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La Banque Postale transfer limit: what is the maximum amount?
Before becoming a customer of La Banque Postale in France, it’s useful to know the transfer limits applied to different types of transactions.
How much can you send per transfer or per day? What limits apply to standard and instant transfers? And can these limits be increased? Here’s everything you need to know.
With a Wise account, you can send money easily to 140+ countries — without hidden fees or inflated exchange rates.
Unlike most traditional banks, Wise uses the mid-market exchange rate for all currency conversions.
La Banque Postale transfer limits: key details
Like most traditional banks, La Banque Postale applies limits (or ceilings) to the amount you can transfer.
The limit depends on the type of transfer — standard or instant — and applies per transaction or per day.
Standard transfer limit at La Banque Postale
A standard transfer refers to any regular transaction to a third-party account.
At La Banque Postale, the limit for standard transfers is €5,000 per day.¹
This means that any transfer above €5,000 will be blocked unless you request a higher limit.
Note that SEPA transfers (to accounts within the Eurozone) are included under this same limit.
Instant transfer limit at La Banque Postale
Instant transfers are processed in real time — day or night, including weekends and public holidays.
The limit for instant transfers at La Banque Postale is also €5,000 per day.¹
If you pay from your Wise account, you can send up to 20 million EUR per transfer.
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How to increase your La Banque Postale transfer limit
If you need to transfer an amount higher than your current ceiling, you can request an increase.
Here are the main ways to do it:
-
Via the La Banque Postale mobile app:
Log into your personal space and follow the instructions to request an increase. The required documents may vary depending on your profile. -
By contacting your advisor:
Reach out to your La Banque Postale advisor to request a higher limit. This is the most secure and direct option. -
By phone:
Contact La Banque Postale’s financial centre from France or abroad and request an increase. You may need to provide identification or complete certain formalities.
FAQ: La Banque Postale transfer limits
What is the SEPA transfer limit at La Banque Postale?
SEPA transfers (between banks within the Eurozone) are limited to €5,000 per day.¹
Transfers above this amount require a manual request for an increased limit.
What is the online transfer limit at La Banque Postale?
La Banque Postale now allows clients to make transfers directly from its website or mobile app.
The limit for online transfers is the same as for in-branch transactions — €5,000 per day.
What is the international transfer limit at La Banque Postale?
La Banque Postale supports international (non-SEPA) transfers.
However, the exact limit for these transfers is not publicly stated. You should contact the bank’s financial services department to confirm current limits.
Send money worldwide with Wise — fast, secure, and low-cost
With a Wise account, you can send money to 140+ countries at low cost.
Wise always applies the mid-market exchange rate for conversions, while most banks use marked-up rates that include hidden costs.
Manage your money internationally with Wise — no hidden fees, no inflated exchange rates, and complete transparency.
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Last verified on October 10, 2025
This article is a translation of the original article published in French and was translated within 365 days of publication. While the content has been translated for accessibility, the data and sources referenced have not been updated since the original publication date.
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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