Wise Business Pricing Explained (Global)
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Planning to start a business in France? You’ll have a long to-do list to work through, as there’s a lot to get sorted. But one of the first things you’ll need is to find commercial premises, and it’s likely that you’ll be renting rather than buying until you’ve got your new business off the ground.
In this essential guide, we’ll run through everything you need to know about renting commercial property in France as a UK entrepreneur.
Whether you’re a startup, SME or larger company, we’ll give you the lowdown on how renting commercial property works in France. This includes the fees, lease types, laws, tax info and much more.
We’ll even show you a cost-effective way to manage your business finances in France. Open a Wise Business account and you can hold, send, receive and spend 40+ currencies including EUR, all in one powerful online business account.
Let’s start with a look at the types of commercial leases commonly used in French towns and cities. These include:¹
Terms and conditions for all commercial leases are set out in the French Commercial Code, details of which are available here.
When you start to look into commercial leases in France, you’re likely to come across something known as a 3 6 9 lease (or 3/6/9 lease).
This isn’t actually a different type of lease than we’ve covered already. It simply refers to the standard bail commercial (commercial lease), but the numbers refer to the lease being reviewed and renewed every 3 years. So it would be reviewed after 3, 6 and eventually 9 years.²
If you do decide to terminate your lease as a tenant, you can decide at one of these 3 year intervals - but you must give at least 6 months notice before your desired end date.
As you may expect, lease agreements in France are nearly always written in French. This means that you’ll need the assistance of a translator and/or multi-lingual legal professional to help you (unless you happen to be fluent in French yourself).
Landlords are required by law to give you a detailed statement of charges relating to the property, known as a décret Pinel.¹ This can include things like taxes, common charges and insurance.
Make sure you do actually receive this statement, and check it carefully so that you know exactly what costs you’re responsible for and can budget accordingly.
It’s usually the case that the landlord is responsible for structural repairs and major works, while tenants are responsible for minor maintenance to the property.¹ However, you should check the terms in the lease.
You may be asked for an additional ‘entry payment’ at the start of the tenancy. This is known as a pas-de-porte, and it’s designed as a form of goodwill payment or compensation for properties which have a particularly advantageous or busy location, or lots of existing customers.¹
As with all the terms and conditions involved in tenancy agreements in France, it’s important to get professional or legal advice so you know exactly what you’re paying for.
If a lease on commercial property lasts 12 years or more, the written agreement must be registered with the land registry.¹ It must also be registered with the tax authorities, and you’ll need to take out relevant insurance policies such as public liability and damage caused by fire and flooding.
| 💡 See our full guide to starting a business in France🇫🇷 |
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In France, it’s typical for the landlord to insure the building, and for the tenant to take out insurance for the contents. This would mean the goods, merchandise, furniture and equipment kept in the building. The landlord may recoup the cost of insuring the building through service charges.¹
In the case of long leases (of 12 years or more), the tenant will be required to take out more extensive insurance for the building.¹
Rent is typically paid on a quarterly rather than monthly basis in France, and in advance. However, you may agree to different terms with your landlord.
Under the French Commercial Code, the rent on commercial leases can be reviewed every 3 years - either by the landlord or the tenant. When leases are renewed, rent can be capped or fixed at market value. If the rent is increased, the law stipulates it can’t go up by more than 10% per year.³
It’s also useful to know that most rental agreements contain pre-agreed annual increases in rent, in line with a particular index depending on the property type.
For example, there is the ILC index (Indice des Loyers Commerciaux) for retail and commercial use. For office space, the ILAT index (Indice des Loyers des Activités Tertiaires) is used.¹
It’s worth looking these up to make sure you understand what kind of annual rent increases you can expect.
The actual rent for commercial property in France will vary depending on location, premises type, amenities and size.
Some parts of the country are more expensive than others. As you’d imagine, Paris and the Île-de-France region tend to have the highest rents, while areas like Lille, Toulouse and Strasbourg could be more affordable options for small businesses and startups on a budget.
To give you an idea of cost, here’s a quick look at the average rent per square metre for office space in France:⁴
| City/region | Average rent per square metre |
|---|---|
| Paris | €336 to €614 EUR (8e arrondissement the most expensive) |
| Bordeaux | €226 EUR |
| Lyon | €217 EUR |
| Nantes | €179 EUR |
| Marseille | €178 EUR |
| Lille | €177 EUR |
| Strasbourg | €165 EUR |
| Toulouse | €152 EUR |
Alongside the rent, there are usually other costs involved in leasing a commercial property in France.
These include:
You may also need to pay a rental deposit upfront in order to secure the tenancy.
The exact costs of all of the above will vary, depending on the region of France you’re in and other particulars relating to the property itself. It’s advisable to get a few different quotes and do lots of research, just to make sure you’re not overpaying.
Now, let’s run through the main steps involved in renting commercial property in France:
The following documents may be required either as part of the *dossier *you’ll give to landlords or agents, or when signing a lease agreement:⁵
Yes, there’s no rule or law preventing foreign nationals from renting commercial property in France. You’ll need to have the right visa or work permit to legally remain in France, and follow all required processes for registering your business and paying taxes.
| 💡 You may also like our guides to doing business in France✈️ |
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While you’re looking into launch your business in France, it’s also worth making sure you’re set up with the right business account.
Open a Wise Business account and you can hold and exchange at once. It’s quick and easy to open an account in France, with a fully digital application, verification and on-boarding process. Check out the requirements here.
Paying commercial rent for international offices is made easy. And, you can save costs too. You’ll get local account details (only with Wise Business Advanced) that allow you to spend like a local - with low, transparent fees. Whenever you need to send, spend or exchange foreign currencies such as EUR, you will always benefit from the mid-market exchange rate.
You’ll also benefit from all of these features with Wise Business:
With a truly global account, you’ll be all set to grow your business worldwide.
After reading this, you should have a better idea of the process of renting a commercial property in France, including potential costs. It’s crucial to get professional legal advice and make use of French-speaking experts to help you navigate the process and avoid mis-steps.
Sources used:
Sources last checked on date: 23-Sept-2025
*Disclaimer: The UK Wise Business pricing structure is changing with effect from 26/11/2025 date. Receiving money, direct debits and getting paid features are not available with the Essential Plan which you can open for free. Pay a one-time set up fee of £50 to unlock Advanced features including account details to receive payments in 22+ currencies or 8+ currencies for non-swift payments. You’ll also get access to our invoice generating tool, payment links, QuickPay QR codes and the ability to set up direct debits all within one account. Please check our website for the latest pricing information.
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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