Revolut fees in France: a guide to offers and pricing

Revolut is an online payment provider often compared to Wise. It lets you convert, send, and hold multiple currencies while benefiting from competitive fees on payments and withdrawals. But how does Revolut differ from other online payment providers? What services does it offer in France, and who is it designed for? Let’s take a closer look.

If you want to send money abroad cheaply from France, consider opening a Wise account. With a Wise account, you can make international transfers to 140+ countries worldwide. Wise always applies the mid-market exchange rate, even on weekends.

Discover the Wise account

Comparing fees between Revolut and Wise

Here’s a quick overview comparing Revolut and Wise fees:

For Wise, only the card carries a one-time €7 delivery fee. Revolut, on the other hand, works on a subscription model. Its free plan comes with certain limits and fees:²

• 1% exchange fee on weekday conversions after €1,000 per month.
• 1% weekend markup fee.
• €1 or 2% withdrawal fee once you exceed €200 or 5 withdrawals.

What services does Revolut offer?

Revolut provides a wide range of financial services.

International transfers with Revolut

Revolut’s core service is money transfers. You can send funds to bank accounts worldwide, benefiting from an exchange rate close to the mid-market rate. Revolut supports more than 36 currencies and transfers to over 160 countries.³

You’ll also receive a Visa or Mastercard debit card for payments and ATM withdrawals around the world.

Stock trading

Revolut allows users to buy shares in major companies such as Apple or Tesla.

With the Standard plan, you get 1 free trade per month; beyond that, Revolut charges 0.25% of the order amount.²

Cryptocurrency investing

Revolut also enables buying and selling cryptocurrencies like Bitcoin, Ethereum, and TRON. Once you sell your crypto, the funds are immediately available in your account for spending.²

Precious metal trading

Revolut users can also buy precious metals such as gold, silver, platinum, or palladium directly from the app.²

Insurance services

Revolut offers travel and medical insurance. The provider claims to reimburse medical expenses up to €10 million and emergency dental costs up to €300.

You can also make charitable donations through the app.

Revolut fees in France: detailed rates

Sending money abroad with Revolut

Revolut supports two types of transfers: SEPA (within the Eurozone) and international (outside the SEPA zone).

• SEPA transfers: always free, regardless of your plan.²
• International transfers: subject to fees depending on the destination, currency, and subscription level.²

If you’re on Revolut’s free plan, expect:

• Variable transfer and exchange fees by currency.²
• 1% exchange fee once you exceed €1,000/month.²
• 1% weekend markup on transfers made on weekends.²

Example: for a €1,000 weekday transfer from France to the US (in USD), the sender pays €1.50 in fees, and the recipient receives $1,174.03.⁴
Calculated using the Revolut calculator on September 18, 2025.

Paid subscriptions include fee discounts:²

• Premium (€9.99/month): 20% discount
• Metal (€16.99/month): 40% discount
• Ultra (€45/month): no transfer fees

Learn more about international transfers with Revolut →

Revolut card and withdrawal fees

The first Revolut card is free, but delivery costs vary depending on where it’s sent.²

Withdrawals are limited by your plan:

• Free plan — up to €200/month or 5 withdrawals without fees.²
• Paid plans — higher limits, up to €2,000/month with the Ultra plan (€45/month).²

Foreign currency withdrawals may incur conversion fees.

Card payments within the SEPA zone are free, but fees apply for payments in foreign currencies outside the Eurozone, depending on conversion rates.²

Discover Revolut’s fees abroad →

Exchange rate used

Revolut applies its own exchange rate during the week.³
On weekends, it adds:

• 1% fee for Standard users
• 0.5% fee for Plus users²

Pros and cons of Revolut

Advantages

• Wide range of services – banking, investing, insurance, and payments all in one app.
• Insurance and protection options – including travel and medical coverage.
• Discounted fees for high-volume users – paid subscriptions significantly reduce transaction costs.

Disadvantages

• Weekend exchange fees – extra costs apply outside weekday hours.²
• Complex pricing – multiple plans and thresholds make it harder to track actual fees.
• Expensive for frequent users on the free plan – heavy users may need to subscribe to manage costs; subscriptions can reach €45/month.¹

Wise: mid-market rate without limits or subscriptions

Revolut’s foreign currency rates can be competitive with paid plans, but limits and weekend fees add complexity.

To avoid these extra costs, open a Wise account. With Wise, you always benefit from the mid-market exchange rate, even on weekends, and there are no subscriptions. Fees are transparent and pay-as-you-go.

Open your Wise account

This article is a translation of the original article published in French and was translated within 365 days of publication. While the content has been translated for accessibility, the data and sources referenced have not been updated since the original publication date.