Best Standard Chartered Miles Credit Cards for Singapore: SC Visa Infinite, SC Journey or SC Beyond?

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If you are considering a credit card that offers rewards, a Standard Chartered miles card is one option that allows cardholders to earn points that may be redeemed for flights, upgrades, vouchers, or cashback, subject to the card’s terms and conditions.

This guide walks through the Standard Chartered miles credit card options, including the most popular cards you might want to pick.

What to consider when choosing a credit card for miles

If you’re specifically thinking of using a credit card to convert Standard Chartered points to KrisFlyer or Asia miles, you’ve got a few great options. Rewards can also be redeemed as other perks and benefits, offering flexibility for different customer needs.

Before you choose the card for you, it can pay to examine the Standard Chartered credit card miles conversion rates so you’ll know you’re getting the best rewards available. You’ll also need to check out:

• Minimum income requirements - which can vary depending on whether you’re a Singapore citizen, PR or a foreigner
• Annual fees - ranging from 194 SGD to 1,500 SGD depending on the card tier, but banks often provide fee waivers for the first year or when you meet certain spending thresholds
• Foreign transaction charges - at 3.5%, these charges can push up the costs of spending when you travel
• Other perks and benefits, like lounge access, cash back, and discounts

Weighing these factors against your spending and travel habits will help you find the card that delivers the best value for your needs.

Top Standard Chartered Credit Cards for Miles in Singapore

Let’s look at a side by side comparison of the most popular Standard Chartered credit cards for miles in Singapore. We’ve got more details on each coming up right after.

*Details correct at time of writing - 26th May 2025

Standard Chartered Visa Infinite credit card

The Standard Chartered Visa Infinite credit card¹ targets high-earning customers who can consistently spend at least 2,000 SGD monthly to maximize their reward opportunity.

New cardholders can earn 50,000 Welcome Miles by spending 2,000 SGD within the first two months – enough for an international flight redemption.

The minimum income varies significantly based on your customer and residency status. For Priority or Private Banking customers, the minimum income is 30,000 SGD for Singaporean citizens and residents and 60,000 SGD for foreigners. Standard customers require a minimum income of 150,000 SGD, making this a card which primarily suits higher earners

If you’re a Priority or Private Banking customer, and a Singapore citizen or PR, the minimum income is 30,000 SGD, while for foreigners the minimum income is 60,000 SGD. If you’re not a Priority or Private Banking customer, the minimum income required is 150,000 SGD, making this a card which primarily suits higher earners.

Standard Chartered Journey credit card

The Standard Chartered Journey credit card⁴ is optimised for travel, with ways to earn rewards on foreign spending, and no foreign transaction fee.

New customers are entitled to 45,000 Welcome Miles if you spend 3,000 SGD in the first two months after card approval. This applies along with other ongoing and promotional offers such as free airport lounge access, discounts on airport transfers and travel insurance, and ways to redeem your rewards as air miles, cash rewards or shopping vouchers.

If you’re a Singapore citizen or PR, the minimum income is 30,000 SGD, while for foreigners the minimum income is 60,000 SGD. Foreigners applying must hold a Singapore Employment Pass to be eligible.

Standard Chartered Beyond credit card

The Standard Chartered Beyond⁵ credit card is a premium product aimed at higher earners with a minimum salary of at least 200,000 SGD annually and a huge array of lifestyle benefits.

If you’re looking for a premium credit card, the Standard Chartered Beyond credit card comes with perks like two complimentary Business Class upgrades when you purchase two Business Class tickets and two Premium Economy tickets, ten free airport limousine rides and a complimentary Birthday Meal at a Michelin-starred restaurant in Singapore. The reward earning rates depend on your banking status, with the highest rates of reward being reserved for Priority Private customers.

Understanding Standard Chartered Credit Card Miles Conversion and Redemption

You can convert your SC points to miles or exchange them for vouchers and cash with varying rates depending on the card you hold. All Standard Chartered 360 rewards redemption is managed digitally for convenience - here’s a summary of how it works.

How to redeem Standard Chartered Points

Standard Chartered credit card miles redemption is managed through the 360 Rewards Redemption platform⁶. You’ll need to log into the platform using your card and banking credentials, to view the reward opportunities which you can choose from.

Rewards are split by category and cover vouchers, cash redemption, airline miles and perks and more. There are fees for some services, such as converting your SC rewards to airline rewards, or pooling your rewards with another card holder. Redemption of points is usually processed within 5 working days⁷.

How to convert Standard Chartered Points to Miles

You can convert your SC points to KrisFlyer Miles (Singapore Airlines) or to Asia Miles (Cathay Pacific). There’s a fee for conversion, which sits at 27.25 SGD per transfer. It’s more cost-effective to convert all your accumulated points at once rather than making multiple smaller conversions. The conversion rate from SC points to airline miles depends on the card you have and the selected airline partner - you’re shown the conversion rates in the redemption portal when you come to manage your conversion.

To illustrate the Visa Infinite card’s potential, consider someone spending 3,000 SGD monthly, across local and overseas purchases.

This spending pattern can generate enough miles within a year to redeem a Business Class flight to popular destinations like Tokyo, Perth, or Hong Kong.

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