Payments with Lydia in France: how to make them and how much do they cost?
Payments with Lydia are made by card or via bank transfer. Here are the prices and procedures for the different transactions.
LCL France transfer limits: what is the maximum amount?
What is the maximum amount you can transfer with LCL? Can you increase this transfer limit, and if so, how? What types of transfers does LCL allow, and what are their limits? Let’s take a closer look.
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LCL transfer limits: key information
The LCL transfer limit refers to the maximum amount you can send via a bank transfer from your LCL account. This limit varies depending on the type of transfer and the bank’s internal policies.
LCL transfer limit: the maximum amount you can send
LCL does not publish its transfer limits publicly. In practice, the standard limit is typically around €5,000 per transaction and per day, similar to many other French banks.
However, this limit may vary between LCL branches. To confirm your specific limit, it’s best to contact your LCL advisor directly.
LCL instant transfer limit
LCL also supports instant transfers. While no official information is published, the maximum amount per instant transfer is generally around €5,000 per transaction and per day.
Again, this may differ depending on your branch or account type, so check with your advisor to confirm.
LCL online transfer limit
At LCL, you can make both standard and instant transfers via the bank’s website or mobile app. The same limits typically apply to online and in-branch transfers.
If you pay from your Wise account, you can send up to 20 million EUR per transfer.
Learn more →
How to increase your LCL transfer limit
If you need to raise your transfer limit, you must contact your LCL advisor.
Explain your request and specify the desired limit. The bank may ask you to complete certain formalities or provide supporting documents before validating your request.
To simplify the process, LCL also allows customers to submit these requests through its online banking portals — without needing to visit a branch.
FAQ: LCL transfer limits
What is the daily transfer limit at LCL?
The exact daily limit is not officially stated by LCL. However, it’s generally around €5,000 per day for standard transfers.
What is the LCL branch transfer limit?
Transfers made directly at a branch are usually subject to the same limit — approximately €5,000 per transaction and per day — but you should confirm with your branch advisor.
What is the LCL SEPA transfer limit?
A SEPA transfer allows you to send money between banks within the Eurozone. LCL does not provide a fixed public limit for SEPA transfers.
Note: The figures mentioned in this article are based on practical observations and may vary. For the most up-to-date information, it’s always best to contact LCL directly.
Wise: a convenient and cost-effective alternative for transfers
With Wise, you can make transfers easily and at a lower cost compared to most traditional banks, which often charge higher fees.
Wise converts currencies using the mid-market exchange rate — without hidden markups — and applies only fair, transparent fees.
Opening a Wise account is completely free, with no monthly subscription or maintenance fees.
This article is a translation of the original article published in French and was translated within 365 days of publication. While the content has been translated for accessibility, the data and sources referenced have not been updated since the original publication date.
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This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
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