Where to exchange euros for dollars in France: the best solutions to consider

If you’re living in France and planning a trip or a move to a country that uses the US dollar, you’re probably wondering: where can you exchange euros for dollars? What are the most practical and cost-effective options? Should you exchange your money before you leave France or once you arrive abroad? Here’s everything you need to know.

With a Wise account, you can easily convert your euros to dollars at the mid-market exchange rate — without hidden fees or unfair markups. You can also spend directly in USD or other currencies with your Wise card, whether you’re still in France or already overseas.

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Where to exchange euros for dollars: in France or abroad?

Exchanging your euros for US dollars is simple, but choosing where and how to do it can make a big difference in how much you actually get. Here are your main options, both in France and abroad.

Where to exchange euros for dollars in France

If you prefer to convert your euros before leaving France, here are your main options:

Banks

Most French banks offer foreign currency exchange services. However, traditional banks often use less favourable exchange rates and may charge additional commissions for the transaction. Always ask your bank for the applied rate and fees before converting your money.

Exchange offices

There are many exchange offices across France, particularly in major cities and airports. While these offices are convenient, they often make their profit by adding high markups to the exchange rate, or by charging extra fees per transaction. Compare rates before committing.

Where to exchange euros for dollars abroad

If you prefer to exchange money once you arrive in the United States (or any other country using the dollar), you have a few additional options.

Withdrawing cash from ATMs

You can withdraw dollars directly from ATMs in the United States using a Visa or Mastercard. However, most French banks charge international withdrawal fees — often a percentage plus a fixed amount per transaction.

A good alternative is to use your Wise card, which lets you withdraw up to €200 (or the equivalent in dollars) per month for free, with a maximum of two withdrawals.

Using online currency exchange providers

Digital providers like Wise and Revolut let you hold, send, and convert currencies online. They use the mid-market exchange rate — the same rate you see on Google — and charge only a small, transparent commission. This makes them one of the most affordable options for exchanging euros into dollars, whether you’re in France or already abroad.

You can also pay directly in dollars with your Wise card instead of withdrawing cash, avoiding both ATM and exchange bureau fees.

How to exchange euros for dollars with minimal fees

It’s not possible to completely avoid euro to dollar exchange fees, but you can significantly reduce them by following these tips:

• Compare exchange rates before converting: Always check the rate your bank or provider offers. If it’s far from the mid-market rate, it means they’re adding a hidden markup. Providers like Wise use the mid-market rate with no hidden profit margins.
• Use a travel-optimised card: Some banks and fintechs offer travel-friendly cards with low fees for international payments and withdrawals. These cards let you spend in dollars at the best available rate.
• Avoid exchange bureaus in tourist areas: Exchange offices at airports or near major attractions usually charge much higher commissions. If you must use one, find a bureau located away from tourist zones for better rates.

FAQ – Where can I exchange euros for dollars from France?

Here are answers to some common questions about exchanging euros for dollars.

Is it better to exchange euros for dollars in France or in the USA?

It depends on the rates and fees offered. The key is to choose the provider with the most transparent pricing — whether in France or abroad. With Wise, you can convert euros to dollars online anytime, at the mid-market exchange rate, wherever you are.

Where can I get the best exchange rate for euros to dollars?

The best rates come from providers that use the mid-market rate and charge low conversion fees — such as Wise. Banks and exchange offices usually apply higher markups, which makes their rates less favourable.

Can I pay in euros in the United States?

No, the US only accepts payments in US dollars (USD). While some tourist spots may accept euros, it’s not recommended — you’ll likely lose money due to poor conversion rates or additional service charges.

Exchanging euros for dollars is easier and cheaper with Wise

If you want a reliable and transparent way to exchange euros for dollars — whether you’re in France or travelling — the Wise account is an excellent option.

Wise lets you hold and convert 40+ currencies, including EUR and USD, using the mid-market exchange rate — without any hidden markups. Its conversion fees are fair, clear, and always shown upfront.

Here are a few key benefits of Wise:

• Open your account for free with no monthly maintenance fees.
• Low-cost and fast international transfers to 140+ countries.
• Get 8+ local account numbers to receive money like a local.
• Use your Wise debit card to pay and withdraw in 150+ countries, including the USA, without hidden fees.

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This article is a translation of the original article published in French and was translated within 365 days of publication. While the content has been translated for accessibility, the data and sources referenced have not been updated since the original publication date.