Payments with Lydia in France: how to make them and how much do they cost?
Payments with Lydia are made by card or via bank transfer. Here are the prices and procedures for the different transactions.
Caisse d’Epargne transfer limit: what is the maximum amount?
Before making a transfer with Caisse d’Epargne, it’s important to know the limits that apply.
What is the maximum amount you can transfer per day? Can you increase these limits, and how? Finally, what types of transfers does Caisse d’Epargne offer? Let’s go over the key points.
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Caisse d’Epargne transfer limits: what you should know
Since there are no strict national regulations defining transfer ceilings, each French bank sets its own limits.
At Caisse d’Epargne, the transfer limit depends on both the type of transfer and sometimes the branch you’re with.
Standard transfer limit at Caisse d’Epargne
Caisse d’Epargne does not publicly state the maximum limit for standard transfers.
According to earlier information, it may be around €5,000 per transfer and €10,000 per day.
However, these amounts can vary between branches or customer profiles. To confirm your current limit, check your online banking space or contact your branch directly.
Instant transfer limit at Caisse d’Epargne
Instant transfers are processed within 10 seconds¹ — even at night, on weekends, or public holidays.
Caisse d’Epargne has not published a fixed limit for instant transfers, but reports suggest it could be around €300 per transaction.
For the most accurate information, check with your bank advisor.
If you pay from your Wise account, you can send up to 20 million EUR per transfer.
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How to increase your Caisse d’Epargne transfer limit
If your transfer exceeds the bank’s standard limit, it will not be processed.
However, you can request an increase by using one of the following options:
- Visit your local branch and ask your advisor to raise your transfer limit.
- Call your advisor directly and explain your request.
- Submit the request online via your personal banking space or mobile app.
Depending on your account type, you may be asked to provide supporting documents before your new limit is approved.
FAQ: Caisse d’Epargne transfer limits
What is the internal transfer limit at Caisse d’Epargne?
The exact limit is not officially stated but is estimated to be around €5,000 per transaction.
Always verify this directly with your local branch or online.
What is the daily transfer limit?
Caisse d’Epargne may allow up to €10,000 per day, depending on your account type and profile.
Check with your advisor for confirmation.
What is the online transfer limit?
Transfers made online (via the Caisse d’Epargne website or app) usually follow the same limits as branch transactions.
Still, limits may vary between customers or regions — always confirm with your advisor.
What is the SEPA transfer limit?
The SEPA (Single Euro Payments Area) transfer limit is not clearly stated by Caisse d’Epargne.
Because limits can differ between regional branches, it’s best to verify directly with your local office.
Send money worldwide at the mid-market rate with Wise
With a Wise account, you can send money to 140+ countries and hold 40+ currencies — all from one account.
Wise uses the mid-market exchange rate (the real exchange rate you see on Google), helping you save money on every transfer.
Opening a Wise account is completely free — and there are no monthly or annual maintenance fees.
Source:
Last verified on October 05, 2025.
This article is a translation of the original article published in French and was translated within 365 days of publication. While the content has been translated for accessibility, the data and sources referenced have not been updated since the original publication date.
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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