International money transfers
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
International money transfers
- Low fees — fees get cheaper the more you send
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
See how much it costs to send money abroad
The total cost of a transfer is the fee plus exchange rate. If your provider says there's no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.
 PayPal |  Wise | |
|---|---|---|
Recipient gets (Total after fees) | 724.14 PHP | 680.50 PHP |
Exchange rate (1 PHPJPY) | 2.76188 | 2.63778 |
Exchange rate markup | 90 JPY | 0 JPY |
Transfer fee | 0 JPY | 205 JPY |
Total transfer cost | 90 JPY | 205 JPY |
We’re always honest with our customers. And honestly, we’re not the cheapest this time. But, we’re working hard to continue to lower our prices.
How to send money internationally 대한민국에서
JPY(으)로 송금할 금액을 입력합니다.
직불카드, 신용카드 또는 온라인 뱅킹을 통해 JPY(으)로 결제하세요.
Choose your recipient.
송금할 대상과 사용할 지불 방법을 선택하세요.
JPY을(를) 보내고, PHP을(를) 받습니다.
The recipient gets money in PHP directly from Wise's local bank account.
Larger transfers. Lower fees. Premium support.
Pay less when you send over 25,000 USD or equivalent. Plus get dedicated support from our expert team
How we keep your money safe
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.
- Rock-solid technologySuper smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
- People who care, 24/7With over 1,000 anti-fraud specialists, and real human help available every minute, we're on hand when you've got questions.
- Your money, not oursYour money is safeguarded, and held completely separate from ours, so it's available to you all the time.
Best ways to send money internationally with WISE
The best way to send Japanese yen to Philippine peso is by using money that's in your Wise account. It's cheapest and usually arrives in seconds. Bank transfers are also cheap, but can be slower.
Wise account
Wise account
If you have a Wise multi-currency account, you can use money in your account to fund your transfer. It’s cheap and fast — just set up your money transfer as you normally would, and choose a Wise account transfer when paying.
Bank transfers are usually the cheapest option when it comes to funding your international money transfer with Wise. Bank transfers can be slower than debit or credit cards, but they usually give you the best value for your money. Read more how to use bank transfers as a payment option.
Paying for your transfer with a debit card is easy and fast. It’s also usually cheaper than credit card, as credit cards are more expensive to process. Read more about how to pay for your money transfer with a debit card.
If you’ve enabled Apple Pay on your phone, you can use it to pay for a transfer with Wise. Paying with Apple Pay is a convenient and quick way to send money abroad. If you’re using a credit card, watch out for extra charges. Some banks consider these payments as cash withdrawal, and they may charge you extra fees.
How to receive money
When you transfer with Wise, you can receive to local bank accounts — no need for a Wise account. And since our price is transparent, you know exactly what you'll get on the other side.
PayGate
PayGate
It’s easy to make a PayGate transfer, you’ll only need some personal and account details for your recipient and you’re good to go. Learn more about Pay Gate.
PayGate
PayGate
It’s easy to make a PayGate transfer, you’ll only need some personal and account details for your recipient and you’re good to go. Learn more about Pay Gate.
Cheapest way to send money abroad 대한민국에서
The cheapest way to send 2,000 JPY to PHP is by using money that's in your Wise account and costs 112 JPY. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.
JPY
PHP
| Sending 2,000 JPY | Transfer cost | ||
|---|---|---|---|
| Wise account | 112 JPY | ||
| Bank transfer | 205 JPY | ||
| Debit card | 268 JPY | ||
| Apple Pay | 262 JPY | ||
Fastest way to send money abroad 대한민국에서
Sending money with Wise is super fast: 74% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.
JPY
PHP
| Sending 2,000 JPY | 도착 예정 | ||
|---|---|---|---|
| Wise account | 몇 초 후 | ||
| Bank transfer | 5분 후 | ||
| Debit card | 몇 초 후 | ||
| Apple Pay | 몇 초 후 | ||
Send money 대한민국에서 with the Wise app
Looking for an international money transfer app? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Send money 대한민국에서 with the Wise app
Looking for an international money transfer app? Send money on the go with Wise.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
4.3 / 5 on Trustpilot from 294,480 reviews
Do more with Wise 대한민국에서
You can use Wise for much more than just sending money. Here is what's available, based on where you live.
Receive money fast
Get paid easily in other currencies with global account details.
Frequently asked questions
See where Wise works
- 송금하기
- 계좌 세부 정보
- Hold and convert money
