SWIFT transfer from France: fees, processing times, setup
Everything you need to know about Swift transfers: how to make a transfer? What are the costs? How can you save on transfers abroad?
With Revolut, you can send international transfers from France to over 160 countries. But what about Revolut’s international transfer fees, exchange rates, and processing times? Is it a practical and economical option for sending money abroad? Let’s take a closer look.
If you’re looking for an alternative to Revolut, open a Wise account and benefit from the mid-market exchange rate with no limits and no subscription. Wise doesn’t charge hidden fees and processes most international transfers quickly — making it a fast and cost-effective choice for expats in France.
An international transfer refers to sending money from one country to another — for example, from France to the UK or the US.
With Revolut, you can make transfers to over 160 countries in more than 70 currencies.¹
However, it’s important to note that Revolut applies fees on international transfers, and these vary based on several factors.
The fees you’ll pay for an international transfer with Revolut depend on:
Revolut does not charge fees on transfers sent to SEPA zone countries, or to other Revolut accounts in the same currency.³
Example: if you send €1,000 from your Revolut account in France to another account within the SEPA zone — or to another Revolut account — you won’t pay any fees, no matter your plan.
For transfers sent outside the SEPA zone, Revolut charges fees that are paid by the sender.
Example: for a €1,000 transfer from a Revolut account to the United States (in USD), Revolut’s calculator shows the following:¹
| Type of Revolut international transfer | Fees | Recipient receives |
|---|---|---|
| Bank transfer | €1.50 | $1,164.49 |
| Transfer to another Revolut account | Free | $1,166.30 |
Exchange rate used by Revolut at the time of writing (September 11, 2025): 1.16624.
The exact amount varies depending on the currency and destination country.
Revolut’s paid plans offer discounts on international transfer fees:³
If you’re looking for an alternative for international transfers, Wise offers the mid-market rate without subscriptions or weekend surcharges.
In addition to any fixed or variable transfer fees, it’s important to consider the exchange rate Revolut uses.
Revolut applies its own rate when converting currencies.⁴ For instance, at the time of writing, Revolut’s EUR/USD rate was 1.16624, while the mid-market rate shown on Google was 1.17.
This comparison is valid only during weekdays.
On weekends, Revolut adds an extra markup:
Tip: always review the currency exchange fees applied by banks or financial services before converting money.
Yes. You can receive transfers on Revolut from other countries. Simply share your Revolut SWIFT details with the sender.
With Revolut, international transfers can take up to 2 business days to process, depending on the destination and currency.³
The maximum transfer amount depends on the currency you’re sending. The Revolut app automatically displays your limit when you prepare a transfer.³
Alternatively, you can choose Wise and benefit from the mid-market exchange rate at all times — including weekends. Wise lets you transfer money to 140+ countries quickly, transparently, and without hidden fees.
Here’s what you get with a Wise account:
Last verified on September 11, 2025.
This article is a translation of the original article published in French and was translated within 365 days of publication. While the content has been translated for accessibility, the data and sources referenced have not been updated since the original publication date.
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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