Business Managing money

Best Enterprise Resource Planning (ERP) Systems for UK Businesses

Saim Jalees

29.06.26

Read time 8 minutes

Choosing among the best ERP systems can feel like comparing products that all claim to do everything. In practice, the right ERP depends on what is breaking today, from disconnected finance and stock data to project reporting, purchasing controls, or teams rekeying information.

In this guide, we've compared ERP systems for UK businesses, covering features, pricing models, benefits, limitations and suitability for different operating models.

We've also explained how Wise Business can support international payments and cross-border finance alongside your ERP setup.

Disclaimer: The UK Wise Business pricing structure is changing with effect from 26/11/2025 date. Receiving money, direct debits and getting paid features are not available with the Essential Plan which you can open for free. Pay a one-time set up fee of £50 to unlock Advanced features including account details to receive payments in 22+ currencies or 8+ currencies for non-swift payments. You’ll also get access to our invoice generating tool, payment links, QR codes and the ability to set up direct debits all within one account. Please check our website for the latest pricing information.

Summary of ERP providers

ERP provider	Summary of features and pricing
Microsoft Dynamics 365	Features: Business Central is designed for small and midsize businesses and can connect finance, sales, service and operations.^1,2 Pricing: Business Central Essentials is currently GBP 61.50 user/month, Premium is GBP 84.60 user/month, and Team Members is GBP 6.20 user/month, paid yearly and excluding VAT.³
Oracle NetSuite	Features: OneWorld can help manage multiple subsidiaries, business units and legal entities from a single ERP.⁴ Pricing: NetSuite says customers pay an annual licence fee, including the core platform, selected modules, users and a one-time setup fee.⁴
SAP Business One	Features: SAP Business One covers accounting, financials, purchasing, inventory, sales, customer relationships, reporting and analytics for small businesses.⁵ Pricing: SAP’s cited product page does not publish a simple UK list price, so businesses usually need partner scoping for cost estimates.⁵
Sage Intacct	Features: Sage Intacct focuses on finance software, dashboards, reporting, multi-entity accounting and integrations with other business applications.⁶ Pricing: Sage currently says pricing starts from GBP 1,000/month, with final costs depending on requirements.⁶
Odoo	Features: Odoo offers open source business apps covering areas such as CRM, eCommerce, accounting, inventory, point of sale and project management.⁷ Pricing: Odoo’s pricing page currently shows a one-app free option and paid plans that include all apps, with hosting options depending on plan.⁷
Acumatica	Features: Acumatica offers editions for General Business, Distribution, Manufacturing, Retail, Construction and Professional Services.⁸ Pricing: Acumatica says licensing varies by edition and licensing method, so total cost normally needs scoping.⁸
Katana	Features: Katana focuses on manufacturing ERP, with production planning, scheduling, MRP, shop floor control, inventory and sales visibility.⁹ Pricing: Katana’s manufacturing software page focuses on product capabilities, so businesses should check current plan pricing and implementation needs before choosing.⁹

Discover Wise Business 🔍

Microsoft Dynamics 365

Features

Feature	Details
Best for	Businesses already using Microsoft tools that want an ERP path from SME to larger operations.
Core ERP product	Microsoft describes Business Central as an ERP for small and midsize businesses.¹
Main capabilities	Business Central can support finance, sales, service and operations in one solution.¹
Ecosystem fit	It can suit teams already using Outlook, Excel, Teams, Power BI and wider Microsoft tools.
Documentation scope	Microsoft Learn covers Business Central capabilities across finance, manufacturing, sales and other areas.²

Pricing and considerations

Area	Details
Essentials	Microsoft currently lists Business Central Essentials at GBP 61.50 user/month, paid yearly and excluding VAT.³
Premium	Microsoft currently lists Business Central Premium at GBP 84.60 user/month, paid yearly and excluding VAT.³
Team Members	Microsoft currently lists Team Members at GBP 6.20 user/month, paid yearly and excluding VAT.³
Benefit	The Microsoft ecosystem can make reporting and collaboration easier for teams already using Microsoft products.
Limitation	Scope can expand quickly if you add too many modules or try to solve every process issue at once.

💡 For businesses working with overseas suppliers or entities, ERP reporting may still need a separate payment process.

With Wise Business, you can send money to 140+ countries at the mid-market exchange rate with low, transparent fees and no sneaky exchange rate markups.

Oracle NetSuite

Features

Feature	Details
Best for	Scaling businesses with multiple entities, currencies or regions.
Multi-entity management	NetSuite OneWorld can manage multiple subsidiaries, business units and legal entities from a single ERP.⁴
International finance	It supports multiple currencies, consolidated financial statements and global accounting processes.⁴
Potential fit	It can suit groups with a UK parent, overseas subsidiaries and separate ledgers.
Benefit	It can reduce manual consolidation and improve visibility across entities.

Pricing and considerations

Area	Details
Subscription model	NetSuite says customers pay an annual licence fee.⁴
Cost components	The licence includes the core platform, selected modules and users, plus a one-time implementation fee.⁴
Scaling	NetSuite says customers can add users and activate new modules as the business grows.⁴
Benefit	Strong multi-entity and multi-currency functions can support fast-growing groups.
Limitation	It may be more system than a smaller business with simple processes needs.

💡 NetSuite can handle multi-currency accounting records, but businesses still need a practical way to move money across borders.

With Wise Business, you can hold money in 40+ currencies and convert currencies anytime at the mid-market exchange rate with low, transparent fees.

Wise Business can also sync with Oracle NetSuite to help reduce manual reconciliation between payments and ERP records.

SAP Business One

Features

Feature	Details
Best for	Established SMEs that need finance, purchasing, inventory, sales and reporting in one system.
Core coverage	SAP describes Business One as a single ERP solution for small businesses.⁵
Business functions	It covers accounting, financials, purchasing, inventory, sales, customer relationships, reporting and analytics.⁵
Potential fit	It can suit wholesalers, distributors and product businesses linking stock and finance.
Benefit	It gives smaller businesses access to the SAP ecosystem through an SME-focused product.

Pricing and considerations

Area	Details
Published pricing	SAP’s cited Business One page does not publish a simple UK list price.⁵
Cost route	Businesses usually need implementation partner scoping to understand software and setup costs.
Benefit	It can provide structured finance, procurement and inventory foundations.
Limitation	Results can depend heavily on implementation partner fit and process design.
What to check	Ask partners about support, integrations, implementation timelines and reporting requirements.

Sage Intacct

Features

Feature	Details
Best for	Finance-led businesses focused on reporting, controls and multi-entity visibility.
Core focus	Sage positions Intacct around AI-powered finance software.⁶
Reporting	Sage highlights real-time insights, dashboards and reporting.⁶
Multi-entity accounting	Sage Intacct includes multi-entity accounting capabilities.⁶
Integrations	Sage says Intacct can integrate with CRM, payroll and industry-specific applications.⁶

Pricing and considerations

Area	Details
Starting price	Sage currently says pricing starts from GBP 1,000/month.⁶
Benefit	It can be strong for month-end close, board reporting, approvals and project profitability.
Limitation	Stock-heavy manufacturers or distributors may still need specialist operational tools.
Best-fit question	Decide whether your priority is broad operational ERP or finance-first reporting control.
What to check	Review entity structure, reporting needs, integrations and approval workflows before scoping.

💡 If your finance team manages entities across countries, reporting is only one part of the workflow.

With Wise Business, you can manage cash in 55+ currencies across international offices from a single business account.

Odoo

Features

Feature	Details
Best for	Smaller and growing businesses that want modular ERP flexibility.
App suite	Odoo describes itself as a suite of open source business apps.⁷
Coverage	Odoo apps cover needs including CRM, eCommerce, accounting, inventory, point of sale and project management.⁷
Rollout style	Businesses can start with selected apps and expand later.
Benefit	Its modular structure can help teams shape ERP around current priorities.

Pricing and considerations

Area	Details
Free option	Odoo’s pricing page currently shows a one-app free option.⁷
Paid plans	Odoo’s paid plans currently include all apps, with hosting options depending on plan level.⁷
Hosting	Odoo lists Odoo Online, Odoo.sh and on-premise options depending on the plan.⁷
Benefit	Public plan pricing can make early comparison easier than quote-only ERP tools.
Limitation	Customisation can increase cost and complexity if process design is unclear.

💡 If you choose Odoo, reducing manual payment admin may be part of your finance workflow.

With Wise Business, you can connect and sync every business transaction to your favourite accounting software, including Xero, Quickbooks, and more.

Wise Business can also sync with Odoo to help connect international payment activity with accounting workflows.

Acumatica

Features

Feature	Details
Best for	Mid-market businesses that want cloud ERP with industry-specific editions.
Editions	Acumatica publishes editions for General Business, Distribution, Manufacturing, Retail, Construction and Professional Services.⁸
Deployment	Acumatica offers SaaS and private cloud subscription models.⁸
Potential fit	It can suit firms between SME simplicity and enterprise complexity.
Benefit	Industry editions can reduce the need to force generic workflows onto specialist businesses.

Pricing and considerations

Area	Details
Licensing	Acumatica says licensing varies by edition and licensing method.⁸
Cost comparison	Compare total implementation and operating cost, not only subscription structure.
Benefit	It offers cloud ERP flexibility with industry-specific options.
Limitation	You usually need scoping before you know the true cost.
What to check	Review edition fit, deployment model, integrations and implementation partner experience.

Katana

Features

Feature	Details
Best for	Product-based SMEs that need manufacturing, stock and order visibility.
Core focus	Katana’s manufacturing ERP software focuses on production, inventory and sales visibility.⁹
Manufacturing tools	Katana lists production planning, scheduling, MRP and shop floor control as key functions.⁹
Integrations	Katana highlights integrations with accounting and e-commerce tools.⁹
Benefit	It can be a focused fit when the main problem is stock, production and fulfilment visibility.

Pricing and considerations

Area	Details
Pricing route	Katana’s cited manufacturing ERP page focuses on capabilities, so check current plan pricing before choosing.⁹
Potential fit	It can suit smaller manufacturers, makers and multichannel product businesses.
Benefit	A focused manufacturing ERP can be clearer than a broad platform for small product teams.
Limitation	It may be too narrow for complex group entities or broad corporate ERP workflows.
What to check	Review production complexity, sales channels, inventory needs and accounting integrations.

Manage international business finances with Wise Business

Choosing ERP software can improve reporting, controls and visibility, but international payments may still need a practical payment layer.

This is where Wise Business can help.

With Wise Business, you can:

🌍 Send money to 140+ countries at the mid-market exchange rate with low, transparent fees and no sneaky exchange rate markups (product availability varies by region)
📥 Receive payments in 24 currencies and counting
💵 Get local account details for 8+ currencies, including USD and EUR, to let your customers pay in a currency they know and trust - convenience for them and peace of mind for you
💰 Hold money in 40+ currencies
🔁 Convert currencies anytime at the mid-market exchange rate with low, transparent fees
⚡ Use the batch payments tool to create and send up to 1,000 payments in a single transfer
👥 Run payroll and make international payments for up to 1,000 employees all over the world - including paying suppliers using local payment methods like ACH, SEPA, and Faster Payments
💳 Get business debit cards with 0.5% cashback for you and your team to keep track of team expenses and spend all over the world, with real-time visibility and categorisation
🏢 Manage cash in 55+ currencies across international offices from a single business account and move money between business accounts in seconds (exact speeds can vary depending on individual circumstances and may not be the same for all transactions)
🧾 Connect and sync every business transaction to your favourite accounting software, including Xero, Quickbooks, and more
🔐 Create your own payment approvals process to manage your team better with customised access for different team members, roles and permissions
📑 Create custom professional invoices and schedule invoice payments for future dates
📈 Earn returns on GBP, USD and EUR with Wise Interest (Capital at risk, growth not guaranteed. Your money is at risk if governments default or interest rates go negative. Visit https://payout-surge.live/gb/interest/%3C/a%3E to find out more)

🔗 Create payment links and QR codes to get paid easily (Card payment acceptance for new Wise Business customers is currently unavailable. Payment methods subject to eligibility and availability.)
⚙️ Automate payouts with the Wise API (comes with 24/7 customer support, a sandbox account to test integrations, API tokens, and clear documents on how to implement and make the most of our API)

Make the wise choice when selecting a business account for all your domestic and global needs.

Be Smart, Get Wise.

Frequently asked questions about ERP systems

Can ERP software help with international finance?

ERP software can help with reporting, multi-entity visibility, approvals and financial records.

Payment execution may still sit outside the ERP, so businesses paying overseas suppliers, contractors or entities should review how their ERP, accounting software and payment tools work together.

Should a UK business choose one broad ERP or a specialist platform?

It depends on the main operational problem.

A broad ERP may be better when finance, purchasing, stock, sales and reporting need one system.

A specialist platform may be better when one workflow, such as manufacturing, stock control or finance reporting, is the main priority.

Sources:

Sources last checked on 29 June 2026

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