of different top up methods, including bank transfers, debit and credit cards, Apple Pay, and Google Pay.

With the Wise Account you can:

• Hold 40+ currencies and convert between them at the [mid-market rate](https://payout-surge.live/ie/mid-market-rate. You'll see the conversion fees upfront
• Get local account details in 8+ currencies, including USD, GBP, and EUR
• Receive cashback on EUR, GBP and USD held in your account
• Order a Wise debit card which you can use with our Smart Conversion technology]
• Set up Auto Conversions based on your desired rate in the Wise app or use our Wise Rate Tracker to request exchange rate notifications directly to your email
• Create Wise Virtual Cards, and save on online shopping
• Get instant notifications of all your purchases via the Wise app so you can track your expenses. If you lose your card, you can easily cancel it in the app to keep your money safe
• Have a supporting, English-speaking customer service

Open your Wise Account
for free 🚀

FAQ: Adding money to Revolut

Here’s a few frequently asked questions about depositing money into Revolut.

Why can't I add money to Revolut?

If you’re having problems adding money to your Revolut account it could be because you’ve reached your limit, or because there’s an issue with the payment method.⁶

You may be facing:

• Revolut limits have been reached
• 3D secure failed because the deposit wasn’t authenticated
• Declined by your external provider
• Insufficient balance
• Card brand isn't supported
• Technical issues.

When you have a problem you could try a different payment method, or speak to the provider the money is coming from.

Can you add money to Revolut from an ATM?

You can’t add money to a Revolut account from an ATM, but they are rolling out cash deposits at retail partners instead.⁴

Can I add money to Revolut from a credit or debit card?

You can add money to an Irish Revolut account using a debit card but credit cards are not supported.⁹

Can you add money to Revolut without a card?

Yes, you can add money to an Irish Revolut account without a card by doing a bank transfer.¹

Sources used:

Sources last checked on date: 25 August 2025