Making Tax Digital - Everything Business Owners, Sole Traders and Landlords Need to Know
On 6 April, Making Tax Digital will become mandatory for self-employed sole traders and landlords with qualifying income over £50,000.
Getting started on eBay as a seller can feel confusing with fees, postage, and payment processes to understand.
To help you gain some clarity on everything, we've put this guide together explaining the step-by-step process for selling your first item on eBay in the UK1, including how to set up your account, price your items, create listings, and manage shipping so you can start selling with confidence.
We've also explained how Wise Business can support your eBay selling journey, particularly when receiving payments from international buyers.
| Step | Summary of Key Takeaways |
| Step 1: Account Setup | Register as a private or business seller and link a bank account or Wise Business account to handle payments, including multi-currency payments where relevant. |
| Step 2: Research and Pricing | Identify items to sell and utilise the ‘Sold items’ filter to establish a realistic valuation based on actual historical sales. |
| Step 3: Photography | Use natural light and neutral backgrounds to take clear photos from all angles, being transparent about any existing flaws.3 |
| Step 4: Create Listing | Optimise searchability with keyword-rich titles and use the ‘Buy It Now’ format for a straightforward, fixed-price sale.4,5 |
| Step 5: Shipping Costs | Package and weigh your items before listing them to ensure postage costs from carriers like Royal Mail or Evri are accurately calculated.6,7,8 |
| Fees and International Payouts | Account for specific business fees or international surcharges, while utilising the Global Shipping Programme for easier overseas trade.9,10,11 |
Before you can sell, you need an eBay account. If you already have one for buying, you can use that. If not, creating one is simple. You’ll be asked to register as either a private or business seller.2
For most beginners just starting out, a private account is the right choice.
During setup, you must link a UK bank account. This is for eBay’s Managed Payments system, which sends your earnings directly to you.
For sellers planning to reach international buyers, you may choose to link a Wise Business account. It allows you to receive payments in currencies like USD or EUR, depending on availability and eligibility.
Look around your home for items you no longer need. Popular categories for new sellers often include:
The most important part of this step is pricing. To find out what your item is really worth, use eBay’s search function but be sure to tick the ‘Sold items’ filter.
This shows you what buyers have actually paid for similar items recently, giving you a realistic price range.
Your photos are your shop window.
A good listing abides by eBay’s listing policies4 and includes:
For beginners, 'Buy It Now' is often the simplest option.5
Underestimating postage can reduce your profit. Before you list the item, you need to know how much shipping will cost - and you can use courier tools like Royal Mail, Evri, or Yodel to calculate these costs.7,8
eBay’s Global Shipping Programme (GSP) is an easy way to sell internationally9.
If you sell internationally, a Wise Business account may help you manage and receive payments in different currencies, depending on your circumstances.
Managing payments from international sales can involve multiple currencies and conversion fees.
Wise Business offers a way to receive and manage payments in multiple currencies, depending on your needs.
With Wise Business, you can:
🌍 Send money to 140+ countries at the mid-market exchange rate with no hidden fees or sneaky exchange rate markups (product availability varies by region; please check the Wise website for local availability)
📥 Receive payments using 8+ local account details for 24 currencies
💰 Hold money in 40+ currencies
⚡ Use the batch payments tool to create and send up to 1,000 payments in a single transfer
👥 Run payroll and make international payments for up to 1,000 employees all over the world
💳 Get business debit cards with 0.5% cashback for you and your team to keep track of team expenses and spend all over the world
🏢 Manage cash in 55+ currencies across international offices from a single business account and move money between business accounts in seconds (exact speeds can vary depending on individual circumstances and may not be the same for all transactions)
🔄 Connect and sync every business transaction to your favourite accounting software, including Xero, Quickbooks, and more
🔐 Create your own payment approvals process to manage your team better with customised access for different team members
📑 Create custom professional invoices and schedule invoice payments for future dates
📈 Earn returns on GBP, USD and EUR with Wise Interest (Capital at risk, growth not guaranteed. Your money is at risk if governments default or interest rates go negative. Visit https://payout-surge.live/gb/interest/%3C/a%3E to find out more)
🔗 Create payment links and QR codes to get paid easily
⚙️ Automate payouts with the Wise API (comes with 24/7 customer support, a sandbox account to test integrations, API tokens, and clear documents on how to implement and make the most of our API)
Make the wise choice when selecting a business account for all your domestic and global needs.
Be Smart, Get Wise.
eBay states that UK private sellers may benefit from zero insertion fees and zero final value fees in many categories10, although fees may still apply in certain situations:
In practice, these additional fees often arise when sellers choose promotional features (such as listing upgrades) or sell to international buyers. Understanding when fees apply helps you protect your margins and price items more accurately.
The main fees for UK business sellers11 include:
These fees directly affect profitability, so business sellers typically factor them into pricing strategies. For example, higher-margin items may absorb fees more easily, while low-margin items require tighter cost control.
In some cases, private sellers may not pay certain fees, but other charges can still apply depending on how you sell. This means “free selling” often depends on category, listing choices, and whether you use optional upgrades.
Items you already own are a practical starting point. This reduces upfront risk and lets you learn the platform before investing in stock. Over time, many sellers transition into sourcing items specifically for resale once they understand demand and pricing.
Use the Global Shipping Programme (GSP).9
This reduces the complexity of customs and international logistics, making it easier to expand your customer base beyond the UK.
Sources:
Sources last checked on 31st March 2026
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
On 6 April, Making Tax Digital will become mandatory for self-employed sole traders and landlords with qualifying income over £50,000.
It’s exactly one year since the United States (US) government announced its ‘Liberation Day’ tariff policies and in the 365 days since, businesses have...
Thinking of expanding or starting a business in Germany? Our complete guide covers potential opportunities, barriers and cultural considerations.
Using Revolut Business international payments for your UK company? Learn how fees and FX markups work and see when Wise Business could save you money.
Make and receive EUR via SEPA and USD international payments with Tide Business. Check eligibility criteria and view fees for your global transfers.
Learn how multi-currency payment gateways work, how they benefit global businesses, and what factors to consider when choosing one in our guide.