ChatGPT Pricing Plans for Singapore Businesses [2026]

ChatGPT, developed by OpenAI, is the world's most popular AI tool, with hundreds of millions of weekly active users. To meet the needs of its vast and diverse user base, OpenAI offers various pricing plans.

In this article, we'll look at the costs of these plans for businesses in Singapore, along with the features they include—so you can choose the one that best fits your needs and budget.

We'll also highlight the advantages of using a Wise Business multi-currency card to pay for your ChatGPT subscription, including lower fees and better exchange rates.

Overview of ChatGPT pricing plans

ChatGPT's paid plans are priced on a per-user, per-month basis.

**However, billing options vary by plan: the Plus and Pro plans are available with monthly billing only; the Business plan offers both monthly and annual billing; and the Enterprise plan is available by contacting OpenAI’s sales team.¹

There are no add-ons to purchase or usage fees to pay after you've subscribed. However, usage limits apply to the different AI models available and vary depending on the plan. For ChatGPT Business, OpenAI also offers standard ChatGPT seats and usage-based Codex seats.

What currency is ChatGPT priced in for Singapore businesses?

**ChatGPT is no longer priced and billed only in USD for all users worldwide. OpenAI now supports multi-currency billing for ChatGPT subscriptions purchased on the web, and SGD is listed as a supported currency for Singapore.²
**

You can purchase ChatGPT Plus, Pro, or Business using any major credit or debit card, such as Visa, Mastercard, or Amex. For ChatGPT Enterprise, alternative payment options like invoicing are available.

However, do note that some banks or credit cards may charge a foreign exchange fee and apply a marked-up exchange rate when converting a foreign-currency ChatGPT payment to SGD.

You might also encounter a couple of other scenarios where your business in Singapore gets charged ChatGPT fees in a foreign currency rather than SGD. By understanding these scenarios, you can take proactive steps to manage your billing effectively and avoid unnecessary foreign transaction fees.

Using a multi-currency account like Wise Business could allow you to lower costs by enjoying minimal conversion rates at mid-market exchange rates.

➡️Learn how Wise Business can help you save on cross-currency bills

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Pricing for ChatGPT Free

ChatGPT Free costs USD 0 per month. To use it, you need to sign up with an email address or your Google, Microsoft, or Apple account, but no payment information is required.

Features of ChatGPT Free

The Free plan lets you explore how AI can make everyday tasks easier with these features:

*Limited access to ChatGPT’s current core model

• Basic message and upload limits for light use
• Limited image generation, which may be slower than paid plans
• Some access to research-style answers and file-based tasks
• Basic memory and context features
• Limited access to coding and productivity tools
• Access to ChatGPT across web and mobile
  *Up-to-date as of the time of writing (25 April 2026)

Is ChatGPT Free right for your business?

ChatGPT Free is a great budget-friendly option, especially since it lets you explore ChatGPT at no cost. However, the Free plan no longer centres on GPT-4o mini. OpenAI’s current plan pages describe the Free plan as offering limited access to GPT-5 features, messages, uploads, image generation, deep research, memory, context and Codex.
The free plan can still help with tasks like drafting emails and summarising information. However, if you consistently need higher usage limits, faster image generation, more file uploads, advanced reasoning or business workspace features, consider upgrading to a paid plan.

Pricing for ChatGPT Plus

ChatGPT Plus costs USD 20 per month. Singapore users may see the final charge in SGD if localised billing applies, and GST or other applicable taxes may also apply depending on billing details.

Features of ChatGPT Plus

Subscribing to the Plus plan helps you boost productivity with expanded access, increased usage limits, and the following features:

• Everything available on the Free plan
• More access to ChatGPT’s advanced models
• Higher limits for messages, file uploads and everyday usage
• Faster and more capable image creation
• More room to use research, agent and data analysis features
• Better memory and context support for longer or more detailed tasks
• Access to productivity tools such as projects, tasks and custom GPTs
• More capacity for coding-related tasks
• Early access to selected new features

*Up-to-date as of time of writing (25 April 2026)

Is ChatGPT Plus right for your business?

ChatGPT Plus is a solid choice for solo entrepreneurs or small businesses that only need a few accounts. It provides more access to ChatGPT’s current advanced models and tools, including GPT-5 features, rather than GPT-4o.

All in all, it unlocks a powerful suite of tools for writing, coding assistance, research, image generation, and more—while still remaining a fairly budget-friendly option.

Pricing for ChatGPT Go

ChatGPT Go is OpenAI’s lower-cost paid plan between Free and Plus. It is billed monthly only, with pricing shown on OpenAI’s pricing page or at local checkout where available.

Features of ChatGPT Go

ChatGPT Go gives users more access than the Free plan, including:

• More room to use ChatGPT before you hit message limits
• Extra capacity for creating images compared with the Free plan
• Higher file upload limits for working with documents and data
• More access to data analysis tools for everyday business tasks
• Better memory support, so ChatGPT can keep more useful context
• Access to productivity features such as projects, tasks and custom GPTs

Is ChatGPT Go right for your business?

ChatGPT Go may suit freelancers, solo entrepreneurs or very small businesses that want higher limits than Free, but do not need the broader access and advanced features included with Plus. If your business needs more advanced reasoning, deeper research, higher file limits or more consistent access to the latest tools, Plus or Business may be a better fit.

Pricing for ChatGPT Pro

ChatGPT Pro costs from USD 100 per month. OpenAI’s current Pro plan offers 5x or 20x more usage than Plus, depending on the Pro tier selected.

Features of ChatGPT Pro

Upgrading to Pro gives you the best of ChatGPT, with maximum access and the following features:

• Everything included in Plus
• Much higher usage limits than the Plus plan
• Access to more advanced reasoning for complex tasks
• More capacity for coding, research and analysis workflows
• Higher limits for file uploads and long-form work
• Faster and more flexible image creation
• Maximum access to deep research and agent tools
• Stronger memory and context support for demanding projects
• Expanded access to projects, tasks and custom GPTs
• Early previews of selected new features

*Up-to-date as of time of writing (25 April 2026)

Is ChatGPT Pro right for your business?

If you want the very best of ChatGPT—with higher usage than Plus, Pro reasoning, maximum deep research, agent mode, Codex and higher limits for intensive creative or analytical work—and you don't mind paying a premium for it, ChatGPT Pro could be the right choice for you. However, if you're on more of a budget and can't justify the higher monthly price tag, one of the lower-cost plans would be a better option.

Pricing for ChatGPT Business

ChatGPT Business costs USD 20 per user per month when billed annually, or USD 25 per user per month when billed monthly. A minimum of 2 standard ChatGPT seats is required. OpenAI says Business pricing was reduced by USD 5 per month from 2 April 2026.

Features of ChatGPT Business

The Business plan drives team productivity and collaboration by offering everything in the Plus plan, along with:

• Standard ChatGPT seats for team members, plus usage-based Codex seats where needed
• Higher team usage limits, with access to advanced reasoning models
• The option to add credits if your team needs more capacity
• Connections to workplace tools such as Slack, Google Drive, SharePoint, GitHub and Atlassian
• A dedicated team workspace with admin controls, SAML SSO and MFA
• Business-focused tools such as apps, data analysis, record mode, canvas, shared projects and custom workspace GPTs
• Privacy and compliance support aligned with standards such as GDPR, CCPA, CSA STAR and SOC 2 Type 2
• No training on your team’s business data by default

*Up-to-date as of time of writing (25 April 2026)

Is ChatGPT Business right for your business?

ChatGPT Business is likely the right choice if your business has two or more team members who would benefit from a secure shared workspace, admin controls, unified billing, connected business apps and business data protections.

Pricing for ChatGPT Enterprise

OpenAI does not publicly list fixed prices for the ChatGPT Enterprise plan. Pricing is likely customised based on each organisation's specific needs. For an accurate quote tailored to your organisation's requirements, it's best to contact OpenAI's sales team directly through their ChatGPT Enterprise page³.

Features of ChatGPT Enterprise

The Enterprise plan makes ChatGPT an enterprise-grade tool, with all the security, admin, and collaboration features large organisations expect:

• Everything available in ChatGPT Business
• More room to work with long prompts, larger files and complex inputs
• Advanced security controls such as SCIM, Enterprise Key Management, domain verification and role-based access
• Admin and analytics tools to manage users and monitor workspace activity
• Custom data retention options and stronger privacy controls
• Encryption for data at rest and in transit
• No training on your organisation’s business data by default
• Data residency options in selected regions
• Priority support, service-level agreements and custom legal terms
• Invoicing, billing support and potential volume discounts

*Up-to-date as of time of writing (25 April 2026)

Is ChatGPT Enterprise right for your business?

ChatGPT Enterprise is designed for large organisations that require robust security, data privacy, compliance, customisation, and dedicated support. If your organisation has a team of over 50 people, it's worth contacting the ChatGPT sales team to learn more. If your team is smaller, the Business plan may be a more suitable option.

Tips to save on your ChatGPT bill next month

For Singapore businesses looking to save on their monthly or annual ChatGPT bills, here are a few tips to consider:

• Don’t pay for a pricier plan than you need. If you don’t need Pro-level reasoning, maximum deep research, agent mode, Codex or 5x to 20x higher usage than Plus, stick with the Plus or Business plans instead of Pro.
  *Only pay for the number of users you actually need.
• If you're on the Business plan and plan to use ChatGPT year-round, opt for annual billing to save more. ChatGPT Business is USD 20 per user/month when billed annually, compared with USD 25 per user/month when billed monthly.
• If your ChatGPT subscription is billed in a foreign currency, use a low-fee card like the Wise Business multi-currency account to avoid high foreign transaction fees and unfavourable exchange rates. If your subscription is billed in SGD, check whether your current card still adds any payment or card fees.

➡️ Get Wise Business for Smart Savings

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ChatGPT vs. Claude - price comparison

Claude is one of ChatGPT’s closest competitors, offering a similarly powerful AI chatbot. While Claude doesn't have as large a user base, it remains very popular.

Both platforms offer free plans, along with enterprise options that require contacting sales for custom pricing. Here’s how their paid plans compare:

• ChatGPT Plus costs USD 20 per month.
• Claude Pro costs USD 17 per month with an annual subscription, or USD 20 per month with monthly billing.⁴
• ChatGPT Pro starts from USD 100 per month, with 5x or 20x more usage than Plus depending on the Pro tier.
• Claude Max is available at USD 100 per month or USD 200 per month.
• ChatGPT Business is priced at USD 20 per user per month when billed annually, or USD 25 per user per month when billed monthly. A minimum of two standard ChatGPT seats is required.
• Claude Team pricing depends on the seat type. Standard seats are commonly listed at USD 20 per seat/month annually or USD 25 monthly, while Premium seats are higher-priced for heavier usage. Claude Team is designed for teams, with a minimum number of seats required.

These prices exclude applicable taxes. OpenAI now supports SGD as a local billing currency for ChatGPT subscriptions purchased on the web, while API pricing is handled separately.

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FAQs

Which ChatGPT model is the best?

Which ChatGPT model is best depends on your specific needs for any given task. Here are some of the top ChatGPT models:

• GPT-5: Best for many everyday ChatGPT tasks
• GPT-5.5 Thinking: Best for advanced reasoning on eligible paid plans
• GPT-5.5 Pro: Best for Pro-level reasoning and complex work
• Sora: Best for video generation where available

Keep in mind that ChatGPT frequently releases new models and updates existing ones, so the names of the best models may change over time. OpenAI says GPT-4o and several older models were retired from ChatGPT in 2026, so references to GPT-4o, o1 and o3-mini should be updated or removed.

Does ChatGPT have an api?

OpenAI does offer an API. However, your ChatGPT subscription does not include API access⁵. ChatGPT and the API platform are two separate products and are billed independently. OpenAI’s multi-currency billing article notes that API pricing is separate from ChatGPT subscription billing.

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Conclusion

ChatGPT remains the most popular AI tool, but competition is quickly heating up. To get the most out of ChatGPT, a paid plan is recommended—it increases usage limits and grants access to the most advanced models and features. However, the Free plan is still suitable for users with basic needs, such as writing emails, short blog posts, or summarising text.

• Hold and manage 40+ currencies for all your international transactions
• Pay your SaaS bills and overseas suppliers in foreign currencies without the hefty foreign transaction fees
• Always get the mid-market rate with zero markup
• Seamless integrations with popular accounting software
• Say goodbye to monthly fees

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Sources:

1. ChatGPT Pricing | OpenAI
2. Billing Currency and ability to change - API / Feedback - OpenAI Developer Community
3. ChatGPT for enterprise | OpenAI
4. Pricing \ Anthropic
5. API Chatgpt subscription, cannot use api with chatgpt subscription - API - OpenAI Developer Community

Sources checked on 25 April 2026

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