Mission Update
Min fees. Max ease. Full speed.
Your money is moving at full speed — and so are we. Learn more about faster transfers and smarter updates since July.
Your money’s moving at full speed — and getting even faster
Whether you’re sending money to loved ones or keeping your business running, every second counts. 74% of global transfers now arrive in under 20 seconds. Five years ago, that number was at 33%.¹ Here’s how we nearly doubled our speed.
Your money skips unnecessary middlemen and dodges extra fees because it travels within our global network of local banks.
We connect directly to local payment systems like Faster Payments in the UK and Pix in Brazil.
Our tech never sleeps — running 24/7 so your money doesn’t have to wait.
Major speed increases in the past 5 years
Percentage of transfers sent in 20 seconds or less
Saving you money is our mission
We regularly review our processes to see how we can save you money — cutting out middlemen and adding to our network. That’s how we shrunk our average fee by nearly 10% this year alone.²
Using a Wise account instead of another provider is on average:
7x cheaper in France, Spain, or New Zealand.
Experience more with Travel Hub
Wise Travel Hub has the need-to-know for your next holiday, so you can spend more on making memories — not on hidden exchange fees. Plus, collect unique stamps when you spend or withdraw money at your destination. You'll find it in the ‘Cards’ tab in your Wise app.
Check real-time exchange rates to see what items and experiences cost in your home currency.
Need cash? Find nearby ATMs fast.
Look through our spending guides with useful tips on spending and public transport, and collect stamps when you spend or withdraw abroad.
From India, to anywhere
Managing money across borders is getting easier than ever. Say hello to new launches, sending money to more places, and loan payment options personalised for Indians.
Big news for Indian students
Paying off an overseas education loan? You can now skip the upfront tax when sending money abroad for education loans over ₹10 lakhs. No upfront tax, and no waiting for a refund.
Get your money where it needs to go
Your money can move further and faster than before — to 18 new destinations from South Korea to Sri Lanka. Plus, your money is moving instantly, 24/7 with IMPS.
India’s ultimate forex card is coming soon
Travel plans in the works? Join the waitlist for India’s most international forex card. Hold 40+ currencies and spend in 160+ countries with no hidden exchange fees, ever. Plus, sign-up is completely digital — no queues or chaos.
Smarter money around the globe
Live-track your Swift transfers like a parcel
Looking for more clarity on your Swift payment? Follow your transfer every step of the way. Use our new tracker for alerts about delays or unexpected charges, so you’re always in the know.
Passkeys for peace of mind
In addition to passwords and two-factor authentication, passkeys are a new way to keep your account safe. They can’t be guessed, stolen, or compromised in data breaches. Use face or fingerprint recognition for a more secure, convenient way to log in.
AI makes paying friends faster
Received a WhatsApp message with your friend’s bank details? Upload a screenshot, and we’ll use AI to fill in the data for you to check. Then, your money’s on its way.
Do more in more places
Singapore, grow your EUR and GBP
If you’re in Singapore, you can now turn on Wise Interest to earn returns on your EUR and GBP balances.³ Plus, your money is never locked away — spend as you grow.
Czech and Dutch are here
Everyone should be able to manage their money in a personalised way. That’s why you can now use two new languages on our app and website — Czech and Dutch.
UAE, we’re on our way
Every year, approximately $40 billion crosses borders from the UAE. In early 2026, residents can send, spend, receive and hold money in the currencies they need.
Learn more
Learn more
Our mission in motion
Hidden fees? That’s silly
Brits lose £3.1 billion a year to hidden fees. Inflated exchange rates from some big banks make it hard to see what you’re really being charged. So, we popped up in Brick Lane, London showing just how absurdly tiny that small print can get — about the size of grains of rice.
We also teamed up with content creator, Joshua Pieters, to show just how outrageous hidden fees really are.
We also teamed up with content creator, Joshua Pieters, to show just how outrageous hidden fees really are.
Checking in on global transparency progress
Customers could lose $274 billion in hidden fees this year alone. Five years ago, the G20 vowed to fix slow, costly and unclear cross-border payments. Progress is still slow, with some countries taking strides for transparency, while others are lagging behind. See how your country is doing in our latest G20 report.
Fighting fraud, one story at a time
Moving money fast and affordably only matters if it’s safe. As scams get more complex and personal, it’s important to stay one step ahead. That’s why we joined What the Fraud? to show how collaboration and awareness can stop scams before they spread.
Philippines, meet your new business account
Open a business account to get paid in USD, GBP, EUR and more with no hidden fees. Save time moving your money with tools like Quick Pay, batch payments and invoices. Plus, you can spend worldwide on Facebook Ads, global vendors and more with your multi-currency debit card.
New ways to get paid in Hong Kong
Whether you’re creating local account details to get paid in HKD without hidden fees, receiving money in USD, EUR and CNY from Hong Kong banks, or allowing customers to pay you by card or Apple Pay — you’ll save more time and money than with SWIFT or wire transfer.
Create invoices in 23 languages
It’s now even easier for customers to pay you. Create invoices in 23 languages within your Wise Business invoice generator. Plus, you can now use up to 500 characters, including all special characters, to describe the product or service you’re being paid for
Get paid by cards and Apple Pay in the US
Business customers in the United States can get paid by Visa, Mastercard and Apple Pay.
Logos for Businesses
Upload your business logo to your profile so customers instantly recognise who they’re paying. It’ll appear on all your payment links, invoices, and Quick Pay.
Set card limits that fit your team
Give every card its own spending limit and get notified when it’s reached. If a payment fails, you can update the limit in seconds. One more way to stay in control of your team’s spend.
Automated statement downloads
You can now turn on notifications to receive automated monthly statements and review them in one space within your account.
Bringing quick and clear payments to millions more
Wise Platform
Wise Platform teamed up with Unicredit, Upwork,
Jenius and MBSB Bank making fast, low-cost, and transparent payments available to millions more people around the globe through the banks and apps they already use.
We also took the stage at events like BaFinTech, Nordic Fintech Week, and our own Wise Connect in San Francisco to push for a more open, connected payments world where transparency and collaboration help everyone move their money better.
We also took the stage at events like BaFinTech, Nordic Fintech Week, and our own Wise Connect in San Francisco to push for a more open, connected payments world where transparency and collaboration help everyone move their money better.
¹ Transaction speed claimed depends on individual circumstances and may not be available for all transactions.
² The price provided is a global average based on a fixed basket of representative currencies as of Q3 2025 and may not reflect specific prices for consumers in their regions. Please see Terms of Use for your region or visit Wise Fees & Pricing for the most up to date pricing information.
³ Capital at risk.This fund has returned a 2.76% annual average on GBP and 1.39% on EUR annual average over the last 5 years, excluding Wise and fund manager fees. The current rates do not guarantee future growth and your return may increase or decrease. For the full 5 year past performance of funds, Terms of Use for your region or visit please visit our website.