Best savings accounts for non-UK residents
Read our roundup of the best savings accounts for non-UK residents, including options from Barclays, HSBC Expat, NatWest and Skipton International.
Need to know how long you’ve had your bank account, or been with a particular bank? It might come up as a security question for ID verification purposes, or you might need to know because a fixed-period offer is coming to an end.
Whichever is the case, read on for easy tips on how to find out when you opened a bank account in the UK. We’ll include info for a few major UK banks, including Barclays, Nationwide, NatWest, Lloyds and HSBC.
Also, if you plan on travelling outside the UK and looking for cost-effective ways to spend money abroad, check out the Wise account from the money services provider Wise. It’s not a bank account but offers many similar features.
With it, you can get a Wise card for a one-time cost of £7. This clever card automatically converts your pounds into local currency using the mid-market exchange rate in 150+ countries, only adding a tiny, transparent conversion fee* – or it’s free if you already have the currency in your Wise account.
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For most banks, you can usually find out when you opened an account by searching in your emails. Look for the confirmation email you received, or find your very first bank statement.
If you can’t find this, there are other ways to check - these vary by bank. We’ll run through tips for a few of the UK’s biggest banks below.
To check when you opened your Barclays account, you’ll need to register for online banking. You can then follow these steps:
You can also contact the bank to find out this information. The easiest way to do this is by sending a secure message through online banking or the Barclays mobile banking app.
To check when you opened a Nationwide account, you’ll need to register for online banking and login. Check the account details page to find the date you opened the account, or check your statements to find the date of the very first one.
If you’re still stuck, you can contact Nationwide by sending a message through online banking, or call 03457 302011.¹
There are two ways you can check when you opened a NatWest account. These are:²
You may be able to find the date you opened a Lloyds Bank account in online banking, by navigating to the account details or profile page.
Otherwise, you’ll need to check in your online statements, or contact the bank. The easiest way to do this is by sending a message through online banking or via the Lloyds Bank mobile app.
The first place to go to check when you opened an HSBC account is online banking.
Head to the account details or profile section to look for the date the account was opened. If you can’t find it, the next thing to try is your online statements, to see how far back they go.
If all else fails, you can always contact HSBC to find the information you need. You can send a message on the HSBC mobile banking app or in online banking, or call 03457 404 404.³ You can also visit a branch with your ID and the debit card linked to the account.
Been with your bank a long time, and had more than one account with them over the years? It can be tricky to work out how long in total you’ve been with the bank.
If you need to find the date you initially joined as a customer, there are a couple of ways to do it:
And that’s it - our top tips on how to find when you opened a bank account. Statements or emails are your best bet, but you may also be able to find the information in your online banking.
If you get stuck, it could be simpler and more direct to just contact the bank and ask for the date your account was opened.
Sources used:
Sources last checked on date: 27-May-2024
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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