Send money to the USA from abroad
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
Send money to the USA from abroad
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
How to send money to the USA from abroad
Enter amount to send in PHP.
Pay in PHP with your debit card or credit card, or send the money from your online banking.
Choose your recipient.
Select who you want to send money to and which pay-out method to use.
Send PHP, receive USD.
The recipient gets money in USD directly from Wise’s local bank account.
How much does it cost to transfer money to the USA from abroad?
The cheapest way to send 20,000 PHP to the USA is by using money that is in your Wise account and costs 129.38 PHP. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.
PHP
USD
| Sending 20,000 PHP | Transfer cost |
|---|---|
| Bank transfer | 121.44 PHP |
How long will a money transfer to the USA from abroad?
On many popular routes, Wise can send your money within one day, as a same day transfer, or even an instant money transfer.
Sometimes, different payment methods or routine checks may affect the transfer delivery time. We’ll always keep you updated, and you can track each step in your account.
PHP
USD
| Sending 20,000 PHP | Should arrive |
|---|---|
| Bank transfer | in 7 hours |
Best ways to send money to the USA from abroad with WISE
The best way to send Philippine peso to United States dollar is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
How to receive money in the US from abroad
When you transfer with Wise, you can receive to local bank accounts — no need for a Wise account. And since our price is transparent, you know exactly what you’ll get on the other side.
Local bank account
Local bank account
For local bank account transfers you’ll need to have the recipient’s account details to ensure a smooth transfer. Learn more about bank transfers.
How we keep your money safe
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.
- Rock-solid technologySuper smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
- People who care, 24/7With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
- Your money, not oursYour money is safeguarded, and held completely separate from ours, so it’s available to you all the time.
Send money to the USA from abroad with the Wise app
Looking for an app to send money to the USA from abroad? Sending money is easy with Wise app.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Send money to the USA from abroad with the Wise app
Looking for an app to send money to the USA from abroad? Sending money is easy with Wise app.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
See where Wise works
- Send money
- Account details
- Hold and convert money
