Sending money to Europe, India, and the Philippines? Get zero fees on your first transfer of up to $2,000.Get started.

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Instant money transfers

We never mark up the exchange rate or hit you with hidden fees. But don't take our word for it, send up to $2,000 to EUR, INR, and PHP for free and see it for yourself. That's right, you'll pay $0 in fees.

Sound like something you could get used to? Join over 15.6 million people using Wise.
  • Zero fees on your first transfer — up to $2,000.
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account

  • Arrives
    by Thursday
  • Total fees
    Included in USD amount
    17.78 USD discounts applied
  • Your first transfer is on us

    No hidden fees or exchange mark-ups, ever. Get zero fees on up to $2,000 and see it for yourself. T&C applies Learn more.

    Limited time offer for first-time customers only. Available when paying in via debit card or bank account.See Terms & Conditions.

    Instant money transfers

    We never mark up the exchange rate or hit you with hidden fees. But don't take our word for it, send up to $2,000 to EUR, INR, and PHP for free and see it for yourself. That's right, you'll pay $0 in fees.

    Sound like something you could get used to? Join over 15.6 million people using Wise.
    • Zero fees on your first transfer — up to $2,000.
    • Lightning fast — money typically arrives in seconds
    • Perfectly predictable — lock in an exchange rate for your international transfer
    Open an account

  • Arrives
    by Thursday
  • Total fees
    Included in USD amount
    17.78 USD discounts applied
  • Your first transfer is on us

    No hidden fees or exchange mark-ups, ever. Get zero fees on up to $2,000 and see it for yourself. T&C applies Learn more.

    Limited time offer for first-time customers only. Available when paying in via debit card or bank account.See Terms & Conditions.

    Which is the cheapest way to send money abroad?

    The cheapest way to send 30,000 USD to EUR is by using money that's in your Wise account and costs 82.34 USD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

    USD

    EUR

    Sending 30,000 USDTransfer cost
    Bank transfer75.97 USD

    Direct debit123.37 USD

    How to send money instantly

    • Use our calculator to get an estimate for your transfer.
      Use our calculator to get an estimate for your transfer.

    • Choose the fastest payment option.
      Choose the fastest payment option.

    • Complete the transfer.
      Complete the transfer.

    Need a fast money transfer to business partner?

    Make international payments easily with Wise. Send money to 140 countries and we support 40 currencies globally. No hidden fees, no exchange rate markups.

    Track your transfer at every step

    It’s easy to view your transfer’s progress using your Wise account. Just log in using our app or website.

    • Cheap transfers abroad

      Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.

    • Track exchange rates

      Save your favourite currencies to check how the exchange rate changes over time.

    • Real-time notifications

      Know exactly what you’ve spent, as soon as you spend it.

    Download on the Apple App StoreGet it on Google Play Store

    Track your transfer at every step

    It’s easy to view your transfer’s progress using your Wise account. Just log in using our app or website.

    • Cheap transfers abroad

      Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.

    • Track exchange rates

      Save your favourite currencies to check how the exchange rate changes over time.

    • Real-time notifications

      Know exactly what you’ve spent, as soon as you spend it.

    Download on the Apple App StoreGet it on Google Play Store

    How fast is instant?

    A payment is instant when it arrives within 20 seconds. And sometimes they’re even quicker. So, your payments could arrive before you can say ‘hidden bank fees’.

    Right now, 74% of our transfers are instant. But our mission is to build instant transfers for everyone, everywhere. So if your chosen currency route is not instant yet, make sure to check the speed of your transfer in our calculator.

    4.3 / 5 on Trustpilot from 286,781 reviews

    Disappoint thieves

    Every quarter, our customers trust us to move over $49 billion of their money. Here are some of the important ways we protect them.

    How we keep your money safe
    Login lock illustration
    • Our dedicated fraud and security teams work to keep your money safe
    • We use 2-factor authentication to protect your account
    • We hold your money with established financial institutions

    Let's answer some of your questions