Cost of Living in Lugano


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£2,647

Average cost per month

1

Distribution of Expenses

Property
54%
Groceries
19%
Eating Out
13%
Transportation
2%
Utilities
8%
Leisure
4%
Property
54%
Groceries
19%
Eating Out
13%
Transportation
2%
Utilities
8%
Leisure
4%

Cost of living breakdown for Lugano

You can expect to spend around £2,647 per month for 1 person as of 2026, on common living costs such as housing, food, and transport.

Housing

£1,293Average rent per month
£13,164Price per m² (city centre)
£9,807Price per m² (outside centre)
Housing

Standard of Living

Cost of living index82
Quality of life index100
Safety index84
Standard of Living

Food & Drink

Lugano average costs for food and drink.

£468Monthly groceries/person
£329Dining out average cost/person
£4Regular coffee
Food & Drink

Salary & Services

Lugano average salaries and services.

£5,144Average Monthly Net Salary
£60Transport
Healthcare67
Salary & Services

Average living costs in Switzerland

ItemAverage pricePrice range
1 Bedroom Apartment in City CentreRent Per Month£1,292.60£801.33 - £2,055.17
1 Bedroom Apartment Outside of CentreRent Per Month£1,037.01£754.19 - £1,272.70
3 Bedroom Apartment in City CentreRent Per Month£2,557.97£1,885.48 - £3,431.57
3 Bedroom Apartment Outside of CentreRent Per Month£2,036.32£1,602.66 - £2,828.22

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Frequently asked questions

The cost of living in Lugano depends on your lifestyle. On average, a single person needs £1,354 per month without rent, while a family of four requires £4,879. Renting a 1-bedroom apartment in the city centre costs an additional £1,293 on average.

Public transport prices vary, but generally, a one-way ticket for local transport in Lugano costs £2. If you are commuting regularly, a monthly pass is typically priced at £60.

The average monthly net salary (after tax) in Lugano is currently £5,144.

Dining costs depend on your choices. A meal at an inexpensive restaurant in Lugano costs approximately £27, while a three-course meal for two people at a mid-range restaurant costs around £141.

The estimated monthly cost of living in Lugano for a single person is £1,354, excluding rent.

For a family of four living in Lugano, the estimated monthly costs are £4,879, not including rent.

Rent prices in Lugano depend on the area. The average monthly rent for a 1-bedroom apartment in the city centre is £1,293, compared to £1,037 outside the centre. For a 3-bedroom apartment, the average is £2,558 in the centre and £2,036 in suburban areas.

Basic utilities in Lugano (including electricity, heating, cooling, water, and garbage for an 85m² apartment) cost an average of £226 per month. Internet access typically adds another £40.