See all pricing

Pricing for the Wise debit card

Spend at home or abroad in 40+ currencies, and save with low conversion fees and the mid-market rate.

For residents in Iceland

  • Spend at the mid-market rate
    No markups or margins, so spending costs less
  • Forget foreign transaction fees
    No charges just for using your card abroad, with low conversion fees
  • Discounts on big spends
    Get even lower prices with volume discounts when you make big conversions
Getting your Wise card

Getting your Wise card

  • Ordering your card

    No subscription fees

    Free

  • Optional express delivery

    Get it delivered in 1-2 days

    From 1,556 ISK

  • Digital card

    Spend online, in-store and abroad safely

    Free

  • Replacing your card

    Order a new card at any time

    620 ISK

  • Replacing an expired card

    We’ll remind you when it’s time to order a new one

    Free

  • Topping up external e-wallets

    Applies to transactions that include topping up e-wallets and other accounts in certain currencies, see FAQ.

    2%

Withdrawing money from an ATM

You have 2 free withdrawals each month — as long as you don’t withdraw over 35,000 ISK. You’ll be charged 1.75% of any amount over 35,000 ISK. After your 2 free withdrawals, there’s a 100 ISK fee per withdrawal. Fees per account, per month.

  • Up to and including 35,000 ISK per month
    • 2 or less withdrawals

      Free

    • 3 or more withdrawals

      100 ISK per withdrawal

  • More than 35,000 ISK per month
    • 2 or less withdrawals

      1.75% of the amount over 35,000 ISK

    • 3 or more withdrawals

      100 ISK + 1.75% of amount over 35,000 ISK

Withdrawing money from an ATM
Get more for your money

Get more for your money

Spend abroad just like you do at home. You’ll get our fair rates and low, clear prices every time you spend money with us — so you get to keep more.

Learn more

Frequently asked questions