Getting property insurance in Spain: Guide for Americans
Learn how to get property insurance in Spain: required cover, costs, documents, and tips to compare policies and protect your home as an owner or expat.
Barcelona's mix of beach, culture, and year-round sun has made it one of Europe's most popular cities for American property owners.
But owning a home there while living thousands of miles away comes with headaches. If you want your property rented and maintained well, that's something a good property management company can help you with.
If you want to hire someone to manage your Barcelona property but aren't sure where to start, here are 5 companies worth putting at the top of your list.
We'll also introduce the Wise account, which allows you to send, spend, and receive your money across the globe in over 40 currencies – all at the fair mid-market rate.
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A property management company runs your property for you.
They act as your eyes, ears, and hands on the ground in Barcelona, dealing with the parts of ownership that are hard to handle from another country. These can include:
Keep in mind that running an Airbnb or renting to tourists is tricky in Barcelona.
Short-term rental is generally defined as any let under 3 months, and to do it legally, you need a tourist license. In recent years, these licenses have become very hard to get.¹
A property management company in Barcelona can help you stay compliant or steer you toward long-term or mid-term renting instead.
Learn more about tax residency in Spain and what it means for property owners.
Plenty of large firms manage properties across Spain and cover Barcelona as part of a wider service. But the property management companies on the list below are specifically focused on the Barcelona market.
Property Management Barcelona positions itself as an all-in-one real estate partner rather than a management-only service. The team works with owners and investors who want one company to handle multiple sides of property ownership in Barcelona.²
For property management, their services include:³
Alongside managing rentals, they offer a personal shopping service to help you find and buy a property, plus support with selling and investment.
Loca Barcelona is a full-service real estate agency with more than 20 years in the city.
They handle the full range of rental types, which makes them a flexible choice if you're still deciding how to use your property. These include:⁴
On top of rentals, they offer property renovation and decoration, ongoing maintenance, and help with reviewing your insurance.
Casamona structures its property management around tiered service contracts so you can pick the level of support you need.
There are 3 tiers. The Standard contract covers rental management, the Premium tier adds renovation and squatter (okupa) removal, and the Gold tier includes everything plus accounting.⁵
Across these plans, Casamona's services include:⁵
One important feature for owners abroad is the okupa removal support, since squatting is a big concern for landlords who don't live in their property year-round.
Learn more about Spain's Non-Lucrative Visa if you want to move to Barcelona long-term.
Apartment Barcelona (AB) is a specialist in short and mid-term rentals, with over 15 years of experience and more than 1,000 owners on its books. If your goal is to maximize rental income from tourist or temporary stays, this is the property management company for that.⁶
AB handles the full process, from listing and guest communication to check-in, check-out, cleaning, and maintenance, with a team available 365 days a year. They also come to your apartment and take professional photos of your property.⁶
VDB Luxury Properties is a boutique agency focused on the high end of the Barcelona market. They work with a select group of owners and luxury building communities, so this is the option to consider if you own a premium property and want white-glove service.
On the tenant side, they handle pre-arrival and post-departure inspections, personal check-ins, regular property surveys, and curated welcome touches for guests.⁷
For owners, they act as a one-stop shop covering renovation, furnishing, maintenance, and interior design, backed by their own maintenance and construction team.⁷
Often, yes.
That said, it ultimately depends on how you plan to use your property and how much of the work you're able to do yourself. A management fee is an extra cost, but for the right owner, it buys back time, reduces stress, and often leads to better rental income.
You'll likely get the most value from a property management company if you:
If you live close by and enjoy being hands-on, it's possible to manage your property yourself.
But for many Americans, hiring a property management company in Barcelona is a smart move that saves you money in the long term.
Once your property is generating income, there's another expense to keep track of: the cost of moving money between USD and EUR.
Every time you collect rent in EUR or pay for repairs from a USD account, banks tend to add fees and mark up the exchange rate. Over time, this can cost you hundreds or even thousands of dollars.
| Wise can help you get a better deal on currency conversion. You can convert over 40 currencies at the standard mid-market exchange rate, and we'll show you the fees upfront so you know exactly how much you're paying. |
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Sources
Sources checked 06/17/2026
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We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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