Best Travel Insurance for Bali: Review of Options in Australia [2026]
Compare travel insurance options for Bali. Find the best coverage for medical, cancellation, and activities at competitive rates for Australians.
Bali is renowned for its food, culture, temples and nightlife, but it’s not the only island in the area worth visiting. Neighboring Lombok offers a quieter alternative, with stunning waterfalls, lush jungle, scenic hikes up Mount Rinjani and easy access to the crystal clear waters of the Gili Islands. The question is, how to get there?
The good news; it’s actually fairly easy to get from Bali to Lombok. To help with planning your trip, this guide breaks down some of the main ferry, fast boat and flight options between Bali and Lombok, including average travel times, costs, and departure points. We’ll also share practical tips to make your journey smoother, including how to manage your spending in Indonesia. You can also learn more about the Wise card, an easy way to stretch your dollars when paying in foreign currencies.
| Table of Contents |
|---|
The islands of Lombok and Bali are neighbours, separated by the Lombok Strait. The shortest distance between the west coast of Lombok and the east coast of Bali is around 35km (22 miles). Thinking about the distance you’re actually likely to travel though, it’s 68km (43 miles) from the ferry port in Padang Bai, Bali, to Port of Lembar in Lombok.
The total journey and how long it takes you to travel the distance depends on where you’re staying on each island, and the method of transport you choose.
There are three main ways to travel between Bali and Lombok.
- Fly
- Fast boat
- Public ferry
Before we delve into each choice in more depth, here’s a quick comparison of the average journey time and cost.
| Method | Time | Cost |
| Flying | 25-50 minutes in the air | 780,000 - 900,000 IDR |
| Fast boat | 1h 30m to 3h 45m depending on route | 350,000 - 750,000 IDR |
| Public ferry | 4h 30m | 94,000 IDR |
Both islands have airports and there are direct flights scheduled between Bali and Lombok that you can take.
To fly from Bali to Lombok you generally need to:
Currently, there are two commercial airlines offering direct flights between Bali and Lombok.²
The flight itself takes 25-50 minutes, but you should also factor in arriving at the Denpasar airport at least 1.5 hours before the flight to do check-in and bag drop.
Pricing for the trip fluctuates, but you can expect to spend around 780,000 IDR to 900,000 IDR for a direct, one-way flight from Bali to Lombok.¹
Another popular choice is to catch a fast boat from Bali to Lombok, travelling by sea at higher speeds than the public ferry.
If you want to do this, there’s only a few steps to take.
One benefit of taking a fast ferry is you have choices for your departure and arrival ports. This means you can pick the location that is most convenient for your travel plans.
| Bali | Lombok |
|
|
The cost and duration of the boat ride will vary depending on which route you take, and the company you choose. To give you an idea of what to expect, here’s a few options.
| Company | Route | Cost (One-Way) | Duration |
| Blue Water Express⁴ | Serangan to Bangsal | 759,000 IDR | 3h 45m |
| Eka Jaya Fast Ferry³ | Serangan to Bangsal | 650,000 IDR | 3h 15m - 5h depending on sailing |
| Blue Water Express⁴ | Padang Bai to Bangsal | 669,000 IDR | 1h 30m |
| Darmajaya Fast Ferry⁵ | Padang Bai to Bangsal | 350,000 IDR | Not listed |
Keep in mind the fast ferry isn’t for everyone. Depending on the sea state the ride could get bumpy, and some operators may have weight and space restrictions for your luggage.
The slowest but most affordable choice is the public ferry that operates between Bali and Lombok.
To catch the public ferry, you’ll need to:⁶
The ferry has sailings around the clock, going back and forth between Padang Bai Harbour in Bali, and Lembar Harbour in Lombok. Lembar Harbour is in southern Lombok, much further from the Gili Islands than the fast ferry ports are. This is something to consider if the islands are on your agenda.
The ferry ride takes around 4 hours and 30 minutes, but you’ll want to arrive early to board the boat. It costs around 94,000 IDR for a one-way trip, significantly less than flying or taking a fast ferry.
When deciding your departure and arrival points the main consideration is generally where you’re travelling to and from.
In Bali, it’s likely the airport or your accommodation, while in Lombok you’d generally be travelling on to the Gili Islands or your accommodation. Here’s an overview of the main departure points, and who they might be best for.
| Departure Port | Bali Location | Best For | Main Arrival Port in Lombok |
| Padang Bai | East Bali | Ubud, Candidasa, East Bali | Bangsal for fast ferries
Lembar for the public ferry |
| Serangan | South Bali | Seminyak, Kuta, Legian | Bangsal or the Gili Islands for fast ferries |
| Sanur | South Bali | Kuta, Sanur, Denpasar | Bangsal or the Gili Islands for fast ferries |
| Ngurah Rai International Airport | South Bali | Seminyak, Kuta, Legian, Denpasar, inbound arrivals | Lombok International Airport |
Most people are heading to Bali and Lombok to have a holiday and enjoy themselves, so here’s a few tips to help ensure you can make the most of your time visiting these beautiful Indonesian islands.
- Consider the best time to visit Bali and Lombok, because that can mean clearer skies and calmer seas
- If you’re planning to get a visa on arrival for Bali, apply for it online to cut down on wait times at the airport
- Stick to drinking bottled water, as the tap water quality likely won’t be what you’re used to
- If you like using rideshares to get around, many Indonesians use Grab or Gojek
- Don’t forget to get the best travel insurance for Bali, and be sure to check whether activities like scuba diving and moped riding are covered
It’s also a good idea to decide in advance which card you want to use to pay and withdraw cash; a card like Wise where you can hold IDR and spend at mid-market rate with no foreign transaction fee can make a difference in what your trip costs
If you’re heading to Indonesia from abroad, having a travel card is essential for avoiding high bank fees. The Wise card is a simple way to save up to 7x when you're spending internationally. You can spend in 150+ countries at mid-market rate — basically the rate you see on Google. With no foreign transaction fees and low, transparent pricing, Wise usually gives you the best value for your money.

Simply create a Wise account for free, order a card and top-up AUD to get started. Having a physical Wise card allows you to make chip and pin payments, as well as make some free ATM withdrawals each month for when you're abroad. You can get digital cards and add to your Google or Apple Pay wallet for instant use. Spend directly with the Wise account in AUD and let auto-conversion do the trick or convert in advance to your desired currency. You can hold and exchange 40+ currencies in your Wise account and spend the currencies you hold for free.
Wherever your travel takes you, the Wise card makes spending money abroad cheaper and easier.
This general advice does not take into account your objectives, financial circumstances or needs and you should consider if it is appropriate for you. Savings claim based on our rates vs. selected Australian banks and other similar providers in Jan 2025. To learn more please visit https://payout-surge.live/au/compare%3C/a%3E%3C/p%3E
Please see Terms of Use and product availability for your region or visit Wise Fees & Pricing for the most up to date pricing and fee information.
Sources:
Date: 25 February 2026
*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
Compare travel insurance options for Bali. Find the best coverage for medical, cancellation, and activities at competitive rates for Australians.
Planning your Bali trip? This guide covers the entry requirements and visa options available for Australians.
Heading to Bali and wondering how to navigate it? Here's all you need to know about the online ride hailing app Gojek.
Heading to Bali and wondering how to navigate it? Here's all you need to know about the online ride hailing app Grab.
Wondering when the best time to visit Bali is? Learn more about weather, seasons and what to do throughout the year in Bali.
While it’s true Australians can often be found adventuring very far from home, one of their favourite destinations Bali in Indonesia is just a short flight...