15 million customers. 160 countries. One smart way to move money.
Data from 01/01/2025 to 22/12/2025
Mission Update
Min fees. Max ease. Full speed.
The account to move and manage the world’s money is getting even smarter — with updated bill splitting, auto top-ups and more.
£145 billion
Moved across borders
£2 billion
Saved by ditching bank’s hidden fees.
9% lower fees
Since January 2025. Now, your average fee is 0.53%.
16% faster
Since January 2025. That means 74% of your transfers are instant.
£31+ million
In your pockets — helped grow with our Interest fund.
100,000 new customers
Join Wise every week.
Fees as low as we can go
Since October, fees have stayed low at 0.53%¹. As costs rise around the globe, we’re focused on keeping more of your money where it belongs — with you.
- From January till now, your fees have dropped by 9%.
- It costs 25% less to use Wise than it did five years ago. Your fees are always as low as we can go — no sneaky promos or weekend restrictions.
Your money, moving at light speed
When you send money around the globe, it should arrive before you hit refresh. Your transfers have stayed fast since October — keeping 74%² of global transfers instant.
- Moving HUF, GBP or SGD? 90% of those transfers land in less than 20 seconds.
- Thanks to our new partner in Thailand and quicker checks in Malaysia, sending money to these locations is faster than ever. Ditch that ‘where’s my money?’ feeling for good.
Your account’s getting smarter
Auto top ups in Singapore and UK
If you’re in Singapore or the UK, you can now make sure there’s always enough money in your Wise account. Set a minimum balance once, and we’ll add money automatically when it runs low so you can pay smoothly, every time.
Settling up made simple
When the shared bill arrives, you can now split with recent contacts and split by shares or percentages. Plus, you can even add a note to explain what the split was for.
Expert support on your large transfer
Whether you’re buying a property or moving savings between accounts in different countries, your large transfers deserve extra support. When you send a high sum, you’ll now see a dedicated expert assigned to support you at every step.
The world's money, at your fingertips
India, the Wise card has landed
With this smart forex card in hand, customers in India can travel easier with access to 40+ currencies in a few simple taps. More currencies means less stress, fewer exchange delays and more seamless multi-country travel.Get your card for free while supplies last.
Pay with your phone in the Philippines
When you see a Google Pay or contactless symbol in the Philippines, you can now pay with your personal and business Wise card. We’re the first non-bank in the country to do so. It’s just another way we’re making Wise work for you.
Help give your money a boost
Earn interest on Jars in the US
You can now opt into Interest on the currencies in your Jars. Whether you’re saving for future travels, a big purchase, or a rainy day, you can help your money grow while keeping instant access to it.³
Help your money grow in Europe
Customers in Germany, Sweden, the Czech Republic and more⁴ can now invest in an Interest fund and Stocks, without locking it away. Whether you’re paying bills, sending money, or moving cash between balances, your money stays accessible while you help it grow — not just what you’ve set aside in Jars.
We’ve also expanded Stocks to Malta, Greece, Hungary, Lithuania, Slovakia, the Czech Republic and Portugal. And GBP Interest is now available in the Czech Republic and Slovakia.⁵
Invoice with confidence
It’s easier to create, check and send professional invoices while you’re moving fast. Find Invoices in the Launchpad, featuring a live preview as you build them. Plus, you can add your logo to reflect your brand.
Sync with Exact Online in the Netherlands and Belgium
Your Wise Business account plugs right into your favourite software, including Exact Online. Get connected to start monitoring cash flow, making payments and managing your business from anywhere.
An easier way to pay and get paid
Forget entering your recipient’s bank details. Save on time and fees by sending money directly to their Wise account. Wise to Wise transfers are instant and cheaper — all you need is their name, email address, phone number or Wisetag.
Ecommerce pilot coming soon
Soon, our e-commerce solution will enable online merchants to get paid directly into their Wise Business account. That means you will be able to use Wise in your checkout. It makes getting paid by customers, in multiple currencies, faster and easier with no forced conversions.
Join the waitlist today to be the first to know about our WooCommerce pilot programme and launch date.
Making Wise work for you with the products you already use
Wise Platform
Global expansion with new partners
We launched new partnerships with Wealthsimple in Canada, GoTyme Bank in the Philippines, and XP in Brazil. Our partnership with Aspire continued to grow, bringing fast, transparent international payments to more customers in Asia.
Smoother, smarter partner experiences
Platform upgrades make it easier for banks and digital platforms to automate regular payouts, manage liquidity more easily, and stay uninterrupted as industry standards evolve.
Designed to fit partner platforms
We’ve made it easier for partners to get customers up and running and keep payments inside their own experience — with faster onboarding options, more control over how customers sign up, and new ways to fund cross-border payments directly from bank accounts without manual steps.
¹ The price provided is a global average based on a fixed basket of representative currencies as of Q4 2025 and may not reflect specific prices for consumers in their regions. Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up to date pricing information.
² Transaction speed claimed depends on individual circumstances and may not be available for all transactions.
³ The interest feature is not currently available to New York and Alaska customers. Rates shown are true as of 14/01/2026. See Program Agreement for details.
⁴ Countries include Germany, Hungary, Norway, Sweden, Malta, Romania, Bulgaria, Czech Republic, Lithuania, and Slovakia.
⁵ Capital at risk. Growth not guaranteed. Provided by Wise Assets Europe AS.