Travel Tips Holiday money

TUI travel card review: features, fees and more

Gert Svaiko

17.12.25

Read time 3 minutes

Thinking about your next getaway? Having a simple way to manage your travel money can make it much easier to unwind on your trip. One option you might want to look at is the TUI travel card.

We’ve put together a TUI travel card review to give you a clear idea of what it offers. We’ll take you through its features and benefits, including fees, rates and limits.

We’ll also introduce an alternative way to manage your expenses while travelling - the Wise card from the money services provider Wise. This clever debit card automatically converts your money to the local currency in 160+ countries at the mid-market exchange rate (close to what you can see on Google), with only a tiny, transparent conversion fee.

Join over 14.8 million people worldwide using Wise with their foreign currency transactions.

💳 Learn more about the Wise card

Please see the terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

What is the TUI travel card?

The TUI travel card, officially called the TUI Travel Money Mastercard, is a prepaid card that you can load with 12 currencies. This includes:

Euro
US dollar
Australian dollar
New Zealand dollar
Canadian dollar
Turkish lira
South African rand
Thai baht
Mexican peso
Bulgarian lev
UAE dirham
Pound sterling¹

The card can be used at over 36 million locations across the world, wherever Mastercard is accepted. You can also use it to withdraw cash at over 2.1 million ATMs.¹

The card can be reloaded in-store, online or via the TUI Travel Money Card app. The app also makes it easy for you to track your spending, switch currencies or block the card if needed.¹

Since this is a travel money card, it’s not linked to your bank account, making it a safer option for spending abroad. Another security feature is chip and PIN protection, while it’s not yet possible to link it to your mobile wallet.¹

The TUI travel is available to UK residents aged 18 and over.¹

TUI travel card benefits

The TUI travel card offers a range of benefits. Here are some of the highlights:

12 supported currencies
Can be used wherever Mastercard is accepted
Feature-packed app
Chip and PIN protection¹
No monthly fees
No card issuance fees²

TUI travel card limits and fees

The TUI travel card has no monthly or issuance fees, but a few services do require payment.²

A 3% foreign transaction fee is applied when you spend in an unsupported currency. Withdrawing cash at an ATM costs £1.5 or the rough equivalent in each of the supported currencies. For example, the fee is $2 in US dollars or €1.75 in euros.²

There’s also a 2% loading fee for pounds sterling, while other currencies are free. You can get a replacement card for free, but cancelling your card via customer services will cost £10.²

If there’s no activity on any currency for 24 months, a £2 monthly inactivity fee may apply. It will be taken from the currency with the highest balance. If that isn’t enough, funds from other currencies will be used.²

Cards apply to both the amount and where you can spend. The card can’t be used in the UK for purchases or cash withdrawals, but it can be used in the 11 countries whose currencies are available on the card.²

The minimum ATM withdrawal is £10, with a daily maximum of £500. You can spend up to £2,000 per transaction at POS and no more than £30,000 per year. The card can hold a maximum of £6,000 at any time.²

Remember that some retailers may have their own limits or fees in addition to those of the TUI travel card.

What exchange rate does TUI use?

The TUI travel card uses the exchange rate set by Mastercard. If you pay in a currency not loaded on your card, a 3% fee will apply.²

TUI vs Wise: Quick comparison

Want to see how the TUI travel card compares with the Wise debit card? Here’s a brief overview:

Feature	TUI travel card	Wise debit card
Fees	No issuance or monthly fees £2/month inactivity fee 2% loading fee for pounds sterling 3% fee for spending in an unsupported currency £1.5 fee for ATM withdrawals (or the equivalent in other currencies)²	No monthly fees One-time £7 card order fee (digital card for free) £2.50 card replacement fee 2 free ATM withdrawals up to £200 per month** 1.75% fee for withdrawals above £200 per month £0.50 fee per transaction after two monthly withdrawals
Main features	Mastercard exchange rate No foreign transaction fees if you hold the currency in your account² Supported at 36 million locations and 2.1 million ATMs¹	Mid-market exchange rate No currency conversion fees if you hold the currency in your account Withdrawals at UK and international ATMs Physical and virtual form
No. of countries	Wherever Mastercard is accepted	160+
No. of currencies	12	40+

**Wise will not charge you for these withdrawals, but some additional charges may occur from independent ATM networks.

The main difference between these cards is where you can use them. The TUI travel card can only be used outside the UK, while the Wise card works both in the UK and abroad.

✅ Sign up with Wise for free

Sources used:

TUI - travel money card
TUI - travel money card terms and conditions

Sources last checked on date: 19-Nov-2025

*Please see terms of use and product availability for your region or visit Wise fees and pricing for the most up to date pricing and fee information.

This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.

We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.