International wire transfer
Sound like something you could get used to? Join over 15.6 million people using Wise.
- Zero fees on your first transfer — up to $2,000.
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
No hidden fees or exchange mark-ups, ever. Get zero fees on up to $2,000 and see it for yourself. T&C applies Learn more.
Limited time offer for first-time customers only. Available when paying in via debit card or bank account.See Terms & Conditions.
International wire transfer
Sound like something you could get used to? Join over 15.6 million people using Wise.
- Zero fees on your first transfer — up to $2,000.
- Lightning fast — money typically arrives in seconds
- Perfectly predictable — lock in an exchange rate for your international transfer
No hidden fees or exchange mark-ups, ever. Get zero fees on up to $2,000 and see it for yourself. T&C applies Learn more.
Limited time offer for first-time customers only. Available when paying in via debit card or bank account.See Terms & Conditions.
Compare international wire transfer services
The total cost of a transfer is the fee plus exchange rate. If your provider says there’s no fee, check their exchange rate against the one Wise offers. You might be paying more than you think.
 Wise |  Chase (US) | |
|---|---|---|
Recipient gets (Total after fees) | 25,427.15 EUR | 24,923.13 EUR |
Exchange rate (1 USDEUR) | 0.850087 | 0.830771 |
Exchange rate markup | 0 USD | 681.67 USD |
Transfer fee | 88.77 USD | 0 USD |
Total transfer cost | 88.77 USD | 681.67 USD |
International wire transfer fee: how much does it cost to transfer United States dollar to Euro?
The cheapest way to send 30,000 USD to EUR is by using money that's in your Wise account and costs 82.35 USD. We use the mid-market exchange rate — the fairest rate — and always show your fees upfront.
USD
EUR
| Sending 30,000 USD | Transfer cost | ||
|---|---|---|---|
| Bank transfer | 75.97 USD | ||
| Direct debit | 123.37 USD | ||
How long does an international wire transfer take?
Sending money with Wise is super fast: 74% of transfers arrive in under 20 seconds, and 95% in less than a day. How long it takes depends on how you pay.
USD
EUR
| Sending 30,000 USD | Should arrive | ||
|---|---|---|---|
| Bank transfer | by Tuesday, April 21 | ||
| Direct debit | in seconds | ||
How to wire money internationally from the US
Enter amount to send in USD.
Pay in USD with your debit card or credit card, or send the money from your online banking.
Choose your recipient.
Select who you want to send money to and which pay-out method to use.
Send USD, receive EUR.
The recipient gets money in EUR directly from Wise’s local bank account.
How we keep your money safe
Every transfer you make is protected with HTTPS encryption and 2-step verification. And we run millions of checks each day to protect every transaction from fraud.
- Rock-solid technologySuper smart Wisers have built our industry-leading security systems from scratch over the last 12 years.
- People who care, 24/7With over 1,000 anti-fraud specialists, and real human help available every minute, we’re on hand when you’ve got questions.
- Your money, not oursYour money is safeguarded, and held completely separate from ours, so it’s available to you all the time.
Wire money abroad with the Wise app
Looking for an app to wire money abroad? Sending money is easy with Wise app.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
Wire money abroad with the Wise app
Looking for an app to wire money abroad? Sending money is easy with Wise app.
Cheap transfers abroad
Free from hidden fees, you’ll always get the mid-market exchange rate with Wise.
Track exchange rates
Save your favourite currencies to check how the exchange rate changes over time.
Real-time notifications
Know exactly what you’ve spent, as soon as you spend it.
See where Wise works
- Send money
- Account details
- Hold and convert money
