One account, for all the money in the world
Make your money work worldwide, for less. Send, spend and get paid. 40 currencies. All at your fingertips.
Trusted by millions
Millions of customers globally move around $22 billion each month
Regulated
Wise is regulated by the Financial Transactions and Reports Analysis Centre of Canada in Canada
24/7 customer support
Get help from thousands of specialists any time over email, phone and chat
Send money globally for less
Save up to 2x on international transfers —
- You could save up to 41.32 CAD
Never pay a hidden fee again
Banks and other providers add markups to the exchange rate to make you pay more. Not us — see for yourself.
 Wise |  Royal Bank of Canada |  Scotiabank |  PayPal | |
|---|---|---|---|---|
Recipient gets (Total after fees) | 727.36 USD | 716.99 USD | 714.67 USD | 697.21 USD |
Exchange rate (1 CADUSD) | 0.732789 | 0.716985 | 0.716091 | 0.699302 |
Exchange rate markup | 0 CAD | 21.57 CAD | 22.79 CAD | 45.70 CAD |
Transfer fee | 7.41 CAD | 0 CAD | 1.99 CAD | 2.99 CAD |
Total transfer cost | 7.41 CAD | 21.57 CAD | 24.78 CAD | 48.69 CAD |
Do more with Wise in Canada
You can use Wise for much more than just sending money. Here is what's available, based on where you live.
Receive money fast
Get paid easily in other currencies with global account details.
Save on spending abroad
Pay and withdraw cash worldwide without any foreign transaction fees.
- 2.22%On CAD
Earn returns
Earn returns every working day, and spend them instantly. Capital at risk, growth not guaranteed.1
Built for business too
Go global with our international business account. Make payments and get paid in 40+ currencies. Join over 700,000 businesses thriving with Wise.
Disappoint thieves
Every month, millions of our personal and business customers trust us to move over $22 billion of their money.
Our dedicated fraud and security teams work to keep your money safe
We use 2-factor authentication to protect your account
We hold your money with established financial institutions
Move your money worldwide
Save money when you send, spend and get paid in different currencies. All you need, in one account, wherever you need it.
Get paid in different currencies, fast
Request and receive money directly with Wise, and get paid easily with account details in top currencies. It's even slicker when you sync your contacts.
The card that's always got the right currency
Get a debit card to spend online, at the checkout, and to withdraw cash in the currency you need right away.
Boost your balance
Start with a penny, cent or dime. Enjoy a 2.22% variable rate return on your CAD while you send and spend freely with Wise Interest. Capital at risk — growth not guaranteed.1
Meet money without borders
We're building the best way to move and manage the world's money. Min fees. Max ease. Full speed.
Get the app for managing money everywhere
Wise works nearly everywhere
- United States dollarRouting number, Swift/BIC, Account number and Account typeGet USD account details
- Hong Kong dollarSwift/BIC, Account number, Bank code, Branch code and Bank nameGet HKD account details
- United Arab Emirates dirham
- Argentine peso
- Australian dollar
- Bangladeshi taka
- Canadian dollar
- Swiss franc
- Chilean peso
- Chinese yuan
- Colombian peso
- Costa Rican colón
- Czech koruna
- Danish krone
- Egyptian pound
- Euro
- British pound
- Georgian lari
- Ghanaian cedi
- Hong Kong dollar
- Hungarian forint
- Indonesian rupiah
- Israeli shekel
- Indian rupee
- Japanese yen
- Kenyan shilling
- South Korean won
- Sri Lankan rupee
- Moroccan dirham
- Mexican peso
- Malaysian ringgit
- Nigerian naira
- Norwegian krone
- Nepalese rupee
- New Zealand dollar
- Philippine peso
- Pakistani rupee
- Polish złoty
- Romanian leu
- Swedish krona
- Singapore dollar
- Thai baht
- Turkish lira
- Tanzanian shilling
- Ukrainian hryvnia
- Ugandan shilling
- United States dollar
- Uruguayan peso
- Vietnamese dong
- South African rand
- Investments can fluctuate, and your capital is at risk. The Variable rate is based on the performance of the Fund over a 7-day period ending on 2/25/2026. The Fund has achieved an average annual return of 3.03% over a 5-year rolling period exclusive of fees. Interest is offered by Wise Assets UK Ltd, a subsidiary of Wise Payments Ltd. Wise Assets UK Ltd is authorised and regulated by the Financial Conduct Authority with registration number 839689. When facilitating access to Wise investment products, Wise Payments Ltd acts as an Introducer Appointed Representative of Wise Assets UK Ltd. Please be aware that we do not offer investment advice, and you may be liable for taxes on any earnings. If you're uncertain, we urge you to seek professional advice. To find out more about the Funds, visit our website.
For people going places
"They make our life split between two continents possible. Transfers are simple and very, very fast."
"Always fast transactions and good fees. An invaluable online bank for those who live outside their own country or are frequent travellers."
"I use Wise to pay a mortgage in a different country each month. Superb. That simple."
"The best money travel buddy! Wise makes finances easier to deal with instantly."
"Wise has been a lifesaver for me as a student in a foreign country."