Is Revolut reliable in France: everything you need to know

Revolut is a 100% online fintech company founded in 2014. It offers financial services such as money transfers, currency exchange, and debit cards. But as convenient as these features are, one question remains: is Revolut reliable in France? Let’s take a closer look.

If you’re looking for an alternative to Revolut for sending, receiving, or converting money, Wise could be a good option. It uses the mid-market exchange rate — with no limits or weekend markups. Wise allows you to send money to 140+ countries, hold 40+ currencies, and get account details in 8+ currencies.

Discover the Wise account

Revolut’s security: is it reliable?

Since its launch in 2014, Revolut has built a solid reputation in fintech. It’s now considered a trustworthy provider, known for its innovative services, competitive fees, and robust security systems designed to protect customer funds.

With Revolut, your money is protected in much the same way as with a traditional bank. Advanced security systems detect suspicious activity and automatically block unauthorised transactions, keeping your account safe. For these reasons, Revolut is generally seen as a reliable service.

How Revolut protects your money

Revolut implements multiple security layers to safeguard your funds and account information.

Account verification

When opening a Revolut account, you must complete an identity verification step — this is mandatory. It helps confirm your identity and prevent fraud. Like other regulated financial service providers, Revolut requires proof of ID before activating an account.

If you open a Revolut account in France, you’ll be asked to upload a valid ID and take a selfie for verification. This process is completed within minutes using automatic security checks.

Account activity notifications

Every time you make or receive a payment, Revolut sends instant notifications to your smartphone. You’ll also receive alerts for money transfers and card payments.

This real-time tracking helps you monitor your transactions closely. If you ever spot suspicious activity, you can freeze your card or contact Revolut support immediately.

Spending limits

You can also set your own spending limits in the Revolut app. This prevents transactions beyond a set amount, offering extra protection against fraud or overspending.

What is Revolut? A quick overview

Here’s what you should know about Revolut:¹

• British fintech founded in 2014
• Over 65 million customers worldwide
• 500,000+ business users
• Available in 160 countries and regions
• Supports 36 currencies on the app
• Allows users to hold, send, and receive money
• Uses its own exchange rate for conversions (close to the mid-market rate)
• Offers paid plans with additional features
• Provides a Visa debit card usable worldwide

Revolut and currency conversion

Revolut’s exchange rate system is one of its main advantages. Unlike traditional banks that often add hidden markups, Revolut offers rates that are close to the real mid-market rate (for example, the one shown on Google).

However, depending on your plan, conversion fees may apply:²

• Standard: 1% fee on conversions over €1,000
• Plus: 0.5% fee on conversions over €3,000
• Premium, Metal, and Ultra: no fees

Extra charges also apply on weekends:²

• Standard: +1%
• Plus: +0.5%
• Premium, Metal, and Ultra: no fees

Want to avoid these weekend markups? With Wise, you’ll always get the mid-market rate — with no limits or weekend surcharges.

Revolut subscriptions in France: plans and pricing

Revolut offers five subscription tiers — Standard, Plus, Premium, Metal, and Ultra — each with different features and benefits.³

For example, Ultra users (€55/month) can withdraw up to €2,000 for free at ATMs and earn cashback of up to 1% through Revolut Pro.³

If you prefer not to pay a subscription, the Standard plan still covers all essential features but with lower limits.

Revolut reliability in France: FAQ

What is the limit for adding money by bank transfer?

There’s no specific limit to how much you can add via bank transfer to a Revolut account.

Can I make SWIFT transfers with Revolut?

Yes. Revolut supports international (SWIFT) transfers and allows you to send money in local currencies to many countries, often reducing fees.

How much does it cost to send money to another Revolut account?

Transfers between Revolut accounts are free and instant.

Is Revolut a scam?

No. Rumours about Revolut being fraudulent are false. The UK-based company is authorised, regulated, and trusted by more than 65 million customers worldwide.

Try Wise and benefit from the mid-market rate, all the time

If Revolut doesn’t fully meet your needs, Wise could be a strong alternative. It offers:

• A free-to-open account with no subscription or maintenance fees
• Secure and regulated services to protect customer funds
• Currency conversions at the mid-market rate — without weekend markups
• Transfers to 140+ countries and in 40+ currencies
• Transparent, low fees on all money transfers and currency exchanges

More information
on the Wise account

This article is a translation of the original article published in French and was translated within 365 days of publication. While the content has been translated for accessibility, the data and sources referenced have not been updated since the original publication date.