Everything Indian Travellers Need to Know About Travel Insurance
Discover how travel insurance works in India. Learn about the different covers, trip cancellations, excess fees to stay safe on your next trip.
If you’re planning a trip to Dubai you may want to visit some of the famous gold stores to buy jewelry or other items. As importing high value goods like gold is controlled by the customs authorities in India you’ll need to know how much gold is allowed from Dubai to India before you buy.
The Baggage Rules 2026 came into force at the start of February 2026, and adjusted some of the rules in the previously applied Customs Act 1962. This guide walks through the new guidance on how much gold is allowed from India to Dubai so you know what to expect. We'll also introduce you to the Wise Travel card, which allows you to hold 40+ currencies in on card and spend without any forex markups or hidden fees.
Yes. You can carry gold from Dubai to India but it is important to understand the rules which apply when importing high value goods like gold and jewelry.
The launch of the new Baggage Rules, 2026 has been widely reported¹, and comes with an increase in the duty free allowance for importing jewelry into India - including gold items². However, the rules are fairly complex³, and do vary depending on the type of gold you want to export and how long you’ve been away from India for.
We’ll cover the highlights - and the next obvious question - how much gold can I carry to India without duty - in just a moment. Bear in mind that bringing goods into India without proper customs clearance or duty paid is illegal. If you’re unsure of the allowances based on your specific situation get professional advice.
This guide is for information only - get advice from a professional or talk to customs officials directly if you are unsure about rules and limits for importing gold into India from Dubai.
The new baggage rules which came into force in February 2026 allow eligible passengers to bring in the following:
- Duty free jewelry for personal use, including gold, to the weight of 40g for female adult passengers, and 20g for all other adult passengers
- Duty free allowance are for adults only - children do not have a separate limit
- Duty payable gold including gold bullion, coins and ingots of up to 1 kilogram in weight subject to proper declarations and payment of duty
There are strict rules about which travellers are entitled to carry gold, including duty free allowances.
- Rules for duty free allowances are different for male and female passengers
- To qualify for duty free allowance gold you must have been outside of India for one year or more
- Jewelry and ornaments are the only types of gold which can be duty free - bullion, ingots and other forms of gold are always duty paid
Review the details at the website of the Central Board of Indirect Taxes and Customs (CBIC) - or get professional support if you are unsure whether or not you can bring your gold items to India legally.
We’ll walk through some of the rules regarding bringing gold into India in more detail - remember to double check the regulations as applied given your own personal situation. Your residency, nationality, gender and how long you have been away from India can all change the amount of gold you are allowed to bring into the country.
Generally if you are carrying gold from Dubai to India you’ll need to be an eligible traveler who has been away from India for six months or more. For duty free allowances you must have been away for 12 months or more.
To qualify for the special allowance for jewellery you must be a resident or tourist of Indian origin who has been residing abroad for more than one year before returning to India.
If you’re using the duty paid route you must hold a valid passport and be returning to India after a period overseas of at least six months. Some short trips back to India during your time away may be discounted for the purpose of meeting this requirement - but do check the rules before you travel.
Duty on gold which does not fall into the duty free category can run from 3% to 10% depending on the type of gold and other factors.
The duty free allowance for gold covers only jewelry and gold ornaments which must be for personal use.
If you’re bringing in other gold items such as bullion you will need to declare the import to customs officials and pay any relevant duties according to the customs rules in force.
If you bring in gold which requires duty payment, the customs officials will assess the costs based on the weight and type of the gold. The calculations depend on the amount of gold, the purity and its value among other things.
If you try to bring in gold in excess of the duty free limit without declaring it you may be stopped by customs officials and made to pay fines or penalties - or even have your gold seized.
Dubai is known to be a good place to buy gold with fair prices, good workmanship and high purity. As many Indians travel between Dubai and India for work and leisure it’s fairly common to buy gold and bring it back - but you’ll need to be very clear on the import rules and duties to make sure you stay on the right side of the law.
You can bring gold into India from Dubai under duty free channels subject to meeting eligibility criteria - only small amounts of jewelry and ornaments are covered. For other imports you may be able to bring up to one kilogram of gold per person to India - but duties must be paid at applicable rates based on the type, weight and purity of gold involved. Get professional advice and use the red channel to check your options with customs officials if you need to.
Ensure your gold purchase doesn’t cost you more due to poor exchange rates or hidden fees. With no hidden markups, the Wise Travel card is a smart way to spend abroad. You'll always get the real interbank exchange rate for conversions across 40+ currencies. Wise's transparent, low pricing, plus no foreign transaction fees or forex markups, usually means you are getting the best value for your money.

The fully digital account opening and vKYC process allows you to sign up from the comfort of your home, and there are no annual or monthly fees either. Simply order your card, show proof of your travels, load your funds, and you're all set. Plus - card orders are currently free to Indian addresses (limited time launch offer, while stocks last)! A physical Wise card enables you to make secure chip and PIN payments and get some free ATM withdrawals while you're overseas. You can also instantly freeze or unfreeze your card in the app anytime for peace of mind.
Wherever your travels take you, the Wise Travel card is the only forex card you'll need to make spending internationally simpler and cheaper.
Sources:
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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