How to Cash Out in GCash: Withdraw in store, 7-eleven and more

GCash¹ is a convenient wallet to manage your money, including making payments, sending money to others, and accessing other financial services like loans and investments. If you have a balance in GCash and need to receive it in cash, you’ll need to know how to cash out GCash - in a store or payment facility, from an ATM with a QR code, or using your GCash card.

This guide covers the options available, and the GCash cash out fee you’ll want to look out for. We'll also introduce the Wise account, a handy companion to make your money go further with low, transparent fees.

Can I cash out GCash credits?

The good news if you’re wondering how to cash out in GCash: it’s easy. GCash has 413,000 cash out partners² which makes getting your GCash balance in your hands as PHP cash is simple. Plus if you’re overseas, you can use your GCash card at an ATM to withdraw local currency wherever you are, subject to currency conversion and ATM fees.

This guide looks at how to cash out GCash in store³ and at an ATM, including how to cash out GCash in 7-eleven outlets, and a look at the other partner locations you can choose from.

What do I need to cash out GCash?

To cash out at a GCash partner outlet, you’ll need your GCash linked mobile phone and your valid government issued ID. We’ll look at the process you need to follow in just a moment.

Aside from cashing out at a partner location you also have another couple of options:

• Cash out at an ATM using your GCash card if you have one, at an ATM in a store like 7-eleven
• Cash out at RCBC ATM using scan to withdraw if you’re a fully verified GCash account holder⁴

You’ll have more options available to you for using GCash if you’re a fully verified user, so if you’ve not already completed this step, now might be the time.

GCash cash out fee

The GCash cash out fee may depend on the way you decide to withdraw your money. If you are cashing out at a GCash partner location, you’ll need to check the fees which apply in the specific provider. Fees may vary depending on the value of your cash out, for example.

If you’re cashing out using your GCash card at an ATM, look out for the ATM charges when they appear on screen⁵. These are set according to the provider of the specific ATM terminal, and are typically up to about 18 PHP per withdrawal if you’re in the Philippines. If you’re overseas, you can use your card at eligible ATMs, but bear in mind you’ll pay an ATM fee, and there’s likely to be an additional charge to convert your GCash PHP balance to the currency you’re withdrawing in.

If you use the RCBC ATM scan to withdraw service, there’s a service fee of 18 PHP per withdrawal.

How to cash out GCash in store: Step by step

The exact process to cash out via GCash Partner Outlets may vary a little depending on the outlet you select. However, the staff will be able to guide you through what you need to do, so it should be simple enough. In most cases you need to follow the steps below:

1. Tell the cashier you want to cash out from your GCash Wallet
2. Give your mobile number and confirm the cash out amount
3. Show a valid government ID like your passport
4. Wait for an SMS on your GCash registered phone, then reply with the OTP
5. Get your cash from the cashier in PHP

How to cash out GCash in 7-eleven

While you can cash into GCash at a 7-eleven by generating a barcode using a Cliqq terminal⁶ in store, and handing the money to a 7-eleven teller, you can not cash out at 7-eleven without a GCash card.

If you have a GCash card you’ll be able to use an ATM in a 7-eleven to conveniently make a cash withdrawal from your GCash balance. Just follow the normal steps for getting cash at an ATM, and remember to keep an eye out for withdrawal fees charged by the terminal operator.

Where can I cash out GCash?

As we’ve seen, you can get cash from GCash if you have a GCash card using an ATM - or you can use the scan to withdraw service as long as you have a verified account. Your other option is to use a GCash partner to get cash over the counter.

Let’s look at where you can cash out GCash at GCash partner outlets which allow you to get cash over the counter.

• Pawn Shops - including Cebuana Lhuillier, CVM Pawnshop, Jaro Pawnshop and M. Lhuillier
• Puregold supermarket
• Payment facilities - including ExpressPay, Panalo Express, PeraHUB and Posible
• Department stores - SM Store and Robinsons
• Sari Sari stores - look out for the GCash logo outside to check if your local store can help with GCash cash out services

Withdraw pesos or foreign currency straight to your bank account or spend it directly with Wise

If you want a smart way to manage your money digitally, with just your phone or a laptop, Wise can help.

The Wise account is an easy way to hold and exchange 40+ currencies, including PHP, USD, CNY, and more. All you need to do is create a free account to get started.

With Wise, you can exchange currencies at the mid-market rate each time, with low, transparent conversion fees from 0.57% and absolutely no markups. Plus, you can order a Wise card for convenient spending at the same great rate, without any foreign transaction fees. At times you need cash, you can also make up to 2 free ATM withdrawals to the value of 12,000 PHP when you're overseas. You'll even get 8+ local account details to get paid conveniently to your Wise account in PHP and a selection of other major global currencies.

Sending money or making payments abroad? Wise also offers fast, low cost transfers to 140+ countries - you can track your transfer in your account and your recipient will also be notified when a transfer reaches them. Need more than local cash outs? Consider Wise.

🚀 Get started with Wise

1. GCash
2. GCash - cash out
3. GCash Help - how to cash out
4. GCash Help - RCBC withdrawal
5. GCash Help - Card fees and limits
6. Cliqq