Best Apps to Make Money as a Freelancer in the UK
Discover the best apps to make money online as a UK sole trader in 2026. Our guide covers features, fees, and things to note about each app.
Dreaming of a self-employed life while enjoying the dolce vita (sweet life) in Italy? Applying for a lavoro autonomo (self-employed work) visa is the first step, but quotas, authorisations, and residence permit rules can make the process feel complicated.
In this guide, we've explained how to apply for the Italy self-employed visa as a UK applicant and answered common questions about applying.
We've also explained how Wise Business can help you manage international business payments while you're setting up in Italy.
⚠️ Note: Visa rules, eligibility, quotas, documents, fees, and timelines mentioned in this article may vary by applicant, profession, application outcome, and country of residence. Check official Italian government, consulate, and immigration authority guidance for the most accurate and up-to-date information.
| Step | Summary |
|---|---|
| Step 1: Check if you're eligible to apply | Confirm that your planned activity qualifies as self-employed work for a non-EU applicant, and check whether you need professional registration, licences, or approval from an Italian authority.1,2 |
| Step 2: Check whether applications are open | Check whether Italy’s annual immigration quota system is open for your category. ILF Law Firm reports that February 16 and 18, 2026 are set for submitting applications for other categories of work permits, covering non-seasonal employed workers and self-employed visas, subject to official confirmation.4 |
| Step 3: Apply for your authorisation (Nulla Osta) | Many applicants need a Nulla Osta, which is official authorisation to carry out self-employment in Italy before submitting a National Visa application.2 |
| Step 4: Gather your supporting documents | Prepare identity, professional, financial, accommodation, insurance, and supporting legal documents, based on the latest consulate checklist and your specific activity.1,2 |
| Step 5: Submit your National Visa (Type D) application | Submit your long-stay self-employment visa application to the Italian Embassy or Consulate in your country of residence once any required authorisations are ready.2 |
| Step 6: Attend your visa appointment | Attend your appointment where required, provide your documents and photo, and answer questions about your planned self-employed activity in Italy.3 |
| Step 7: Pay the visa and related fees | Budget for visa fees, residence permit fees, postal kit costs, tax stamp costs, issuance costs, translations, insurance, and any professional support.1 |
| Step 8: Visa processing | The Arnone & Sicomo source states that the self-employment visa must be issued within 120 days and used to enter Italy within 180 days from the date of issue.2 |
| Step 9: Apply for your residence permit | Apply for your permesso di soggiorno within 8 days of entering Italy.1 |
| Step 10: Receive your residence permit card | Keep your residence permit card and all related paperwork safe, and check renewal requirements before the permit expires. |
Use this step as a starting point before preparing your Italy self-employed visa application.
Requirements can vary depending on your profession and the type of lavoro autonomo (self-employed work) you plan to carry out, so it’s important to check the latest Italian consulate and immigration guidance before applying.
The Italian self-employment visa is generally designed for non-EU citizens who wish to work as self-employed workers in Italy.1
This may include:2
Your activity must qualify as independent work and not disguised employment. Depending on your profession, you may also need licenses, professional registrations, or approval from an Italian authority before applying.
EU/EEA citizens usually do not need a visa to live or work in Italy, although local registration, tax, and residency requirements may still apply after arrival.1
| Check | What to confirm |
|---|---|
| Non-EU status | The EU Immigration Portal currently describes this route as being for non-EU citizens wishing to work as self-employed workers in Italy.1 |
| Genuine self-employment | Your work must qualify as independent activity or self-employment, such as freelance or professional services, consulting activities, starting a business in Italy, opening a company, holding a corporate role, or carrying out artisanal, commercial, or industrial activities.1,2 |
| Eligible profession or activity | Some activities may require you to meet legal requirements, including prerequisites for entering professional registers, and certification from the relevant authorities.1 |
| Nulla Osta requirement | In many cases, you'll need the necessary clearances (Nulla Osta) before submitting a Type D national visa application to the Italian Embassy or Consulate in your country of residence.2 |
| Annual quota availability | Italy currently operates a quota system fixed annually for self-employed workers, so availability can depend on current immigration quotas.1 |
| Financial requirements | Applicants must show adequate resources for the intended industrial, professional, craft or commercial activity in Italy, or for establishing companies or holding corporate positions in Italy.1 |
Italy uses an annual immigration quota system called the Decreto Flussi, which can affect the availability of self-employed visas.
ILF Law Firm reports that Italy approved a new Decreto Flussi decree for 2026–2028 and that February 16 and 18, 2026 are set for submitting applications for other categories of work permits, covering non-seasonal employed workers and self-employed visas, subject to official confirmation.4
This means you should check the current year's rules, not just older guidance or general visa pages.
Before starting your application, check:
Application rules, timelines, and quota limits can change each year. Some self-employed categories may also have separate requirements depending on the profession or region.
If quotas are closed, you may need to wait until the next application window to apply. A reliable source of information will be the relevant Italian authority or consulate.
Many Italy self-employed visa categories require a Nulla Osta. It is an official authorisation allowing you to carry out self-employment in Italy.2
Depending on your profession, the process may involve:
The requirements vary based on the type of self-employment activity you plan to carry out.
Some applicants work with an immigration adviser, accountant (commercialista), or legal representative in Italy to help manage the process and prepare documents.
Document requirements vary depending on your profession, nationality, and consulate, but you'll generally need to prepare a combination of identity, financial, and professional evidence.
Make sure you organise your file in advance using the latest consulate checklist.
You may need:1,2
Check the latest guidance from your local Italian consulate before applying, as requirements can differ depending on your visa category and location.
After preparing your documents and receiving any required authorisations, you can submit your Italy National Visa (Type D) application for self-employment to the Italian Embassy or Consulate in your country of residence.2
This typically involves:
Some consulates use external visa application centres, while others process applications directly.
You'll usually need to attend an in-person appointment at the Italian consulate or visa application centre.
During the appointment, you may need to:
Consulates may request additional documents after the appointment if further checks are needed.
Applying for an Italy self-employed visa can involve several costs beyond the visa fee itself.
Potential expenses may include:
According to the EU Immigration Portal, as a general rule, visas to enter Italy, excluding Uniform Schengen Visas, cost €116.1
Residence permits cost €40 for stays between 3 and 12 months, €50 for stays between 12 and 24 months, and €100 for long-term residence permits, highly-qualified workers and intra-corporate transferees.1
Administrative costs are listed as €30 for sending the postal kit, €16 for the tax stamp, and €30.46 for issuance costs.1
Payment rules and accepted methods can change, so confirm the current requirements before attending your appointment.
💡 With Wise Business, you can make international payments to pay visa-related, professional, supplier, or setup costs in another currency. You can also convert currencies anytime at the mid-market exchange rate with low, transparent fees.
Disclaimer: The UK Wise Business pricing structure is changing with effect from 26/11/2025 date. Receiving money, direct debits and getting paid features are not available with the Essential Plan which you can open for free. Pay a one-time set up fee of £50 to unlock Advanced features including account details to receive payments in 22+ currencies or 8+ currencies for non-swift payments. You’ll also get access to our invoice generating tool, payment links, QR codes and the ability to set up direct debits all within one account. Please check our website for the latest pricing information.
After submitting your application for an Italian self-employed visa, it will be reviewed by the relevant authorities.
According to the Arnone & Sicomo source, the visa must be issued within 120 days and used to enter Italy within 180 days from the date of issue.2
Delays are possible if documents are incomplete, quotas are fully allocated, additional checks are required, or the consulate requests further supporting evidence.
After arriving in Italy on your self-employed visa, you must apply for a permesso di soggiorno (residence permit) within 8 days of entry.1
This process begins through the Post Office according to the EU Immigration Portal, while the Arnone & Sicomo source refers to submitting the official postal application kit.
You should carefully retain copies of submitted documents and keep your receipt as proof while your application is being processed.
Following submission, the Immigration Office (Questura) will schedule a biometrics appointment for fingerprinting and the signing of the Integration Agreement, according to the Arnone & Sicomo source.
It is essential not to miss the 8-day deadline, as your visa only allows entry, whereas the residence permit legally authorises your stay in Italy.1,2
Once your residence permit is approved, you'll receive your permit card. Keep it safe, and check its expiry date early so you can understand renewal requirements.
You should also keep copies of your visa, the residence permit application receipt, the Questura appointment paperwork, and any renewal correspondence.
These records can be important if you need to prove your status while waiting for a card or when renewing.
💡 With Wise Business, you can receive payments from clients in GBP, EUR and other supported currencies, depending on account availability and payment method. You can also hold money in 40+ currencies to manage GBP and EUR business costs.
Disclaimer: The UK Wise Business pricing structure is changing with effect from 26/11/2025 date. Receiving money, direct debits and getting paid features are not available with the Essential Plan which you can open for free. Pay a one-time set up fee of £50 to unlock Advanced features including account details to receive payments in 22+ currencies or 8+ currencies for non-swift payments. You’ll also get access to our invoice generating tool, payment links, QR codes and the ability to set up direct debits all within one account. Please check our website for the latest pricing information.
After you've mapped out the immigration steps, it's also worth understanding whether another route better fits your work pattern.
Are you specifically interested in the digital nomad visa? If so, we've covered it in our guide to the Italy Digital Nomad Visa.
You may also find it useful to read Wise's guides to moving to Italy from the UK, freelance tax in Italy, and getting paid by global clients as a UK freelancer while planning the practical side of your move.
UK freelancers and business owners moving to Italy often need to manage visa-related costs and handle both euros and pounds.
Wise Business may help you manage international business payments while you set up and work abroad.
With Wise Business, you can:
Make the wise choice when selecting a business account for all your domestic and global needs.
Be Smart, Get Wise.
Disclaimer: The UK Wise Business pricing structure is changing with effect from 26/11/2025 date. Receiving money, direct debits and getting paid features are not available with the Essential Plan which you can open for free. Pay a one-time set up fee of £50 to unlock Advanced features including account details to receive payments in 22+ currencies or 8+ currencies for non-swift payments. You’ll also get access to our invoice generating tool, payment links, QR codes and the ability to set up direct debits all within one account. Please check our website for the latest pricing information.
The EU Immigration Portal does not give a single fixed income threshold for self-employed workers.
It currently says that, to be authorised to work, applicants must show adequate resources for the intended industrial, professional, craft or commercial activity in Italy, or for establishing companies or holding corporate positions in Italy.
The Arnone & Sicomo source also states that Italian law does not set a fixed minimum income for self-employed work in Italy.1,2
Check the latest consulate checklist and seek legal advice if your income is irregular or comes from multiple countries.
Foreign income may help demonstrate your professional activity or business viability if it is properly documented, according to the Arnone & Sicomo source.
But whether it is sufficient depends on your visa category, the documents you provide, and how your work will be carried out in Italy.2
If you plan to keep mainly UK clients while living in Italy, ask an Italian immigration adviser which self-employed visa, digital nomad visa, or another route is more appropriate.
Family members may be able to join you through family reunification rules if you meet the relevant income, accommodation and residence requirements.
The EU Immigration Portal currently states that family reunification is allowed provided the person residing in Italy holds a residence permit of at least one year and meets the legal requirements as to income and accommodation.1
Check official Italian immigration guidance before making plans, because the process and timing may depend on your status and family circumstances.
Renewal is generally possible if you continue to meet the requirements linked to your self-employed activity.
The EU Immigration Portal currently states that renewal is granted provided the applicant meets the requirements necessary for their entry into the territory, and that renewal requests must be presented at least 60 days before the residence permit expires.1
It is advisable to review renewal requirements well before your residence permit expires.
Common issues include applying when the quota is full, missing authorisation, incomplete documents, insufficient financial proof, unsuitable evidence of accommodation, unclear business activity, or applying under the wrong visa category.
The Arnone & Sicomo source states that, before refusing an application for insufficient income, authorities must evaluate the applicant’s previous professional and work history, future business prospects in Italy, and the overall sustainability of the freelance or entrepreneurial activity.2
You must apply for your residence permit within 8 days of entering Italy.1
Whether you can begin work while waiting for the card may depend on your visa, permit application status and the type of work, so keep proof of submission and ask the Questura or a qualified adviser before starting client work.
Applicants are usually required to show proof of suitable accommodation in Italy.
The Arnone & Sicomo source lists suitable accommodation in Italy as being proven by a property purchase, rental agreement, or hospitality declaration.2
The provided Italian consulate source does not cover UK pension contribution rules.
It explains that Italy’s social security system is contributory, that the main Italian insurance fund is INPS, and that particular rules apply to self-employed persons who have contributed to the INPS pension scheme.10
Speak to a qualified adviser to understand any UK pension options and Italian social security obligations that may apply to your circumstances.
Italy's self-employed visa (lavoro autonomo), digital nomad visa and remote worker visa are often confused.
They are distinct immigration routes with different eligibility criteria. The correct option depends on your employment structure, where your income comes from, the type of work you perform, and the documentation you can provide.
| Route | Generally for | Key distinction |
|---|---|---|
| Self-employed visa/lavoro autonomo | Non-EU citizens wishing to work as self-employed workers in Italy.1 | Currently tied to Italy's annual quota system and requires authorisation for self-employed work and a visa before entering Italy.1 |
| Digital nomad visa | Applicants for the London consulate's digital nomad visa for self-employed workers must currently provide proof of a recognised highly qualified profession and annual income derived from legitimate sources of income.3 | The London consulate currently requires proof of a recognised highly qualified profession, annual income of at least triple the prevailing minimum amount level (€8,500.00), suitable lodging, health insurance, and previous relevant work experience, supported by documentation.3 |
| Remote worker visa | Applicants for the London consulate's remote worker visa for subordinate workers must currently provide supportive evidence of current and/or recent offer of employment, such as an employment contract, company information, employment letter, tax returns, P60, and payslips.5 | Designed for subordinate workers rather than self-employed applicants, with documentation focused on employment contracts and employer relationship.5 |
Seek legal advice if your situation involves a mixed setup, such as UK and Italian clients, a UK limited company, a contract that may resemble employment, or invoicing clients in multiple countries.
Misclassifying your visa route can lead to delays, refusal, or issues after arrival in Italy.
The Italian tax system for self-employed freelancers is different from the UK system.
Italy's main personal income tax is IRPEF.
According to the Italian Revenue Agency, personal income tax applies to an individual’s total income, and gross tax is calculated by applying the rates per bracket to total income, net of deductible expenses.6
For residents, total income consists of income, regardless of source.6
PwC's Italy tax summary also notes that residents and non-residents are taxed differently, and that Italy applies national, regional, and municipal income taxes.7
Self-employed people in Italy may also need to consider:
The Italian Revenue Agency currently states that VAT registration is mandatory in Italy for persons engaging in business or agricultural activity, or an artistic or professional activity on a regular basis.8
Registration involves acquiring an 11-digit VAT number that must be displayed on every invoice or other commercial document issued or received in the course of business.8
It also explains that the regime forfettario is a favourable tax regime for individuals carrying out business, artistic, or professional activities, subject to eligibility conditions, including revenue or compensation not exceeding €85,000 in the previous year and employee/collaborator expense limits.9
Before you start invoicing, speak to an Italian accountant about:
Tax obligations depend on your residence status, income type, activity, and business structure, so professional advice before starting work is important.
This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited, its subsidiaries or affiliates. It should not be treated as advice from, or a communication with, HMRC, and it is not intended as a substitute for obtaining business advice from a tax advisor or any other professional.
Sources:
Sources last checked on 27 May 2026
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This publication is provided for general information purposes and does not constitute legal, tax or other professional advice from Wise Payments Limited or its subsidiaries and its affiliates, and it is not intended as a substitute for obtaining advice from a financial advisor or any other professional.
We make no representations, warranties or guarantees, whether expressed or implied, that the content in the publication is accurate, complete or up to date.
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