Business Freelancing

How to Withdraw Money from PeoplePerHour (Quick Guide for UK Freelancers)

Saim Jalees

20.05.26 (last updated)

Read time 7 minutes

Whether you have just completed your first project or your fiftieth, knowing how to withdraw money from PeoplePerHour efficiently, and without losing more than necessary to fees or exchange rates, is one of the most important things you can get right as a freelancer.

In this guide, we've walked through every step of the PeoplePerHour withdrawal process, from raising your invoice and choosing a withdrawal method to understanding clearance periods, fees, and USD to GBP conversion options.

We've also explained how Wise Business can help freelancers receive non-GBP funds using local account details in 8+ currencies before converting them to GBP (should they wish to) at the mid-market rate with low, transparent fees.

*Disclaimer: The UK Wise Business pricing structure is changing with effect from 26/11/2025 date. Receiving money, direct debits and getting paid features are not available with the Essential Plan which you can open for free. Pay a one-time set up fee of £50 to unlock Advanced features including account details to receive payments in 22+ currencies or 8+ currencies for non-swift payments. You’ll also get access to our invoice generating tool, payment links, QuickPay QR codes and the ability to set up direct debits all within one account. Please check our website for the latest pricing information.

Summary of steps

Step	Summary
Step 1: Complete your project and raise your invoice	PPH holds client payments until the work is approved, then applies a clearance period before funds can be withdrawn.¹
Step 2: Set up your withdrawal method	Add a withdrawal account in your PPH payment settings, choosing from supported methods such as bank transfer, PayPal, or Payoneer.¹
Step 3: Request your withdrawal	Once funds clear, submit your withdrawal request and wait for PPH approval, which currently takes up to the next 2 working days.²
Step 4: Check fees and timing	Withdrawal fees and arrival times vary by method and currency, so your chosen route can affect how much you receive and when.^1,2
Step 5: Convert USD to GBP if needed	If you earn in USD but spend in GBP, Wise Business can help eligible freelancers receive USD and convert it to GBP with fees shown before confirming.

Discover Wise Business 🔍

Step 1: Complete your project and raise your invoice

All payments on PeoplePerHour currently flow through the platform. You cannot invoice a client directly or accept payment outside of PPH without risking immediate account suspension.¹

Once you deliver your work and the client approves it, you raise an invoice through the WorkStream. For fixed-price projects, the client prepays the fees, and PPH currently holds the funds in a separate client account until the work is approved.¹

For hourly contracts, PPH currently automatically raises an invoice every seven days based on your tracked hours.¹ For per-item contracts, PPH currently raises an invoice for every item you deliver, and the client approves.¹

Once the client pays, your funds enter a clearance period before you can withdraw them. PPH currently uses this period to run fraud prevention and anti-money laundering checks. The length of your clearance period depends on how much you have earned on PPH in the previous two calendar months:¹

Earnings in the previous two calendar months	Clearance period
Under £2,000	14 working days
Between £2,000 and £6,000	7 working days
More than £6,000	3 working days

You can check your current clearance period in your PPH Control Panel under Actions > View Earnings.

One important rule to keep in mind: PPH is not a bank. Once your funds clear, withdraw them promptly. PPH currently reserves the right to apply admin fees or write-downs to any balance left dormant for more than 30 days.¹

Step 2: Set up your withdrawal method

Before you request a withdrawal, you need to add at least one withdrawal account to your PPH payment settings. Navigate to Settings > Payments > Withdrawal Accounts and select Add a New Account.

PPH currently supports withdrawals to PayPal, Payoneer, and bank accounts.¹

Bank transfer

You can currently withdraw directly to a bank account in your own name registered on your PPH profile.¹

If your country appears on PPH's SEPA or local currency list, their payment partner currently converts your funds at wholesale foreign exchange rates and pays them directly into your local account.¹

For countries outside this list, PPH currently processes an international bank transfer instead, which can involve additional intermediary bank fees charged by third-party banks along the way, on top of any PPH withdrawal fee.¹

SEPA stands for the Single Euro Payments Area. It is the payments network used across eurozone countries that treats cross-border euro transfers as domestic payments, making them faster and cheaper than standard international wires.

If you bank in a SEPA country, this is generally the lower-cost bank transfer route available through PPH.

ACH bank transfer (USA only)

If you hold a US bank account or a Wise Business account with local USD account details, you can add your US routing number and account number to PPH and withdraw USD as a US bank transfer (ACH).¹

PPH currently charges no withdrawal fee for USD US bank transfer (ACH) withdrawals.¹

PayPal

If you hold an existing PayPal account, you can link it to PPH and withdraw your earnings there. You can then use the funds within PayPal or transfer them to your linked bank account.

PPH currently charges a 1.9% withdrawal fee for PayPal withdrawals.¹ PayPal may also charge additional fees for currency conversion or transfers.

Payoneer

Payoneer currently integrates directly with PPH and lets you withdraw your earnings to your Payoneer balance.¹

PPH currently charges a $3 withdrawal fee for USD Payoneer withdrawals.¹

💡 With Wise Business, you can get local USD account details, including a US routing number and account number, to receive eligible transfers and withdraw USD through a local US transfer route before converting USD to GBP at the mid-market rate with low, transparent fees.

Step 3: Request your withdrawal

Once your funds clear the holding period, you can request a withdrawal. Navigate to your PPH account, go to the Payments section, and click Withdraw Funds. Select the withdrawal account you set up in Step 2 and submit your request.²

PPH currently processes every withdrawal request within the next 2 working days to verify your information and complete the necessary security checks.²

After PPH approves your request, the time it takes for funds to reach your account depends on the withdrawal method you selected:²

Withdrawal method	Transfer time after PPH approval
UK bank transfer	Usually within 24 hours
SEPA / local currency bank transfer	1–3 working days
International bank transfer	3–7 working days (intermediate bank transfer fees may apply)
PayPal	Usually within a few minutes
Payoneer	Usually within a few minutes

If your country appears on PPH's slow-to-pay countries list, international bank transfers can currently take a week to a month to arrive.²

PPH currently notifies you by email and through your Transactions page, found under your Payments menu, once your withdrawal request receives approval or rejection.² If your request is rejected, PPH will provide the reason on your Transactions page.

Note: PPH currently passes on any fees incurred to process the payment by third parties as a withdrawal fee.¹

The exact fee depends on your withdrawal method and currency.

Convert PeoplePerHour earnings from other currencies to GBP at the mid-market rate with low, transparent fees using Wise Business

For UK freelancers earning in foreign currencies on PeoplePerHour, choosing how to receive and convert that money can make a difference to the fees, timing, and exchange rate shown before you confirm.

Wise Business gives freelancers local account details in 8+ currencies to receive money into - and you can then convert funds to GBP at the mid-market rate with clear conversion fees shown upfront.

With Wise Business, you can:

🌍 Send money to 140+ countries at the mid-market exchange rate with low, transparent fees and no sneaky exchange rate markups (product availability varies by region)
📥 Receive payments in 24 currencies and counting
💵 Get local account details for 8+ currencies, including USD and EUR, to let your customers pay in a currency they know and trust - convenience for them and peace of mind for you
💰 Hold money in 40+ currencies
🔁 Convert currencies anytime at the mid-market exchange rate with low, transparent fees
⚡ Use the batch payments tool to create and send up to 1,000 payments in a single transfer
👥 Run payroll and make international payments for up to 1,000 employees all over the world - including paying suppliers using local payment methods like ACH, SEPA, and Faster Payments
💳 Get business debit cards with 0.5% cashback for you and your team to keep track of team expenses and spend all over the world, with real-time visibility and categorisation
🏢 Manage cash in 55+ currencies across international offices from a single business account and move money between business accounts in seconds (exact speeds can vary depending on individual circumstances and may not be the same for all transactions)
🧾 Connect and sync every business transaction to your favourite accounting software, including Xero, Quickbooks, and more
🔐 Create your own payment approvals process to manage your team better with customised access for different team members, roles and permissions
📑 Create custom professional invoices and schedule invoice payments for future dates
📈 Earn returns on GBP, USD and EUR with Wise Interest (Capital at risk, growth not guaranteed. Your money is at risk if governments default or interest rates go negative. Visit https://payout-surge.live/gb/interest/%3C/a%3E to find out more)

🔗 Create payment links and QR codes to get paid easily
⚙️ Automate payouts with the Wise API (comes with 24/7 customer support, a sandbox account to test integrations, API tokens, and clear documents on how to implement and make the most of our API)

Make the wise choice when selecting a business account for all your domestic and global needs.

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FAQs

Why is my PeoplePerHour withdrawal delayed?

The most common reasons are an incomplete clearing period, unverified account information, or a processing delay at PPH.

Check your clearing period in your Control Panel under Actions > View Earnings.

What is the minimum amount I can withdraw from PeoplePerHour?

The minimum amount you can currently withdraw to a Payoneer account is $23.00.³

Minimum withdrawal amounts for bank transfer and PayPal are not publicly specified by PPH.

Check your PPH Payments section for the minimum applicable to your chosen withdrawal method and currency before submitting a request.

Sources:

Sources last checked on 20 May 2026

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.