How to close a Hargreaves Lansdown account
Find out how to close a Hargreaves Lansdown account in the UK, including the steps involved, how long it takes and info on account closure fees.
What is the Vanguard minimum investment?
Thinking of joining the Vanguard investment platform? The US-based investment company is a popular choice with UK investors, offering low-cost, passive index funds and ETFs.
If you’re planning on signing up, you’ll need to know about the minimum investment requirements with Vanguard - for opening and maintaining your account. We’ll run through everything you need to know below.
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Does Vanguard have a minimum investment?
Yes, Vanguard does stipulate a minimum deposit when you sign up and fund your account for the first time. It isn’t as generous as some platforms such as Trading 212 which let you start investing with just a £1 deposit, but it’s still good for beginners.
Let’s take a look at the minimum requirements for both regular and lump sum deposits.
Minimum requirement for regular monthly deposits
If you plan to make regular monthly deposits with Vanguard, you’ll need to set up a transfer for at least £100 a month.²
Minimum requirement for lump sum deposits
If you prefer to make a lump sum deposit when you first sign up, you’ll need to top up your account with at least £500.²
Are there fees if you fall under the Vanguard minimum investment?
The minimum deposits above are required in order to open an account and start investing with Vanguard.
But there’s also another minimum limit you need to know about. This is the total amount you have invested in a self-managed Vanguard Stocks & Shares ISA or a General Account. If it falls below a certain amount, you may be charged a higher account fee.
Here’s what you need to know:³
| Account value | General Account | Stocks & Shares ISA |
| Under £32,000 | £4/month (£48/year) | £4/month (£48/year) |
| Over £32,000 | 0.15% (max. £375/year) | 0.15% (max. £375/year) |
Read more: Vanguard fees and investment costs - UK guide 2026
How Wise could save you money when investing
After reading this, you’ll know exactly what Vanguard’s minimum investment requirements are and be all set to open your new account.
As you do, it could also be worth opening a Wise account alongside it. It’s a powerful multi-currency account that makes global investing easier - and potentially cheaper too.
With Wise, you can get local account details to link to your new investment account. This means you can add funds and receive funds in the same currency you’re trading in, without the platform charging you high currency conversion fees.
Wise offers the mid-market exchange rate on currency conversions, along with low, transparent fees. This gives you full control, so you don’t get stung by high FX fees and can save money whenever you trade.
Looking for an alternative way to help grow your income? Check out Wise Interest.
Simply open a Wise account online and switch on Interest to start earning returns on GBP, USD and EUR - while still having easy access to your money.
Investments can fluctuate, and your capital is at risk. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority with registration number 839689. When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd. Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you're uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website.
Sources used:
- Trading 212 - Home
- Vanguard - How to get started investing with us
- Vanguard - Our fees and charges
Sources last checked 07-Apr-2026
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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