Your guide to money transfers from Canada to France with Remitly

Sending money from Canada to France with Remitly offers multiple delivery options, with promotional pricing that can make a first transfer appealing. However, those initial offers do not always last, and once they end, exchange rate markups can have a bigger impact on the overall cost.

As an alternative, Wise uses the mid-market exchange rate with fees shown upfront, and sends EUR directly to French bank accounts using a European IBAN, which helps keep repeat transfers more predictable.

What does Remitly offer for transfers from Canada to France?

Remitly allows Canadians to send money to France using a range of digital transfer options and established local delivery partners. Transfers can be set up online or through the Remitly app, with recipients able to receive funds directly into a French bank account, collect cash from supported locations, or receive money to a linked debit card, depending on the provider selected.

When sending money from Canada to France, Remitly offers¹:

• Multiple delivery methods: Choose between bank deposit, cash pickup, or debit card deposit. Availability depends on the recipient's bank or chosen pickup provider.
• Local delivery partners in France: Remitly works with major French banks and networks, including BNP Paribas, Crédit Agricole, Société Générale, Crédit Mutuel, LCL, La Banque Postale, Banque Populaire, and Caisse d'Épargne.
• Flexible payment options from Canada: Transfers can be funded using bank accounts, debit or credit cards, or Interac e-Transfer, with available options shown during setup.
• App and web-based transfers: Send and manage transfers through Remitly's website or mobile app, with tracking updates provided throughout the process.

If you're new to Remitly, your first transfer will often include an introductory offer, such as a promotional exchange rate or 0 CAD fees on bank deposits, usually capped at a maximum send amount. Once that offer is used, returning customers continue to access the same delivery options, but transfers are priced using Remitly's standard exchange rates and fees. The next section takes a closer look at how those costs are applied.

Understanding Remitly's exchange rates and fees

When sending money to France with Remitly, the exchange rate and any transfer fees are shown before you confirm the transfer, so you can see the total cost upfront. That said, pricing can still vary between transfers. Exchange rates fluctuate, promotional offers may only apply once, and fees depend on how the money is funded and delivered, making it worth reviewing the breakdown each time you send.

New customers vs returning customers

First-time Remitly users may see introductory pricing applied to an initial transfer, including a promotional exchange rate, reduced fees, or zero transfer fees on certain delivery methods². These offers are applied automatically if you qualify and are usually limited to a maximum send amount. Any amount sent above that limit uses Remitly's standard pricing.

After the first transfer, returning customers continue to use the same delivery options, but transfers are priced using Remitly's regular exchange rates and fees. Those rates include a markup compared to the mid-market rate, and the final cost can vary depending on the payment method and delivery option chosen.

Fees to expect

Transfer fees vary by delivery method. Some bank deposit transfers show no transfer fee, while options like cash pickup usually include a fixed charge. Remitly does not charge recipients to receive money, and all fees are shown clearly in the transfer summary before you send. If you pay by credit card, your card issuer may apply additional charges outside of Remitly.

For example, if you send 1,000 CAD from Canada to France using Remitly:

• Bank deposit: No transfer fee applies, and the recipient receives around 616.40 EUR, based on the exchange rate shown at the time.
• Cash pickup: A 2.99 CAD transfer fee applies, with the exchange rate shown before you confirm.

How to send money from Canada to France using Remitly (step by step)

Remitly is a fully digital service, so you can send money from Canada to France online or through the mobile app. There's no need to visit a branch, and your recipient does not need a Remitly account to receive funds.

To send money from Canada to France with Remitly:

• Sign up or log in: Create a free account using the Remitly app from the App Store or Google Play, or sign in at Remitly.com with your email address.
• Start a transfer: Select France as the destination, then enter the amount you want to send in Canadian dollars.
• Choose how the money is delivered: Pick a delivery option such as bank deposit, cash pickup, or debit card deposit. Available options depend on the provider selected in France.
• Add recipient details: Enter your recipient's name and the required bank or pickup information.
• Review and confirm: Choose your payment method, check the exchange rate, fees, and estimated delivery time, then confirm the transfer. Once sent, you can monitor the transfer until the money is delivered.

How to track your Remitly transfer to France from Canada

Remitly provides several ways to check the status of your transfer and see when it's expected to arrive.

Using the Remitly app
Sign in to the app and open the Home tab to view your most recent transfers. Selecting a transfer shows its current status, delivery estimate, and reference number. You can also access your full transfer history.

Using Remitly on your web browser
Log in to your account on the Remitly website and select Transfer history from the menu. From there, you can review transfers that are still processing or already delivered.

Notifications and updates
Remitly sends status updates by email, text message, or in-app notification, depending on your preferences. These messages include your transfer's reference number, which is required if your recipient is collecting cash in France.

Send money at the mid-market rate with Wise

Instead of relying on promotional pricing that applies only to first-time transfers, Wise uses the mid-market exchange rate for every CAD to EUR transfer and shows its fees clearly upfront before you press send. Transfers are completed online and sent directly to a recipient's French bank account using EUR account details, including an IBAN. For Canadians making repeat transfers to France or sending larger amounts, this can help keep costs down and consistent, making it easier to compare over time.

Comparing CAD - EUR transfers with Wise and Remitly

• Remitly can be a good fit for occasional transfers, cash pickup, or when a first-time promotion reduces the initial cost. Pricing and delivery times vary, and exchange rates include a margin once promotional offers end.
• Wise is designed for ongoing CAD to EUR transfers and higher-value sends, with the mid-market exchange rate, IBAN-based transfers to France, and fees that are shown clearly from the start.

New to Remitly? Here's how to set up your account

Before sending your first transfer to France, you'll need to create a Remitly account. This setup is completed once and allows Remitly to process transfers securely and in line with regulatory requirements.

• Create your account: Sign up using the Remitly app or by visiting Remitly.com and registering with your email address. There are no sign-up fees or monthly charges.
• Verify your details: Depending on the amount you plan to send, Remitly may ask you to confirm personal information or upload identification. This step helps protect against fraud.
• Add a payment method: Link a bank account, Interac e-Transfer, or debit or credit card to fund your transfers.

Once your account is set up, you can send money to France through the app or website whenever you need to.

Conclusion

Using Remitly to send money from Canada to France can make sense for one-off transfers or situations where cash pickup or a first-time offer keeps costs lower. The service offers a flexible, app-based experience, but exchange rates and fees can change once introductory pricing is no longer available.

If you need to transfer money to France more regularly or want clearer pricing from the outset, Wise offers an alternative built around the mid-market exchange rate and upfront fees. Comparing both options before sending helps ensure the transfer method you choose matches how often you send and how predictable you want the costs to be.

1. Send money to France from Canada | Remitly
2. The New Customer Transfer Discount Offer Code Promotion Terms and Conditions
3. How much can I send? | Remitly Help
4. Guide to CAD transfers | Wise Help Centre
   Sources verified on 15 April 2026