Where to exchange euros for Brazilian reals in France: methods to consider

To make your spending easier once in Brazil, it’s recommended to exchange your euros for Brazilian reals. But what are the best solutions to consider? What factors should you check before converting? And is it better to exchange your euros in France or in Brazil? Let’s take a closer look.

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Where to exchange euros for Brazilian reals: in France or Brazil?

When exchanging euros for Brazilian reals, the big question is: is it better to do it in France or in Brazil? To answer this, let’s look at the different methods available in both countries.

Exchanging euros for Brazilian reals in France

Here are some options if you want to get Brazilian reals before leaving France:

Banks

Most traditional banks offer foreign currency exchange services. You can request Brazilian reals in exchange for euros directly through your bank. However, be aware that banks usually apply a markup to the exchange rate, which makes them one of the more expensive ways to get Brazilian reals.

Currency Exchange Offices

You can also use a currency exchange office. These certified providers exchange euros into the foreign currency of your choice. While convenient, they often apply unfavorable rates and additional fees, so they’re rarely the cheapest solution.

Exchanging euros for Brazilian reals in Brazil

If you’re already in Brazil, you can exchange euros into reals in the following ways:

Cash withdrawals from an ATM

With your bank card, you can withdraw Brazilian reals directly from ATMs. But make sure you know your card’s withdrawal fees before traveling.

Many bank cards apply high fees and add a markup to the conversion rate when withdrawing cash abroad.

A better option is to use a travel-optimized card, such as the Wise card, which allows 2 free withdrawals of up to €200 (or equivalent) per month.

Online currency conversion services

Another option is to use a specialized online provider.

Services like Wise use the mid-market exchange rate when converting currencies (from EUR to BRL, for example). For most travelers, these providers are more cost-effective than banks or exchange offices.

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How to minimize fees when exchanging euros for Brazilian reals

Completely avoiding conversion fees isn’t possible. But you can reduce costs by keeping these points in mind:

• Check the exchange rate: Always check what rate your bank or provider is applying. To reduce costs, choose providers that use the mid-market exchange rate, like Wise or Revolut.

• Use a travel-optimized card: With the right payment card, you can avoid excessive ATM withdrawal fees abroad. Wise, for instance, uses the mid-market rate on every conversion, helping you save when getting Brazilian reals.

• Avoid providers with hidden markups: Most banks and exchange offices add a markup to the exchange rate. Whenever possible, avoid these and choose providers that rely on the mid-market exchange rate.

FAQ – Exchanging euros into Brazilian reals

If you plan to exchange euros into Brazilian reals, get more information by reading this FAQ!

Is it better to exchange euros into Brazilian reals in France or Brazil?

It doesn’t matter where you exchange—France or Brazil—as long as you use a provider that applies the mid-market exchange rate. For example, with Wise, you get the same fair rate whether you’re at home or abroad.

Where can I get the best price when exchanging euros into Brazilian reals?

To avoid expensive conversion costs, choose a provider that doesn’t add a markup to the exchange rate. Options include Wise, Revolut, or N26.

Can I pay in euros in Brazil?

While some businesses may accept euros, it’s not recommended. Paying directly in BRL is easier, helps you stick to your budget, and avoids inflated prices from merchants who convert at poor rates.

Use a Wise account to exchange your euros for Brazilian reals!

Planning a trip to Brazil and want a low-cost, simple solution to exchange euros into reals? Open a Wise account and convert your euros into BRL—or 40+ other currencies—at the mid-market exchange rate.

Here are some additional benefits of a Wise account:

• Free to open, with no monthly or annual fees.
• Send international transfers to 140+ countries.
• A Wise debit card for €7 (delivery fee), letting you spend and withdraw cash in Brazil and 150+ countries.
• Fair and transparent conversion fees.
• Local account details in 8+ currencies (including EUR, USD, and GBP), so you can receive money and pay like a local.

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This article is a translation of the original article published in French and was translated within 365 days of publication. While the content has been translated for accessibility, the data and sources referenced have not been updated since the original publication date.