Expat health insurance for Indonesia: A complete guide
Learn everything you need to know about expat health insurance for Indonesia, from finding the best providers to accessing healthcare and managing costs.
If you’re a digital nomad from the UK, there’s surely no better place to work remotely than the breathtakingly beautiful island of Bali.
But before you can flip open your laptop on a powder-soft beach in this Indonesian paradise, you’ll need to get your paperwork sorted - and this means getting the right visa.
The good news is that Indonesia has a dedicated visa for remote workers, which will let you legally live and work in Bali for a year. Read on for the lowdown on the digital nomad visa for Bali, including the fees, eligibility requirements, what documents you’ll need and how to apply.
We’ll also show you a cost-effective way to manage your money across borders. With the Wise account from the money services provider Wise, you can send, spend and convert money in 40+ currencies at great mid-market exchange rates and low, transparent fees. It’s not a bank account but offers some similar features, and your money is safeguarded.
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Indonesia is one of many countries which has a digital nomad visa. It’s called the E33G visa, and it’s a type of Kartu Izin Tinggal Terbatas (KITAS) - a temporary stay permit.
With this visa, eligible foreign nationals can legally live in Bali (or elsewhere in Indonesia) and work remotely for an overseas employer.
You can’t work for any local employers or get a job in Indonesia on this visa, and it’s also not suitable for freelancers - you’ll need an employment contract from an overseas company.
This visa lasts for 1 year,¹ with the possibility of renewing it once.
You may be able to bring close family members with you, but they may need to apply separately.
To meet the Bali digital nomad visa requirements, you’ll need to prove you have a minimum income of at least $60,000 USD (£45,800 GBP) a year.¹
| 📚 Read more: Cost of Living in Indonesia |
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The Bali digital nomad visa costs 7 million Indonesian rupiah (approx. £319.57 GBP) in application fees.¹
You can only pay the visa fee by card, so you won’t be able to make an overseas bank transfer to cover the fee.
Aside from the upfront application fees, there may be other costs to factor in. For example, the cost of getting travel/health insurance, or having documents translated.
You’ll need the following documents to apply for a digital nomad visa for Bali:¹
You can apply for the Bali digital nomad visa online, at the Indonesian Directorate General of Immigration website.
Here’s what you need to do, step-by-step:²
While you’re waiting for a decision to be made on your visa application, you can get on with other important pre-move preparations.
For example, looking into opening a bank account in Indonesia and finding somewhere to live - this may mean renting a home or finding property to buy in Bali.
You may also need to get some Indonesian rupiah or a suitable travel debit card to cover your first few days and weeks there.
| 📚 Read more: Cash or card in Bali: Which is the best way to pay? |
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The digital nomad visa for Bali lets you stay for up to 1 year,¹ with the option to extend for a further year.³ This means a potential total stay of up to 2 years.
| 📚 Read more: Can you keep your UK bank account when moving abroad? |
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While you’re living and working in Bali as a digital nomad, you’ll need to check whether you need to pay taxes on your income.
There’s no specific Bali digital nomad visa tax, just income tax rules that apply to anyone considered a tax resident of Indonesia.
If you stay in the country for more than 183 days, you may be deemed to be a tax resident.⁴ This may mean that your worldwide income is subject to income tax. This is likely to happen if you stay for the full 1 year duration this visa allows.
There’s also the issue of what income taxes are due in the UK, and the need to avoid paying tax twice on the same income.
Tax between countries can be really complicated, so it’s best to get professional advice to make sure you understand your obligations.
That’s everything you need to know about the digital nomad visa in Bali. Make sure you check for any updates to the application process or the requirements ahead of applying.
Before moving to Bali, you’re likely to have lots of costs to cover. Some of these, such as real estate costs, visa application fees and rental deposits, will need to cross borders and can get expensive because of the transfer fees and exchange rate markups.
Open a Wise account and you can send money between the UK and 140+ countries in 40+ currencies for low, transparent fees and the mid-market exchange rate. It's not a bank account but offers some similar features and your money is safeguarded.
| Here’s an overview of the main benefits of using Wise: |
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Yes, you can apply to renew the Bali digital nomad visa once, for a further 12 months.³ This means a total potential stay of up to 2 years.
No, there isn’t a direct route to citizenship with the Bali digital nomad visa. It’s intended as a temporary visa and is not for people planning to settle in the country permanently or become a citizen.
If you want to move there permanently and explore routes to citizenship, you’ll need to be eligible for a different, long-term visa, such as a skilled work or residence pathway.
The processing time for Bali digital nomad visa applications is around 14 working days,⁵ although it can vary - for example, during busy periods or if more information or documents are required.
Sources used:
Sources last checked on date: 20-Nov-2025
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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