Sending money directly from your Wise account is often faster than sending from an external bank account.
Before you start, make sure you’ve opened an account and added money to your balance.
Learn how much it costs to withdraw or send money that's in a Wise account
How do I start a transfer?
There are three ways to start a transfer using money that’s already in your account:
From a specific currency
Go to Home.
Choose the currency balance you want to send from.
Select Send.
Choose your recipient and enter the amount.
Review the details and select Confirm and send.
Using the Send button
Go to Home and select Send.
Set up your transfer following the standard transfer steps.
At the payment step, choose your Wise account as your payment method.
Select Confirm and send.
From your Recipient list
Go to the Recipients tab.
Select the person or business you want to pay.
Select Send.
Enter the amount and select Confirm and send.
Can I send money from a Jar?
Yes, you can send money directly from a Jar on both the website and the app.
Select the specific Jar you want to use.
Select Send.
Follow the instructions to choose a recipient and amount.
You must move money into your Jar before you can send it. Transfers between Wise accounts are free and instant unless a currency conversion is needed.
Why is the option to pay from the main account greyed out?
If you can’t select your Wise balance at the payment step, it is usually for one of these reasons:
Insufficient funds: You are sending a fixed target transfer (where the recipient receives an exact amount) and don't have enough money on the account to cover the fees.
Exact balance transfer: You are sending the same currency and entered the exact total amount in your account, leaving nothing to cover the fee.
The fix: Try reducing the amount you are sending by a small amount to cover the fee.
How do I set up a Direct Debit?
If you want to allow a company to take regular payments from your account (like for rent or subscriptions), you can set up Direct Debits for AUD, CAD, GBP, EUR, and USD.