Travel Tips Travelling to China

How to use the Wise card in Taiwan: Complete guide (MY)

Nicholas Chia
Nicholas Chia
13.01.26
Read time 3 minutes

If you use Wise for local and international transfers and payments, you may be wondering how to use your card and account for Taiwanese dollar transactions. Whether you’ve got a trip coming up and need a card for payments in Taiwan, or you need to make a TWD transfer to pay a bill, Wise has you covered.

This guide looks at how to use a Wise card in Taiwan, and how to use Wise for Taiwan dollar transfers.

Table of contents

Can I use Wise in Taiwan?

The way you can use Wise products and services can vary depending on the specific transaction type you need to make, and where in the world your Wise account is registered.

So - does Wise support Taiwan dollar transfers and payments for Malaysian account holders?

The good news is that if you have a Wise account in Malaysia, you can use your Wise card to spend in Taiwan, and you can also send money from Malaysia to Taiwan to be received in TWD. This makes Wise convenient for travel and everyday use for Malaysians with connections to Taiwan.

However, it’s also good to know that there are a few things connected to TWD transactions that you can’t do with a Wise account or card:

  • You can’t hold a TWD balance in your account
  • You can’t use Wise to send a payment from TWD to another currency

We’ll look more carefully at how this works, next.

Can I use the Wise card in Taiwan?

Yes. You can use both the Wise physical and digital cards in Taiwan.

We’ve already mentioned that you can’t hold a balance in TWD in your Wise account, so when you make a payment or withdrawal in Taiwan your balance will be converted automatically at the live mid-market rate at the time of spending, with a low Wise conversion fee. You’ll be able to see the costs of your transaction instantly in the Wise app.

If you have more than one currency in your Wise account, the card will make the automatic conversion from the balance which attracts the lowest overall fee, so you’ll always know you’re getting the best available deal.

Can I make Wise transfers to Taiwan?

Yes. You can make Wise transfers to Taiwan to be received in TWD in a local Taiwanese bank account.

This can be convenient for sending payments for personal or business reasons, with your money arriving quickly and for a low transfer fee. When you make a Wise transfer to Taiwan you can decide how you want to pay from the available options which may include using your Wise balance if you have one, or using a bank transfer or FPX.

Set up your payment in the Wise app or online, to get a quote and details of how much your recipient will receive, as well as a delivery estimate. Wise will convert the payment to TWD using the mid-market rate and deposit the funds seamlessly to your recipient’s account.

How to use Wise in Taiwan

If you’re getting ready for a trip to Taiwan, you’re in for a great time. To make sure everything goes smoothly, here’s a bit more insight into how to use Wise to pay in TWD while you’re there.

How to order a Wise card?

Order your Wise card from Malaysia before you travel, so you can spend easily on arrival in Taiwan. Wise cards are usually delivered in about 5 working days, but you can start to use a Wise digital card right away if you’re in a hurry. More on that next.

You can order a Wise card in Malaysia by taking the following steps:

  1. Download the Wise app or open the Wise desktop site
  2. Click ‘Open an account’
  3. Enter your email address or register using a Facebook, Google or Apple ID
  4. Follow the prompts to enter your personal and contact information
  5. Upload an image of your ID documents - passport or MyKad, plus a valid pass or visa if you’re not a Malaysian citizen¹
  6. Once your account is verified you can add your first balance in the currency of your choice
  7. Select the Card tab and follow the prompts to order your Wise card

How to use Wise digital card in Taiwan

As soon as you’ve ordered your Wise physical card you can also generate a Wise digital card in the Wise app. Within the cards tab of the app, just swipe to the digital card option and tap the ‘Create a new digital card’ button.

You’ll automatically generate a digital card which has different card details to your physical card, and which you can use while you wait for your physical card to arrive by mail.

Add your Wise digital card to your preferred wallet like Apple Pay or Google Pay, to make mobile payments in Taiwan. Your transaction is processed in the same way as it would be using your physical card, but without the hassle of carrying your wallet with you.

Summary: How to use the Wise card in Taiwan

If you have a Wise account in Malaysia you can use your Wise physical or digital card to pay and make cash withdrawals when you travel to Taiwan. Your balance is converted to TWD instantly with the mid-market rate and the lowest available Wise fee. You can also use Wise to send payments to Taiwan to be received in TWD - ideal for paying for hotels and tours, so your trip goes smoothly and with no unexpected fees.

💳 Get your Wise card today

Sources:

  1. Wise Malaysia - verification

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.

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