Splitwise vs Wise: Everything you need to know
Find out more about the differences between Splitwise and Wise and how you can use both.
If you’re a new Revolut customer or are thinking of signing up, you’ll need to get to grips with what you can do with your UK account.
You may want to top up your Revolut account with a credit card - but is it possible? And if so, how do you go about it?
Find out everything you need to know here in this handy guide, including an alternative which could potentially suit you better - the Wise account, which lets you manage your money in 40+ currencies in the UK and worldwide.
Unfortunately, it’s not currently possible to top up a Revolut account with a credit card here in the UK (although you may be able to do it in other countries).¹
At present, you can only add funds to your Revolut balance using a debit card (Visa or Mastercard). You can also add money via a bank transfer from another bank account, or via Google Pay or Apple Pay.²
In a relatively new development, the platform has also added cash deposits to its list of supported payment methods. You can generate a barcode and deposit cash at a selected list of retailers via Paysafecash.²
You may not be able to add money to a Revolut account with a credit card, but you definitely can with a debit card.
Here’s how to do it, step-by-step:³
Revolut supports debit card deposits in the following currencies:¹
Open a Wise account online and you can send, receive and convert between money in 40+ currencies - all in one place.
You can also get a Wise card for spending like a local in 150+ worldwide. Best of all, you can track all your transfers and manage your money using the Wise mobile app.
Sources used:
Sources last checked on date: 12-Mar-2025
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
Find out more about the differences between Splitwise and Wise and how you can use both.
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