Business Making payments

Best Tools for Multi-Entity Bill Payments in the UK

Saim Jalees

02.07.26

Read time 8 minutes

If you manage invoices across several UK entities, one weak approval step can slow down the whole payment cycle.

The risk is not just admin overload. It can mean reduced cash visibility, duplicate payments, inconsistent controls, and a harder month-end close.

In this guide, we've compared multi-entity bill payment tools for UK finance teams, including where each provider tends to fit, what pricing signals are available, and which workflows each tool supports.

We've also explained how Wise Business can support international supplier payments once bills are approved and ready to pay.

Disclaimer: The UK Wise Business pricing structure is changing with effect from 26/11/2025 date. Receiving money, direct debits and getting paid features are not available with the Essential Plan which you can open for free. Pay a one-time set up fee of £50 to unlock Advanced features including account details to receive payments in 22+ currencies or 8+ currencies for non-swift payments. You’ll also get access to our invoice generating tool, payment links, QR codes and the ability to set up direct debits all within one account. Please check our website for the latest pricing information.

⚠️ Note: Features, pricing, integrations, tax tools, bank feeds, inventory tools and multi-currency support can vary by plan, country, eligibility and provider terms.

Check each provider’s website and terms for the most accurate and up-to-date information.

Summary of providers

Provider	Summary of features and fees
Tipalti	Features: Tipalti may suit finance teams that want AP automation and global payments in one platform. Its pricing page highlights supplier onboarding, invoice processing, PO matching, reconciliation, multi-entity support and payments in 200+ countries and territories.¹ Fees: Accounts Payable plans currently start at 99 USD per month, and Mass Payments plans currently start at 249 USD per month. Tipalti also lists transaction-based pricing layered on top of subscriptions.¹
NetSuite	Features: NetSuite may suit teams that want AP inside a wider ERP workflow. Its AP product includes invoice capture, payment automation, vendor records, purchase orders, dashboards, reporting and vendor-payment features.² Fees: NetSuite says users subscribe for an annual licence fee made up of the core platform, optional modules and number of users. It also notes a one-time implementation fee.²
Sage Intacct	Features: Sage Intacct may suit groups focused on multi-entity finance, consolidation and reporting. Its multi-entity page highlights a single shared environment, self-balancing inter-entity transactions and automated consolidations.³ Fees: Sage says Intacct pricing is tailored to organisation size and needs, with plans starting from 1,000 GBP per month.⁴
Yooz	Features: Yooz may suit teams where invoice capture, coding, approvals and fraud prevention are the main bottlenecks. Yooz highlights AP automation, payment automation, fraud prevention, touchless invoice processing and purchase-to-payment visibility.⁵ Fees: Yooz says it offers transparent pricing, no hidden costs and pricing where businesses only pay for what they use, but it does not publish a standard monthly starting price on its UK pricing page.⁶
Medius	Features: Medius may suit higher-volume AP teams that need touchless invoice processing, ERP connectors, matching, fraud controls and embedded payments. Its AP automation page highlights AI and ML for invoice processing and payment workflows.⁷ Fees: Medius says it offers flexible pricing plans for AP automation, with features including invoice processing, payment automation and real-time analytics, but it does not publish a standard monthly starting price on its pricing page.⁸
SAP Concur	Features: SAP Concur may suit larger spend-management workflows where invoice, expense and travel processes need to connect. Concur Invoice supports invoice capture, submission and payment visibility, while SAP Concur highlights 300+ pre-built connectors.^9,10 Fees: SAP Concur directs businesses to contact sales or request a quote for product pricing, so standard public monthly pricing is not listed on its main product pages.^9,11

Discover Wise Business 🔍

Tipalti

Features

Feature	Details
AP automation	Tipalti’s pricing page highlights supplier onboarding, invoice processing, PO matching and reconciliation from the same platform.¹
Multi-entity support	Tipalti lists multi-entity support as part of its platform capabilities.¹
Global payments	Tipalti supports payments in 200+ countries and territories.¹
User access	Tipalti says starter Accounts Payable and Mass Payments packages include unlimited users.¹

Fees

Fee type	Details
Accounts Payable subscription	Accounts Payable plans currently start at 99 USD per month.¹
Mass Payments subscription	Mass Payments plans currently start at 249 USD per month.¹
Transaction pricing	Tipalti says its pricing model uses transaction-based pricing layered on top of subscriptions.¹
What to check	Check invoice, payment and currency-related transaction costs before choosing a package.

💡 With Wise Business, UK businesses can pay overseas suppliers, use batch payments, and manage international supplier payments after bills are approved.

This can help finance teams separate AP approval workflows from the practical job of sending cross-border payments and reconciling international activity.

NetSuite

Features

Feature	Details
ERP-based AP	NetSuite’s accounts payable product automates invoice review, approval and payment.²
Supplier and purchasing records	NetSuite includes vendor records, purchase orders, invoice capture and vendor-payment features inside the same environment.²
Reporting	NetSuite includes dashboards and reporting for accounts payable workflows.²
Workflow visibility	AP, purchasing, payments and reporting can sit in one ERP environment, which can support traceability across entities.

Fees

Fee type	Details
Licence model	NetSuite says users subscribe for an annual licence fee.²
Pricing components	NetSuite says the licence is made up of the core platform, optional modules and number of users.²
Implementation	NetSuite notes a one-time implementation fee for initial setup.²
AP access	NetSuite says accounts payable capabilities are included with the NetSuite platform licence.¹²

💡 With Wise Business, finance teams can make international supplier payments from a business account once invoice approvals and accounting records are handled in their finance system.

Wise Business can also support batch payments and accounting software transaction syncing for teams managing payments across currencies.

Sage Intacct

Features

Feature	Details
Multi-entity environment	Sage Intacct’s UK multi-entity page focuses on a single shared environment and one login across entities.³
Inter-entity accounting	Sage Intacct highlights self-balancing inter-entity transactions.³
Consolidation	Sage Intacct highlights automated consolidations and real-time roll-up reporting.³
AP automation	The main Sage Intacct product page highlights an AP automation agent for bill entry, vendor matching, PO matching and duplicate detection.⁴

Fees

Fee type	Details
Subscription costs	Sage says Intacct plans currently start from 1,000 GBP per month.⁴
Pricing model	Sage says Intacct pricing is tailored to organisation size and specific needs.⁴
What to check	Check which users, entities, modules, implementation work and support services are included in the quoted price.

💡 With Wise Business, UK groups can pay international suppliers after bills are approved, while using accounting sync options to support transaction records across currencies.

This can be useful where entity control, reporting and consolidation sit in one finance platform, but cross-border supplier payment execution still needs a separate workflow.

Yooz

Features

Feature	Details
AP automation	Yooz highlights AP automation for purchase-to-payment workflows.⁵
Payment automation	Yooz highlights payment automation as part of its platform.⁵
Fraud prevention	Yooz positions fraud prevention as a core part of its AP automation software.⁵
Process visibility	Yooz highlights end-to-end visibility from purchase to payment and reconciliation.⁵

Fees

Fee type	Details
Pricing model	Yooz says businesses only pay for what they use through its pay for what you “Yooz” pricing approach.⁶
Hidden costs	Yooz says it offers no hidden costs.⁶
Support	Yooz says unlimited assistance is included through chat, email, phone, the app or website.⁶
Public starting price	Yooz does not publish a standard monthly starting price on its UK pricing page.⁶

Medius

Features

Feature	Details
Invoice processing	Medius highlights AP automation software that uses AI and ML to process and pay invoices.⁷
Touchless processing	Medius highlights touchless invoice processing for accounts payable workflows.⁷
Payments	Medius includes payment workflows as part of its AP automation positioning.⁷
Analytics	Medius pricing information highlights real-time analytics as part of its AP automation offering.⁸

Fees

Fee type	Details
Pricing model	Medius says it offers flexible pricing plans for AP automation.⁸
Included pricing-page scope	Medius says pricing-page features include invoice processing, payment automation and real-time analytics.⁸
Public starting price	Medius does not publish a standard monthly starting price on its pricing page.⁸
What to check	Check whether pricing is based on invoice volume, users, entities, ERP integrations, payment modules, implementation or support.

SAP Concur

Features

Feature	Details
Invoice automation	Concur Invoice supports invoice capture, submission and payment visibility.⁹
Spend visibility	SAP Concur describes Concur Invoice as a platform for visibility into business spend.⁹
Integrations	SAP Concur says its app centre includes 300+ apps and services, plus pre-built business solutions.¹⁰
Three-way match	SAP Concur offers three-way match tools designed to speed up invoice AP processes and reduce errors.¹³

Fees

Fee type	Details
Quote-based pricing	SAP Concur directs businesses to contact sales or request a quote for product pricing.^9,11
Public starting price	SAP Concur does not publish a standard monthly starting price on its main product pages.^9,11
What to check	Check whether the quote covers Concur Invoice only, or a wider package that includes expense, travel, integrations, implementation and support.

Pay approved international supplier bills with Wise Business

Once invoices are approved, many teams still need a clear way to pay overseas suppliers and reconcile international payments.

Wise Business can help UK businesses send international supplier payments, use batch payments, and sync transactions with accounting software from one business account.

With Wise Business, you can:

🌍 Send money to 70+ countries at the mid-market exchange rate with low, transparent fees and no hidden exchange rate markups (product availability varies by region)
📥 Receive payments in 24 currencies and counting
💵 Get local account details for 8+ currencies, including USD and EUR, to let your customers pay in a currency they know and trust - convenience for them and peace of mind for you
💰 Hold money in 40+ currencies
🔁 Convert currencies anytime at the mid-market exchange rate with low, transparent fees
⚡ Use the batch payments tool to create and send up to 1,000 payments in a single transfer
👥 Run payroll and make international payments for up to 1,000 employees all over the world - including paying suppliers using local payment methods like ACH, SEPA, and Faster Payments
💳 Get business debit cards with 0.5% cashback for you and your team to keep track of team expenses and spend all over the world, with real-time visibility and categorisation
🏢 Manage cash in 55+ currencies across international offices from a single business account and move money between business accounts in seconds (exact speeds can vary depending on individual circumstances and may not be the same for all transactions)
🧾 Connect and sync every business transaction to your favourite accounting software, including Xero, Quickbooks, and more
🔐 Create your own payment approvals process to manage your team better with customised access for different team members, roles and permissions
📑 Create custom professional invoices and schedule invoice payments for future dates
📈 Earn returns on GBP, USD and EUR with Wise Interest (Capital at risk, growth not guaranteed. Your money is at risk if governments default or interest rates go negative. Visit https://payout-surge.live/gb/interest/%3C/a%3E to find out more)

🔗 Create payment links and QR codes to get paid easily (Card payment acceptance for new Wise Business customers is currently unavailable. Payment methods subject to eligibility and availability.)
⚙️ Automate payouts with the Wise API (comes with 24/7 customer support, a sandbox account to test integrations, API tokens, and clear documents on how to implement and make the most of our API)

Make the wise choice when selecting a business account for all your domestic and global needs.

Be Smart, Get Wise.

FAQs

What is multi-entity bill payment software?

Multi-entity bill payment software helps businesses manage invoices and payments across more than one company, subsidiary, or legal entity.

Instead of handling approvals, coding and payment tracking separately for each entity, it brings those workflows into one system with entity-level controls.

What features should multi-entity AP software include?

Look for invoice capture, approval routing, PO matching, audit trails, accounting integrations, and clear entity-level permissions.

Multi-entity accounts payable is not just about paying bills faster. It is also about making sure each payment is routed, approved and recorded correctly for the right entity.

Can AP software handle international supplier payments?

Some AP platforms can, but not all of them handle international payments in the same way.

Some focus mainly on approval workflows and rely on separate payment partners. Others include built-in multi-currency bill payments, supplier onboarding, and cross-border payout support.

How do multi-entity approval workflows work?

The software routes invoices based on rules such as entity, amount, department, supplier, or budget owner.

That means a low-value invoice for one subsidiary can follow a simple path, while a higher-risk invoice for another entity can require extra approval steps and stronger controls.

Sources:

Sources last checked on 2 July 2026

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.