Best Apps to Make Money as a Freelancer in the UK
Discover the best apps to make money online as a UK sole trader in 2026. Our guide covers features, fees, and things to note about each app.
Freelancing no longer means chasing local opportunities or relying only on word of mouth. Today, platforms like PeoplePerHour let freelancers pitch for projects, build client relationships, and work with businesses across the globe from one online marketplace.
In this guide, we've broken down how PeoplePerHour works for freelancers, including its fees, payment process, advantages, drawbacks, and key alternatives to consider before signing up.
We've also explained how Wise Business can help freelancers manage international client payments after they win work.
| Topic | Key takeaway |
|---|---|
| What is PeoplePerHour? | PeoplePerHour is currently a freelancing marketplace connecting small businesses, known as "Buyers", with freelancers, and its stated goal is to connect clients to freelancers who are available to hire by the hour or project.1 |
| How do freelancers use PeoplePerHour? | Freelancers can currently create a profile, search for projects, submit proposals, create Offers, complete work, and raise invoices through the platform.1 |
| What fees does PeoplePerHour charge? | PeoplePerHour currently charges freelancer service fees that are tiered based on lifetime billing with each buyer: 20% below £250, 7.5% between £250 and £5,000, and 3.5% above £5,000, excluding VAT.2 |
| How do PeoplePerHour payments work? | Freelancers currently raise invoices in WorkStream after completing agreed work. Once a buyer pays, the payment is processed, security checks are carried out, and funds can be withdrawn after the clearing period.3 |
| What should freelancers know about international payments? | Freelancers should consider client currency, PeoplePerHour's currency conversion fee where applicable, withdrawal fees, intermediary bank fees, and the final take-home amount when pricing international work.4 |
| What are some PeoplePerHour alternatives? | Alternatives include Upwork, Fiverr, Freelancer.com, Toptal, direct clients, LinkedIn, referrals, niche job boards, and personal websites for client acquisition. |
PeoplePerHour is currently a freelancing marketplace connecting small businesses, known as "Buyers", with a pool of freelancers offering business services.1 Companies can post projects, review freelancer profiles, and hire talent directly through the platform.
It works as both a job board and a digital storefront. Freelancers can send proposals for posted projects or create fixed-price service listings, currently known as "Offers", that clients can browse and purchase directly.1
The platform currently supports a range of freelance categories. These include AI services, technology and programming, writing and translation, design, digital marketing, video, photo and image, business, music and audio, marketing, branding and sales, and social media.5
PeoplePerHour currently makes it fairly straightforward to set up a freelance profile and start bidding for work or selling services. Here's how the process typically works:
| Step | What happens |
|---|---|
| Create an account | Sign up as a freelancer and set up your profile by adding your skills, experience, portfolio, and rates. A complete profile helps buyers understand your services and experience.1 |
| Discover or get matched with work | You can search for projects manually, use saved searches, or be matched to suitable projects based on your profile and abilities.1 |
| Submit proposals or sell services | You send tailored proposals for posted projects. Explain your approach, timeline, and price. Alternatively, you can create fixed-price "Offers" that buyers can purchase directly.1 |
| Agree on terms and start working | After the buyer accepts your proposal or buys your Offer, you confirm the scope, deadlines, and deliverables before starting the work.4 |
| Get paid through the platform | Payments are currently handled through PeoplePerHour's system. Buyers prepay fees, freelancers raise invoices after work is completed, and funds are released in line with PeoplePerHour's payment terms and clearing processes.3,4 |
PeoplePerHour currently uses WorkStream and escrow to structure communication and payments between buyers and freelancers.1,6 This helps ensure that funds are held until work is completed and payment is released through the platform.
When a buyer purchases an Offer or accepts a custom project proposal, they pay funds into escrow. For an Offer, the full purchase price is paid into escrow. For a custom project, the money paid into escrow is the agreed deposit amount.1
After the work or an agreed milestone is completed, the freelancer submits the deliverables and raises an invoice in WorkStream. The buyer can then approve the invoice, reject it with feedback, or let the relevant review window pass.4
If a buyer doesn't respond within the payment window, PeoplePerHour may help chase payment. If there is insufficient money held in escrow, PeoplePerHour says there are no guarantees it will be able to recover the full payment, although it will do its best.1
PeoplePerHour currently charges a tiered service fee based on total lifetime billing with each buyer:2
A minimum service fee per invoice may apply.
Next, payments go through security checks before reaching your PeoplePerHour User Account. Funds then become available for withdrawal after the clearing period, which can vary depending on recent earnings.3,4
| Step | What happens | What to check |
|---|---|---|
| Buyer funds the work | Payment is placed in escrow for an Offer or custom project deposit. | Ensure the agreed deposit or relevant milestone amount is funded before starting work. |
| Freelancer delivers work | Work is shared and documented through WorkStream. | Keep all files, messages, and scope updates documented. |
| Freelancer raises an invoice | The invoice is submitted after completion or agreed milestone delivery. | Confirm it matches the agreed scope and price. |
| Buyer approves or rejects | Buyer approves, requests revisions, or lets the review period lapse. | Ensure revision terms and acceptance criteria are clear. |
| Payment is processed | Approved payments go through platform security checks. | Allow time for internal processing before funds become available. |
| Freelancer withdraws funds | Funds are transferred to bank, PayPal, or Payoneer. | Check fees, currency, and withdrawal timing. |
💡 With Wise Business, freelancers working with direct clients can keep international payments, balances, invoices, and outgoing business payments organised in one account. This can be helpful when you use PeoplePerHour alongside your own client pipeline.
Once funds clear into your PeoplePerHour account, the clearing period currently depends on your earnings in the previous two calendar months: 3 days for freelancers with total earnings over £6,000, 7 days for freelancers with total earnings over £2,000, and 14 days for freelancers with less than £2,000.1,4 Following the clearing period, withdrawal requests are processed internally within 2 working days.1
After platform approval, delivery speeds depend on the method:
Before starting any work, verify these details in the WorkStream:
As discussed above, PeoplePerHour currently charges freelancers a service fee on earnings. According to the platform's freelancer commission support page, the fee structure is tiered by lifetime billing per buyer:2
| Lifetime billing with a buyer | Freelancer service fee |
|---|---|
| Below £250 | 20%, excluding VAT |
| Between £250 and £5,000 | 7.5%, excluding VAT |
| Over £5,000 | 3.5%, excluding VAT |
Besides these, there are currently no registration or sign-up fees, nor any fees to search for projects or post an offer. The minimum payment made using AutoPay or per hour contracts is £6 excluding VAT, and the minimum service fee per invoice is £1 excluding VAT.2
This pricing structure can reduce the service fee percentage as your lifetime earnings with the same buyer increase.
| Example project | Service fee tier | Platform fee before VAT |
|---|---|---|
| £200 first project with a buyer | 20% | £40 |
| £1,000 project after crossing the £250 lifetime billing threshold with the same buyer | 7.5% | £75 |
| Earnings above £5,000 in lifetime billing with the same buyer | 3.5% | £35 per additional £1,000 earned |
These examples are illustrative only. Fees, thresholds, and terms may change over time, so it's important to check the latest information on PeoplePerHour's fee page before setting your rates.
PeoplePerHour currently applies different withdrawal fees depending on the currency and payout method you choose.4 Even though some local bank transfers are free, international transfers and third-party payment providers can carry noticeably higher charges.
| Withdrawal currency and method | Listed fee |
|---|---|
| GBP → UK bank transfer | No charge |
| USD → US bank transfer (ACH) | No charge |
| GBP/USD/EUR → SEPA or local currency transfer | £1.99/$2.99/€1.99 |
| GBP/USD/EUR → India bank transfer | £14.99/$23.99/€14.99 |
| GBP/USD/EUR → International bank transfer | £19.99/$29.99/€19.99 |
| PayPal withdrawal (GBP, USD, EUR) | 1.9% |
| Payoneer withdrawal | £2/$3/€2.50 |
PeoplePerHour also currently notes that intermediary bank fees may apply to international transfers, and incorrect bank details can result in reversal charges.1,4
💡 With Wise Business, freelancers who also invoice clients directly can receive payments, hold selected currencies, and convert money using the mid-market exchange rate with fees shown upfront. This can make it easier to compare platform withdrawal costs with direct international payment options.
Disclaimer: The UK Wise Business pricing structure is changing with effect from 26/11/2025 date. Receiving money, direct debits and getting paid features are not available with the Essential Plan which you can open for free. Pay a one-time set up fee of £50 to unlock Advanced features including account details to receive payments in 22+ currencies or 8+ currencies for non-swift payments. You’ll also get access to our invoice generating tool, payment links, QR codes and the ability to set up direct debits all within one account. Please check our website for the latest pricing information.
PeoplePerHour currently states that a 2.5% currency conversion fee applies every time PeoplePerHour performs a currency conversion. The exchange rate is shown before the transaction is approved, allowing users to review the conversion before proceeding.4
These costs matter for UK freelancers when:
PeoplePerHour currently gives freelancers 15 free proposal credits each month. In most cases, submitting a project proposal counts as 1 credit, regardless of whether the buyer accepts your proposal.1,4
After the free monthly allocation is used, freelancers can purchase additional proposal credit packs.4
| Extra proposal credits | GBP price |
|---|---|
| 5 credits | £7.95 |
| 10 credits | £11.95 |
| 25 credits | £19.95 |
| 50 credits | £29.95 |
The platform currently offers several optional paid tools that can help freelancers and clients increase visibility.
PeoplePerHour currently says the Featured Project upgrade does not guarantee any level of success, including proposals received, views received, likes received, or awarding the project to a freelancer.4
Buyer-side fees can influence the overall cost of hiring freelancers on PeoplePerHour, potentially affecting client budgets and pricing decisions.4
Bank transfer fees vary by membership level for eligible Premium Programme users:
| Payment method | Buyer fee |
|---|---|
| PayPal, cards, Skrill, Alipay, Qiwi Wallet, TrustPay, GiroPay, Paysafecard, UnionPay | £0.60 + 10% |
| Bank transfer – Gold Members | 0% |
| Bank transfer – Silver Members | 2.5% |
They also provide optional paid upgrades for buyers, including:
The platform currently notes that buyer fees are non-refundable and may change over time under updated terms.4
PeoplePerHour can help UK freelancers work with clients worldwide, but international projects can add extra costs and currency considerations that affect your final earnings.
Before sending a quote, it's worth checking:
If you regularly work with international clients outside PeoplePerHour, too, a Wise Business account for freelancers may help you keep your client payments and freelance expenses organised. You can use Wise Business to receive payments from international clients, create invoices, hold balances in selected currencies, convert when rates suit your business, and make international business payments from one place.
💡 With Wise Business, UK freelancers can manage international client payments beyond PeoplePerHour from one account. You can receive payments, create invoices, hold selected currency balances, and send international business payments with ease.
Disclaimer: The UK Wise Business pricing structure is changing with effect from 26/11/2025 date. Receiving money, direct debits and getting paid features are not available with the Essential Plan which you can open for free. Pay a one-time set up fee of £50 to unlock Advanced features including account details to receive payments in 22+ currencies or 8+ currencies for non-swift payments. You’ll also get access to our invoice generating tool, payment links, QR codes and the ability to set up direct debits all within one account. Please check our website for the latest pricing information.
With the payment and fee details covered, it’s useful to weigh the practical upsides and drawbacks before deciding how PeoplePerHour might fit into your freelance workflow.
| Topic | Advantage | Disadvantage |
|---|---|---|
| Client access | You can access projects from an international client community.1 | Competition can be high, particularly in popular categories. |
| UK presence | PeoplePerHour is a UK-registered company.1 | It may not have the same global scale as some larger platforms. |
| Pricing | You can set your own proposal prices for projects.1 | Fees reduce your final take-home amount. |
| Repeat clients | Tiered fees can reduce the service fee percentage for long-term buyer relationships. | First projects with a new buyer can have higher percentage fees. |
| Payment process | Escrow can add structure before work starts.6 | You have less flexibility than when working directly with a client. |
| Portfolio building | It can help newer freelancers build reviews and examples. | It can take time and proposal credits to win your first projects. |
PeoplePerHour can be a useful platform for freelancers who want access to UK and international clients, particularly in categories currently listed on the platform such as writing and translation, design, digital marketing, technology and programming, business, video, photo and image, and social media.5
It may be less attractive if you already have a strong direct client pipeline, because direct clients usually avoid marketplace service fees and can give you more control over contracts, payments, and communication.
A balanced approach is often practical. Rather than relying entirely on a single marketplace, many freelancers use PeoplePerHour alongside LinkedIn, referrals, direct outreach, personal websites, and independent invoicing systems to build a more stable freelance business. Also, if you're setting up your freelance admin stack, you may want to compare business account options, accounting software for small businesses and accounting software integrations.
It's worth casting a wide net to increase your exposure. This can mean using several freelancing platforms and seeking out private clients, rather than relying on one marketplace alone.
Freelance marketplaces can be useful if you want quick access to active clients, built-in payment processes, and a system for gathering reviews.
Options include:
Direct client acquisition can also play an important role in a more stable freelance business. Direct clients may work well if you already have an established network, niche expertise, or a steady base of repeat clients.
In that regard, LinkedIn can be useful for consultants, B2B freelancers, and service providers who want to showcase expertise and build authority through content and engagement. Referrals can also be effective when trust matters, as satisfied clients may recommend you to new prospects.
For more specialised roles, niche job boards can help you find targeted opportunities in areas such as design, development, copywriting, marketing, or remote operations.
PeoplePerHour can still be an option for building and expanding your freelancing portfolio, but it’s worth combining platforms, referrals, direct outreach, personal websites, and independent invoicing systems to diversify your opportunities.
For UK freelancers using platforms like PeoplePerHour or working with direct international clients, managing currencies, invoices, and cross-border payments can affect how much admin sits behind each project.
Wise Business can help freelancers receive payments, create invoices, hold selected currency balances, convert money using the mid-market exchange rate, and view fees upfront before making a transaction.
With Wise Business, you can:
Make the wise choice when selecting a business account for all your domestic and global needs.
Be Smart, Get Wise.
Disclaimer: The UK Wise Business pricing structure is changing with effect from 26/11/2025 date. Receiving money, direct debits and getting paid features are not available with the Essential Plan which you can open for free. Pay a one-time set up fee of £50 to unlock Advanced features including account details to receive payments in 22+ currencies or 8+ currencies for non-swift payments. You’ll also get access to our invoice generating tool, payment links, QR codes and the ability to set up direct debits all within one account. Please check our website for the latest pricing information.
It is possible to earn a full-time income on PeoplePerHour, but earnings are not guaranteed. Your results depend on factors such as your skills, pricing strategy, proposal quality, reviews, niche, client demand, competition, and your ability to consistently convert leads into paid work.
A strong proposal should include a brief understanding of the buyer's problem, your relevant experience, what you will deliver, timelines, pricing, revision limits, and next steps. Before submitting, ensure your pricing accounts for platform fees, potential conversion costs, and your chosen withdrawal method.
Sources:
Sources last checked on 27 May 2026
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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