Buying land in Thailand as a foreigner: Complete UK guide (2026)

Gert Svaiko

Moving to Thailand from the UK, and want a plot of land to build your own home? It might be a holiday home, so you can escape the cold British winters - or perhaps an investment property.

Whatever your plans, we’re here to help with a practical guide on how to buy land in Thailand as a foreigner. We’ll take a look at the legal situation on owning land in Thailand as a foreigner, along with info on land prices, fees and taxes. Plus, how to find a suitable plot of land and the pitfalls to avoid as a UK buyer.

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Can I legally buy land in Thailand as a foreigner?

Foreigners aren’t permitted to own land in their own name in Thailand. This is due to the restrictions of the Land Code Act, where only Thai nationals can legally buy and own land outright.¹

There are still some options open to you, however. These include:¹

  • Setting up a Thai Limited Company and buying land for business purposes. The majority (51%+) of shares in the company must be owned by Thai nationals, and you can’t be setting up the company just to get around foreign land ownership restrictions, as this is illegal.
  • Buying land through a spouse who is a Thai citizen - the land will be in your spouse’s name, be purchased through their own funds, and you can’t inherit it or receive it as part of a divorce settlement.
  • Buy land through a long-term leasehold arrangement - you may not be permitted to have freehold ownership rights as a foreign national, but you can lease it. Land leases in Thailand are usually around 30 years.

You can also buy certain types of property in Thailand as a foreigner, such as condominiums in larger complexes, where you don’t own the land.

Buying land in Thailand as a foreigner - a step-by-step guide

Here’s a quick look at the steps involved in buying land in Thailand as a UK buyer:

  1. Check your eligibility to buy land/property as a foreigner - including making arrangements to set up a Thai Limited Company if pursuing this route
  2. Get your finances in order and set a budget
  3. Open a Thai bank account or an international account in THB - this can be useful for making transactions later on
  4. Find land to buy - use a local estate agent or start your search on online property websites
  5. Appoint a solicitor - you can find a list of English-speaking property solicitors on the UK Government website
  6. Make an offer
  7. Carry out due diligence - your solicitor will do most of the legal checks, but it’s also recommended to consult an architect.
  8. Sign the Sale and Purchase Agreement (SPA) - this is legally binding and outlines the terms and conditions of the sale, along with setting a date for completion. You may also need to pay a deposit at this stage.
  9. Close the transaction - this involves exchanging contracts, arranging a transfer to pay the final balance and the title deeds being submitted to the Land Department for registration.
  10. Pay all taxes and fees, including for professional and legal services.

Financing options for buying land in Thailand

If you do find a route to legally buy land in Thailand as a UK citizen, you’ll also need to sort out your financing.

You may also face stumbling blocks here too, as most Thai banks and lenders will only issue mortgages on property where the borrower legally owns the freehold title.²

Some lenders may only consider applications from Thai citizens and permanent residents, so you may need to be living in Thailand before exploring financing options.

This may mean the only available option is self-financing, where you have enough funds to buy your property without a mortgage, possibly from the sale or remortgaging of another property back in the UK.

However you plan to finance the purchase, it’s best to get concrete arrangements in place before starting your search for a plot of land to buy.

How much are the land prices in Thailand?

Land prices in Thailand vary considerably across the country, but here’s a look at average prices in popular areas as of 2024, including average lease prices (where available):³

City/areaAverage land price per sq m (THB)Average lease price (THB)
Bangkok82,45050,850
Phuket36,40420,000
Chiang Mai11,21531,880
Pattaya22,424-
Ko Samui18,684-

Where is the cheapest land in Thailand?

Some of the cheapest areas to buy land in Thailand include:

  • Chiang Mai
  • Udon Thani
  • Krabi.

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Taxes and fees for owning land in Thailand

Alongside the land price, you also need to factor taxes and fees into your buying budget. Here’s a look at the main costs to expect as a buyer:

Tax/fee nameRate/fee
Land transfer tax2%⁴
Legal feesVaries, around 20,000 to 30,000 THB⁴
Annual property taxes- 0.02% to 0.1% for personal residence

- Up to 0.7% for rental or commercial use⁵

You may also have these additional costs to pay:

  • Land surveyor fees
  • Architect fees
  • Fees and taxes if you purchase land through a business
  • Real estate agent fees (if using one to find land to purchase).

How to find a plot of land to buy in Thailand

There are a few ways you can find land to buy in Thailand. The easiest way is to use the services of a real estate agent, although this is likely to come with a commission fee.

However, a specialist with knowledge of the local property market could be useful in helping you find what you’re looking for, navigate the purchase process and negotiate on price.

You can also start your search online, using popular Thai property websites such as:

Types of land

You’ll also need to know what type of land you’re looking for.

In Thailand, land for sale is categorised as either residential, commercial or agricultural - meaning it is zoned for each of these specific uses.

Another useful thing to know is that land tends to be measured not in acres or square metres, but in:⁶

  • Wah (or Square Wah), used for small plots - one Square Wah equals four square metres
  • Ngan, used for medium-sized plots - one Ngan equals 100 Square Wah
  • Rai, used for large plots - one Rai equals four Ngan, or 400 Square Wah.

You’ll see these measurements on everything from title deeds to survey documents and Land Registry records.

Things to check when buying land in Thailand

Before buying land in Thailand, there are a few crucial things to check (or have your solicitor check):

  • Confirming the title deed, verifying that it is a Chanote (highest security) or Nor Sor Sam Gor (NSSG). You should also check that the seller is the registered owner and has the legal right to sell.
  • If you’re buying a lease or through a Thai Limited Company, ensure that the terms of the lease are as expected or the legal ownership structure has been set up correctly
  • Zoning restrictions in the area - this may affect the intended use as well as the height/style/size of what you can build
  • Land surveys to confirm property boundaries, environmental issues such as flood zones, access to utilities
  • Requirements for planning approval.

It’s recommended to use professional services to help you, such as an architect/building surveyor and a qualified real estate solicitor.

Can I build on my own land in Thailand?

Yes, you can build on your own land in Thailand, as long as you own it outright as the freeholder. As we’ve discussed so far, this isn’t always possible for foreign buyers - unless buying through a Thai Limited Company or a Thai spouse.

You can build on leasehold land, but you will need explicit and documented construction approval from the landholder. You’ll also need to get all the required permissions and permits under your name, and complete other legal formalities.

Pitfalls to avoid when buying land in Thailand

When buying land overseas, one of the biggest pitfalls to watch out for is scams.

The best way to protect yourself is to work with trusted, qualified and credible professionals. This means a realtor and independent solicitor licensed in the province where you’re buying.

Other important things to remember include:

  • You’re unlikely to get a mortgage for a land purchase from a Thai lender, so you’ll need to have alternative financing in place before starting your search
  • Do as much due diligence as possible, including investigating local building rules and zoning restrictions - you don’t want to buy a plot, only to find you can’t legally build what you want on it.
  • Ensure that the seller has the legal right to sell the property.
  • Before committing to a purchase, have your solicitor double-check that you’re legally allowed to buy as a foreigner and that you’ve completed all the required legal steps.
  • Get further inspections/surveys carried out on the plot if you have any concerns.

Key takeaways

  • Under the Land Code Act, foreign nationals cannot own land outright in their own name. Common legal alternatives include long-term leaseholds (typically 30 years), purchasing through a Thai spouse, or setting up a Thai Limited Company (where Thai nationals must own at least 51% of shares).
  • Thai banks rarely grant mortgages to foreigners for land purchases, especially as they generally require the borrower to hold the freehold title. Most UK buyers should prepare to self-finance using existing funds or UK-based equity.
  • Land in Thailand is not measured in acres or square metres. You must be familiar with local units: the Wah ($4 per square metre), the Ngan ($400 per square metre), and the Rai ($1,600 per square metre).
  • Land costs vary significantly by location. As of 2026, Bangkok remains the most expensive at an average of 82,450 THB per square metre, while Chiang Mai offers much better value at approximately 11,215 THB per square metre.
  • Conducting due diligence is critical. Buyers should ensure the land has a high-security title deed, such as a Chanote or Nor Sor Sam Gor (NSSG), to verify the seller's legal right to sell and confirm property boundaries.

Sources used:

  1. Siam Legal - Buying Land Thailand Property
  2. Thailand Law Online - Thailand Property Law Overview
  3. Learn Thai Podcast - How much does it cost to buy land in Thailand?
  4. Online Mortgage Advisor - Mortgages In Thailand Explained
  5. Alan Bolton Property Consultants - How Do I Pay Property Taxes as a Foreigner in Thailand?
  6. Phuket Property - How Land Area Is Measured in Thailand: A Simple Guide for Buyers

Sources last checked on date: 09-Mar-2026


*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.

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