Q4 2025 Mission Update: Speed
Our journey towards instant payments
We are excited to share our continued progress in making all your payments instant! As the year drew to a close, we have not seen a significant change in our speed of payments. 74% of all our transfers still continue to arrive in under 20 seconds. Read on to know more about what has happened.
Q4 Speed Performance: A Mixed Picture
In Q4, transfer speeds continued to improve across many routes. Some of our most-used currencies — including HUF, GBP and SGD — now arrive instantly around 90% of the time, landing in under 20 seconds.
A significant win was achieved in Thailand, where the introduction of a new partner has substantially accelerated transfer times. As a result, the percentage of instant transfers to THB has risen from 63% to 73%.
We have also seen a marked improvement in the delivery of Malaysian Ringgit (MYR) by speeding up our process of running checks. This efficiency gain means 82% of transfers to MYR are now instant.
Despite a growing market in Brazil, we experienced a dip in instant payment performance due to liquidity shortages over the past couple of months. We are currently planning solutions to overcome this challenge in the near future in the new year.
Boosted accuracy for quicker deliveries
Speed is only half the story. We’ve also made delivery times more accurate. We track the accuracy of our payment's arrival time as ‘Early’, ‘On time’ or ‘Late’.
We have not had significant changes in our accuracy performance. We are still continuing on our efforts to further improve payment speeds for currencies like EUR, SEK, and DKK! We are looking forward to sharing the results with you soon.
*Transaction speed claimed depends on individual circumstances and may not be available for all transactions.
