SWIFT/BIC Codes
Everything you need to find the right SWIFT/BIC code for your transfer. Search by bank or country to find the right branch code. Or, if you already have a code, you can use our checker tool to make sure it’s correct.
Find a Swift code
Just fill in the country and account details below
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A Wise account does more
Send money worldwide
Transfers arrive in less than 20 seconds.
Global account details
Get paid in multiple currencies, easily.
Save money
No exchange rate mark-ups or hidden fees.
- You could save up to 40.03 GBP
How Wise works
Use Wise in just a few simple steps
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1. You want to send money to Germany
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2. Select and send EUR
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3. Money arrives
1. You want to send money to Germany
1. You want to send money to Germany
I have a Wise account in United Kingdom and I want to send EUR to a recipient in Germany.
2. Select and send EUR
2. Select and send EUR
In my Wise account I simply select EUR, enter my recipients account details, and then send that local currency directly to them.
3. Money arrives
3. Money arrives
The recipient receives the exact amount I sent, and 95% of the time it arrives in less than 24 hours.
Format of a SWIFT/BIC number
A SWIFT/BIC is an 8-11 character code that identifies your country, city, bank, and branch.
- Bank code A-Z4 letters representing the bank. It usually looks like a shortened version of that bank's name.
- Country code A-Z2 letters representing the country the bank is in.
- Location code 0-9 A-Z2 characters made up of letters or numbers. It says where that bank's head office is.
- Branch Code 0-9 A-Z3 digits specifying a particular branch. 'XXX' represents the bank’s head office.
When do you need a SWIFT/BIC code?
If you’re sending or receiving money internationally between banks, particularly international wire transfers or SEPA payments, you may be asked for a SWIFT code. SWIFT codes help banks to process transfers from abroad.
Where can I find my SWIFT/BIC code?
You can usually find your bank’s SWIFT/BIC code in your bank account statements. You also can use our SWIFT/BIC finder to get the right code for your transfer.
What is a SWIFT/BIC code
A SWIFT code — sometimes also called a BIC number — is a standard format for Business Identifier Codes (BIC). It’s used to identify banks and financial institutions globally. It says who and where they are — a sort of international bank code or ID.
These codes are used when transferring money between banks, in particular for international wire transfers or SEPA payments. Banks also use these codes to exchange messages between each other.
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SWIFT transfer timing was on point. Funds arrived on the day that was indicated.
EKL, LR
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I urgently needed to send a wire transfer, and if I had used my Italian bank, it would have taken 10 days to arrive. Wise saved me and got everything done in less than 24 hours!
Manuel, IT
View on TrustpilotFrequently asked questions
1 The ability for a recipient to receive the full amount can depend on various factors, including the policies of the recipient's bank and the correspondent bank network. We cannot guarantee that a recipient will receive the full amount in every transaction. The actual outcome of any specific transfer may vary. Learn More.
2 Transaction speed claimed depends on funds availability, approval by Wise’s proprietary verification system and systems availability of our partners’ banking system, and may not be available for all transactions. Learn More.