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International business payments

We never mark up the exchange rate or hit you with hidden fees. But don't take our word for it, send up to $2,000 to EUR, INR, and PHP for free and see it for yourself. That's right, you'll pay $0 in fees.

Sound like something you could get used to? Join over 15.6 million people using Wise.
  • Zero fees on your first transfer — up to $2,000.
  • Lightning fast — money typically arrives in seconds
  • Perfectly predictable — lock in an exchange rate for your international transfer
Open an account

  • Arrives
    by Tuesday, March 31
  • Total fees
    Included in USD amount
    17.78 USD discounts applied
  • Your first transfer is on us

    No hidden fees or exchange mark-ups, ever. Get zero fees on up to $2,000 and see it for yourself. T&C applies Learn more.

    Limited time offer for first-time customers only. Available when paying in via debit card or bank account.See Terms & Conditions.

    International business payments

    We never mark up the exchange rate or hit you with hidden fees. But don't take our word for it, send up to $2,000 to EUR, INR, and PHP for free and see it for yourself. That's right, you'll pay $0 in fees.

    Sound like something you could get used to? Join over 15.6 million people using Wise.
    • Zero fees on your first transfer — up to $2,000.
    • Lightning fast — money typically arrives in seconds
    • Perfectly predictable — lock in an exchange rate for your international transfer
    Open an account

  • Arrives
    by Tuesday, March 31
  • Total fees
    Included in USD amount
    17.78 USD discounts applied
  • Your first transfer is on us

    No hidden fees or exchange mark-ups, ever. Get zero fees on up to $2,000 and see it for yourself. T&C applies Learn more.

    Limited time offer for first-time customers only. Available when paying in via debit card or bank account.See Terms & Conditions.

    See how much it costs to send money abroad

    The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.

    Wise
    Wise
    Chase
    Chase (US)

    Recipient gets

    (Total after fees)

    25,984.90 EUR25,408.58 EUR

    Exchange rate

    (1 USDEUR)

    0.8687340.846953

    Exchange rate markup

    0 USD752.17 USD

    Transfer fee

    88.77 USD0 USD

    Total transfer cost

    88.77 USD752.17 USD
    This applies when you pay in via bank transfer. How do we collect this data?

    Sign up for the cheap, easy international business account

    The cheapest way to send 30,000 USD to EUR is by using money that's in your Wise account and costs 82.33 USD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.

    USD

    EUR

    Sending 30,000 USDTransfer cost
    Bank transfer75.97 USD

    Direct debit123.37 USD

    How to make an international business payment in 3 easy steps

    Simple ways to receive international business payments

    International payments, in one place

    Track your payments, convert money at the mid-market rate to 40+ currencies, or pay your business expenses. All from one account.

    Connect your Wise account to platforms like Xero, Stripe and Shopify.

    No big fees, hidden or otherwise. So it's cheaper than what you're used to.

    Power your business with Wise and our partners

    Easily connect to your favorite accounting software and save time on admin.

    • Xero: Powerful, all-in-one accounting for businesses and bookkeepers
    • QuickBooks: Smart, simple accounting software, with no commitment
    • More App Marketplaces: FreeAgent, RECASH and QuickFile

    How we keep your money safe

    Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.

    • Rock-solid technology
      Super smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
    • People who care, 24/7
      With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
    • Your money, not ours
      Your money is safeguarded, and held completely separate from ours, so it’s available to you all the time.

    4.3 / 5 on Trustpilot from 285,518 reviews