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Wise Business Account - Key Features At a Glance

Markéta Fiala

03.09.24 (updated more than 1 year ago)

Read time 1 minute

Wise Business account enables businesses to hold and send money in over 40+ to 140+, with account details in 8+ currencies. Whether you'd like to send in multiple currencies, receive or set direct debits, the Wise Business account allows you to do so with fast and transparent international payments. Additionally, the account provides features like holding money in Jars for easier saving or Groups to streamline your digital card expenses, making it a versatile tool for businesses of different sizes. Check out the key features of the Wise Business account below!

Fees

The Wise Business Essentials plan is free, and the Wise Business Advanced plan has a one-time fee of €60.

The free Wise Business Essentials plan covers your core financial needs, allowing you to send batch, scheduled, or recurring payments and order debit cards. It also streamlines your operations with accounting integrations and multi-user access.

Stepping up to the Wise Business Advanced plan (one-time fee of €60), which includes all Essentials features plus comprehensive global tools: local account details in 8+ currencies, Swift details for 20+ currencies, acess to direct debits, and the ability to receive money via payment links, QR codes or card payments. For the most current pricing, please visit the Wise website.

Disclaimer: The Wise Business pricing structure is changing with effect from 02/02/2026. Receiving money, direct debits and getting paid features are not available with the Essential Plan, which you can open for free. Pay a one-time set up fee of €60 to unlock Advanced features including account details to receive payments in +20 currencies. You’ll also get access to invoice generating tool, payment links, QuickPay QR codes and the ability to set up direct debits all within one account. Please check Wise website for the latest pricing information.

Cards

First card on the account	Free
Physical Cards for team members (cost per card)	4 EUR
Digital cards	free
Set limits for each team member	✓
Spending alerts	✓
Freeze your card	✓
2 ATM withdrawal under 200 EUR/month	Free

Team management

Multi-user access for better account control	✓
Permission levels for team members	✓
Custom roles	✓

International payments

Choose from 40+ currencies	✓
Paying other Wise customers	✓
Transparent pricing upfront You'll always see what you're paying for	✓
Multi-currency payments Variable fee depending on the currency	variable fee from 0.61%
Batch payment	✓
Receiving money Local details to receive money in AUD, CAD, EUR, GBP, HUF, NZD, SGD, TRY, USD USD (non-wire)	Free*
Receiving USD Wire payments	6.11 USD Fixed fee per payment
Scheduled transfers	✓
Direct debits	✓
Request money directly with a payment link	✓
Create and send invoices	Free

Access to account details, and the ability to receive payments, are only available with the Wise Business Advanced plan, which you can get for a one-time fee of €60.

Additional features

Accounting integrations - QuickBooks, Xero, Sage + more	✓
0.5% cashback with your Wise Business debit card	✓
Customer support (email or phone)	✓

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.