Sending money to Europe, India, and the Philippines? Get zero fees on your first transfer of up to $2,000.Get started.

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Send money to a bank account

We never mark up the exchange rate or hit you with hidden fees. But don't take our word for it, send up to $2,000 to EUR, INR, and PHP for free and see it for yourself. That's right, you'll pay $0 in fees.

Sound like something you could get used to? Join over 15.6 million people using Wise.
  • Zero fees on your first transfer — up to $2,000.
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account
  • Arrives
    by Tuesday, April 7
  • Total fees
    Included in USD amount
    17.78 USD discounts applied
    • Your first transfer is on us

    No hidden fees or exchange mark-ups, ever. Get zero fees on up to $2,000 and see it for yourself. T&C applies Learn more.

    Limited time offer for first-time customers only. Available when paying in via debit card or bank account.See Terms & Conditions.

    Send money to a bank account

    We never mark up the exchange rate or hit you with hidden fees. But don't take our word for it, send up to $2,000 to EUR, INR, and PHP for free and see it for yourself. That's right, you'll pay $0 in fees.

    Sound like something you could get used to? Join over 15.6 million people using Wise.
    • Zero fees on your first transfer — up to $2,000.
    • Lightning fast — money typically arrives in seconds
    • Perfectly predictable — lock in an exchange rate for your international transfer
    Open an account
  • Arrives
    by Tuesday, April 7
  • Total fees
    Included in USD amount
    17.78 USD discounts applied
    • Your first transfer is on us

    No hidden fees or exchange mark-ups, ever. Get zero fees on up to $2,000 and see it for yourself. T&C applies Learn more.

    Limited time offer for first-time customers only. Available when paying in via debit card or bank account.See Terms & Conditions.

    See how much it costs to send money abroad

    The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

    Send money now
    Wise
    Wise
    		Chase
    Chase (US)

    Recipient gets

    (Total after fees)

    		25,968.93 EUR25,402.52 EUR

    Exchange rate

    (1 USDEUR)

    		0.8682000.846751

    Exchange rate markup

    		0 USD741.17 USD

    Transfer fee

    		88.77 USD0 USD

    Total transfer cost

    		88.77 USD741.17 USD
    Show more providers
    This applies when you pay in via bank transfer. How do we collect this data?

    How to send money to a bank account in 3 easy steps

    Start your transfer.

    Enter amount to send in USD.

    Pay in USD with your debit card or credit card, or send the money from your online banking.

    Get the best rate out there.

    Choose your recipient.

    Select who you want to send money to and which pay-out method to use.

    Money is locally delivered.

    Send USD, receive EUR.

    The recipient gets money in EUR directly from Wise’s local bank account.

    Create free account now

    What is Bank account money transfer?

    Sending an international bank account money transfer is often one of the most convenient ways for your recipient to get their money. Once you initiate the transfer, your recipient doesn’t need to do anything at all - the funds will be automatically deposited into their bank account as soon as they’re processed. That could even mean their money is available instantly, depending on the details of the payment.

    All you’ll need from your recipient is their personal contact and bank account details. The exact bank details required varies a bit based on the country you're sending money to, but you’ll be guided through the Wise bank account money transfer process step by step as you arrange your payment.

    Add your recipient’s email address, and they’ll get a message when the money is on the way, and when it’s available for spending, too.

    Learn more about using bank account transfers.

    Online money transfer fees

    How much does it cost to send money to a bank account?

    To send money to a bank account with Wise, you will pay a small, flat fee and a percentage of the amount that's converted. We will always show you the total cost upfront - and you can rely that we won't hide any further fees in the exchange rate.

    Sending money shouldn’t cost the earth, so we built Wise to save you money when you transfer and exchange internationally. We charge as little as possible: right now a tiny fee, eventually free.

    No big fees, hidden or otherwise. So it's cheaper than what you're used to.

    Calculate how much you can save

    Cheapest way to send money abroad

    The cheapest way to send 30,000 USD to EUR is by using money that's in your Wise account and costs 82.33 USD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

    USD

    EUR

    Sending 30,000 USDTransfer cost
    Bank transfer75.97 USD
    Direct debit123.37 USD

    How we keep your money safe

    Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

    How we keep your money safe
    • Rock-solid technology
      Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
    • People who care, 24/7
      With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
    • Your money, not ours
      Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

    4.3 / 5 on Trustpilot from 286,561 reviews

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